Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
July 19, 2023
Brighthouse Adds a Registered Indexed Universal Life PolicyA client can use RIUL policy loans to take periodic cash distribution payments.
July 18, 2023
12 Worst U.S. Cities for Financial StressAmericans are more stressed about inflation than they are about crime, according to a recent survey.
July 14, 2023
The Real Reason a Higher Retirement Age Won't Fix Social SecurityRaising the retirement age would have little effect on how long people work, researchers argue.
July 12, 2023
Social Security COLA Estimated at 3% for 2024 Amid Mixed Inflation SignalsA COLA of 3% would raise the current average monthly benefit by about $54.
July 11, 2023
No, Social Security Shouldn't Invest in Stocks: ResearchersExperts say there are strong arguments on both sides, but the bigger concern is whether it's too late.
July 10, 2023
U.S. May Have Suffered 16,500 Extra Deaths in JunePreliminary mortality from all causes appears to be at least 8.7% higher than the 2019 level.
July 07, 2023
Why 1966 Was the Worst Year to Retire (and Why It Matters in 2023)The difficulty experienced by retirees between 1966 and 1995 is the basis of the 4% withdrawal rule, explains Wade Pfau.
July 06, 2023
A 4% Rule Alternative That Won't Confuse Clients (Much)New research explores a "novel metric" to help advisors and clients explore trade-offs in retirement withdrawal planning.
July 05, 2023
Chicago Pension Debt Rises to $35BThe city's four retirement funds range from about 19% to 40% funded, according to a recent financial report.
July 03, 2023
New $35 Insulin Cost Cap Applies to More Medicare EnrolleesThe cost-sharing limit now applies to Medicare Part B and Medicare Advantage coverage users.