(1) The titleholder for the property must be at least 62 years old, and if title is held jointly, the youngest of the two titleholders must be at least 62.
(2) The property must be a single family home, an FHA approved condo, or a multiple family dwelling consisting of at least two, but no more than four, units.
(3) The home must be occupied by and be the primary residence of the borrower(s).