Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Failure to Compute?
By Melanie WaddellAre computer models that meet the statutory requirements set out in the Pension Protection Act (PPA) an effective tool to use to provide investment advice...
September 01, 2007
Changes Ahead for 403(b)sRetirement plan advisors, distributors, and providers are finding themselves responding on the fly to the trends shaping the 403(b) and 457 markets. The old model...
September 01, 2007
Lesson 8: Defined Benefit Pensions: Winners & LosersMost professionals in the financial services industry are now aware of the continuing decline of traditional private-sector defined benefit (DB) pensions. Each new company press...
August 29, 2007
Guaranteed Income Gap GrowingA new study on retirement readiness suggests that most pre-retirees seriously underestimate the number of years they will be retired and thus the amount of savings they will need to last them through those years.
August 24, 2007
Rollovers Up Sharply, Spectrem Report ShowsAccording to a report by Spectrem Group, assets rolled over from other retirement accounts, primarily savings type plans such as 401(k)s and 403(b)s, to IRAs in 2007 stood at $489.3 billion, up 38% from $353.4 billion in 2004.
August 23, 2007
Testing Advisors' Fiduciary Know-HowThe Centre for Fiduciary Excellence LLC (CEFEX), an independent global assessment and certification organization based in Toronto, is putting advisory firms through a rigorous assessment process to determine their level of fiduciary responsibility.
August 23, 2007
Shedding More Light on the PPAAside from guidance issued by the Department of Labor (DOL) earlier this year, which specified that as per the requirements of the 2006 Pension Protection...
August 21, 2007
Pacific Life Publishes Income Planning AidsA West Coast insurer has developed new retirement education materials.Pacific Life Insurance Company's, Newport Beach, Calif., new "Road to Retirement Guide" and retirement income needs ...