Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
Delinquency rates higher among 'revolvers'
By Warren S. HerschIn any given month about 18 percent of payments are minimum payments, 40 percent are partial payments and 42 percent are full payments.
June 03, 2013
JPMorgan, ADP to Wind Up 180 Abandoned DC PlansDOL announced that it had approved a process for JPMorgan Chase and ADP to terminate and wind up about 180 DC pension plans abandoned due to corporate crises or neglect.
February 14, 2013
Obama minimum wage plan renews economic debateWill Obama's proposal pump more money into the economy or unfairly burden employers?
January 30, 2013
Ruark study: Annuitization rates are below 5 percentAnnuitization rates, the GMIB report notes, vary by the age of the annuitant, peaking during the prime retirement ages of 65-69. As the value of the guarantee increases relative to the account value, the rate of annuitization also rises.
January 21, 2013
How to Measure Your Firm’s Overall EfficiencyAdvisors are very good at conducting this type of work for their clients. They build a financial plan, then measure on a consistent basis how the plan is doing. How well do you employ the same process for measuring the efficiency of your firm?
November 06, 2012
CFP Board: Let CFPs Vote on the Future of Financial Planning’s CharacterThe CFP Board should affirm the fiduciary duty's importance to CFPs and welcome a referendum of its designees to determine its way forward.
September 20, 2012
80% of Customer Service Is Just Being NiceStand out from the competition by delivering outstanding customer service.