(For valuation dates occurring after April 30, 2009) |
|||||||||
INTEREST RATE |
|||||||||
AGE |
6.6% |
6.8% |
7.0% |
7.2% |
7.4% |
7.6% |
7.8% |
8.0% |
8.2% |
0 |
14.8146 |
14.3980 |
14.0032 |
13.6286 |
13.2727 |
12.9343 |
12.6121 |
12.3052 |
12.0124 |
1 |
14.8994 |
14.4812 |
14.0848 |
13.7086 |
13.3511 |
13.0112 |
12.6876 |
12.3791 |
12.0849 |
2 |
14.8905 |
14.4735 |
14.0781 |
13.7027 |
13.3461 |
13.0068 |
12.6838 |
12.3759 |
12.0822 |
3 |
14.8784 |
14.4627 |
14.0684 |
13.6941 |
13.3383 |
12.9999 |
12.6775 |
12.3703 |
12.0771 |
4 |
14.8643 |
14.4499 |
14.0568 |
13.6836 |
13.3288 |
12.9912 |
12.6697 |
12.3631 |
12.0706 |
5 |
14.8486 |
14.4356 |
14.0439 |
13.6718 |
13.3181 |
12.9814 |
12.6607 |
12.3549 |
12.0630 |
6 |
14.8314 |
14.4200 |
14.0296 |
13.6588 |
13.3061 |
12.9705 |
12.6506 |
12.3456 |
12.0545 |
7 |
14.8130 |
14.4032 |
14.0143 |
13.6448 |
13.2933 |
12.9587 |
12.6398 |
12.3356 |
12.0452 |
8 |
14.7931 |
14.3851 |
13.9976 |
13.6295 |
13.2792 |
12.9457 |
12.6278 |
12.3245 |
12.0349 |
9 |
14.7716 |
14.3653 |
13.9795 |
13.6128 |
13.2638 |
12.9315 |
12.6146 |
12.3123 |
12.0236 |
10 |
14.7486 |
14.3441 |
13.9600 |
13.5947 |
13.2471 |
12.9160 |
12.6003 |
12.2990 |
12.0111 |
11 |
14.7238 |
14.3213 |
13.9389 |
13.5753 |
13.2291 |
12.8993 |
12.5847 |
12.2844 |
11.9976 |
12 |
14.6974 |
14.2970 |
13.9164 |
13.5544 |
13.2097 |
12.8812 |
12.5679 |
12.2687 |
11.9829 |
13 |
14.6699 |
14.2715 |
13.8929 |
13.5326 |
13.1894 |
12.8624 |
12.5503 |
12.2523 |
11.9675 |
14 |
14.6418 |
14.2456 |
13.8688 |
13.5103 |
13.1688 |
12.8431 |
12.5324 |
12.2356 |
11.9518 |
15 |
14.6135 |
14.2195 |
13.8447 |
13.4880 |
13.1481 |
12.8239 |
12.5145 |
12.2189 |
11.9363 |
16 |
14.5853 |
14.1935 |
13.8208 |
13.4659 |
13.1276 |
12.8050 |
12.4969 |
12.2026 |
11.9211 |
17 |
14.5569 |
14.1674 |
13.7968 |
13.4438 |
13.1072 |
12.7861 |
12.4794 |
12.1863 |
11.9060 |
18 |
14.5282 |
14.1410 |
13.7725 |
13.4214 |
13.0866 |
12.7671 |
12.4619 |
12.1701 |
11.8909 |
19 |
14.4987 |
14.1140 |
13.7477 |
13.3986 |
13.0656 |
12.7477 |
12.4440 |
12.1535 |
11.8756 |
20 |
14.4679 |
14.0857 |
13.7217 |
13.3747 |
13.0436 |
12.7274 |
12.4252 |
12.1362 |
11.8596 |
21 |
14.4360 |
14.0564 |
13.6947 |
13.3499 |
13.0207 |
12.7063 |
12.4057 |
12.1182 |
11.8429 |
22 |
14.4026 |
14.0258 |
13.6666 |
13.3240 |
12.9968 |
12.6843 |
12.3854 |
12.0994 |
11.8256 |
23 |
14.3675 |
13.9935 |
13.6369 |
13.2966 |
12.9716 |
12.6610 |
12.3639 |
12.0795 |
11.8071 |
24 |
14.3301 |
13.9590 |
13.6051 |
13.2672 |
12.9445 |
12.6359 |
12.3407 |
12.0580 |
11.7872 |
25 |
14.2899 |
13.9219 |
13.5708 |
13.2355 |
12.9151 |
12.6086 |
12.3154 |
12.0345 |
11.7653 |
26 |
14.2467 |
13.8819 |
13.5337 |
13.2011 |
12.8832 |
12.5790 |
12.2878 |
12.0089 |
11.7414 |
27 |
14.2003 |
13.8389 |
13.4938 |
13.1640 |
12.8486 |
12.5468 |
12.2578 |
11.9809 |
11.7153 |
28 |
14.1507 |
13.7928 |
13.4509 |
13.1240 |
12.8114 |
12.5121 |
12.2254 |
11.9505 |
11.6869 |
29 |
14.0981 |
13.7438 |
13.4052 |
13.0815 |
12.7716 |
12.4749 |
12.1906 |
11.9180 |
11.6564 |
30 |
14.0425 |
13.6920 |
13.3569 |
13.0363 |
12.7294 |
12.4355 |
12.1536 |
11.8833 |
11.6239 |
31 |
13.9838 |
13.6372 |
13.3057 |
12.9885 |
12.6846 |
12.3935 |
12.1143 |
11.8464 |
11.5892 |
32 |
13.9220 |
13.5794 |
13.2516 |
12.9378 |
12.6372 |
12.3489 |
12.0725 |
11.8071 |
11.5522 |
33 |
13.8567 |
13.5183 |
13.1944 |
12.8841 |
12.5868 |
12.3016 |
12.0280 |
11.7652 |
11.5128 |
34 |
13.7884 |
13.4543 |
13.1344 |
12.8278 |
12.5339 |
12.2519 |
11.9811 |
11.7211 |
11.4712 |
35 |
13.7167 |
13.3870 |
13.0712 |
12.7685 |
12.4780 |
12.1993 |
11.9316 |
11.6744 |
11.4272 |
36 |
13.6415 |
13.3164 |
13.0048 |
12.7060 |
12.4192 |
12.1439 |
11.8794 |
11.6251 |
11.3806 |
37 |
13.5627 |
13.2423 |
12.9351 |
12.6403 |
12.3573 |
12.0855 |
11.8242 |
11.5730 |
11.3313 |
38 |
13.4801 |
13.1645 |
12.8618 |
12.5712 |
12.2921 |
12.0239 |
11.7660 |
11.5180 |
11.2792 |
39 |
13.3937 |
13.0831 |
12.7850 |
12.4987 |
12.2237 |
11.9592 |
11.7048 |
11.4600 |
11.2243 |
40 |
13.3036 |
12.9981 |
12.7047 |
12.4229 |
12.1519 |
11.8913 |
11.6406 |
11.3991 |
11.1666 |
41 |
13.2095 |
12.9092 |
12.6207 |
12.3434 |
12.0767 |
11.8201 |
11.5731 |
11.3351 |
11.1058 |
42 |
13.1114 |
12.8165 |
12.5330 |
12.2604 |
11.9981 |
11.7456 |
11.5023 |
11.2680 |
11.0421 |
43 |
13.0089 |
12.7194 |
12.4411 |
12.1732 |
11.9154 |
11.6671 |
11.4278 |
11.1972 |
10.9748 |
44 |
12.9020 |
12.6182 |
12.3451 |
12.0822 |
11.8289 |
11.5850 |
11.3498 |
11.1230 |
10.9041 |
45 |
12.7907 |
12.5126 |
12.2448 |
11.9870 |
11.7385 |
11.4990 |
11.2679 |
11.0451 |
10.8299 |
46 |
12.6746 |
12.4023 |
12.1401 |
11.8874 |
11.6437 |
11.4088 |
11.1820 |
10.9632 |
10.7518 |
47 |
12.5538 |
12.2875 |
12.0309 |
11.7835 |
11.5448 |
11.3145 |
11.0922 |
10.8775 |
10.6701 |
48 |
12.4281 |
12.1679 |
11.9170 |
11.6750 |
11.4414 |
11.2159 |
10.9981 |
10.7876 |
10.5842 |
49 |
12.2972 |
12.0432 |
11.7981 |
11.5616 |
11.3332 |
11.1126 |
10.8994 |
10.6934 |
10.4941 |
50 |
12.1606 |
11.9129 |
11.6737 |
11.4428 |
11.2197 |
11.0042 |
10.7957 |
10.5942 |
10.3992 |
51 |
12.0182 |
11.7768 |
11.5438 |
11.3186 |
11.1009 |
10.8905 |
10.6869 |
10.4900 |
10.2993 |
52 |
11.8696 |
11.6348 |
11.4079 |
11.1886 |
10.9765 |
10.7713 |
10.5727 |
10.3804 |
10.1942 |
53 |
11.7151 |
11.4869 |
11.2663 |
11.0529 |
10.8464 |
10.6465 |
10.4530 |
10.2655 |
10.0839 |
54 |
11.5546 |
11.3331 |
11.1189 |
10.9115 |
10.7107 |
10.5163 |
10.3279 |
10.1454 |
9.9684 |
55 |
11.3886 |
11.1739 |
10.9660 |
10.7648 |
10.5698 |
10.3809 |
10.1977 |
10.0202 |
9.8480 |
56 |
11.2179 |
11.0099 |
10.8085 |
10.6134 |
10.4243 |
10.2409 |
10.0631 |
9.8906 |
9.7232 |
57 |
11.0423 |
10.8412 |
10.6463 |
10.4574 |
10.2742 |
10.0964 |
9.9240 |
9.7566 |
9.5940 |
58 |
10.8623 |
10.6681 |
10.4797 |
10.2970 |
10.1197 |
9.9476 |
9.7806 |
9.6183 |
9.4607 |
59 |
10.6775 |
10.4901 |
10.3083 |
10.1318 |
9.9605 |
9.7941 |
9.6325 |
9.4754 |
9.3228 |
60 |
10.4873 |
10.3068 |
10.1315 |
9.9614 |
9.7960 |
9.6354 |
9.4793 |
9.3275 |
9.1799 |
61 |
10.2920 |
10.1184 |
9.9498 |
9.7859 |
9.6266 |
9.4717 |
9.3211 |
9.1746 |
9.0321 |
62 |
10.0923 |
9.9256 |
9.7635 |
9.6059 |
9.4526 |
9.3036 |
9.1585 |
9.0173 |
8.8798 |
63 |
9.8882 |
9.7283 |
9.5728 |
9.4215 |
9.2743 |
9.1310 |
8.9915 |
8.8556 |
8.7233 |
64 |
9.6798 |
9.5267 |
9.3778 |
9.2327 |
9.0915 |
8.9540 |
8.8200 |
8.6895 |
8.5623 |
65 |
9.4668 |
9.3206 |
9.1781 |
9.0393 |
8.9041 |
8.7724 |
8.6439 |
8.5187 |
8.3966 |
66 |
9.2467 |
9.1072 |
8.9712 |
8.8387 |
8.7095 |
8.5836 |
8.4607 |
8.3409 |
8.2239 |
67 |
9.0201 |
8.8873 |
8.7578 |
8.6315 |
8.5083 |
8.3882 |
8.2709 |
8.1564 |
8.0447 |
68 |
8.7878 |
8.6616 |
8.5386 |
8.4185 |
8.3013 |
8.1869 |
8.0752 |
7.9660 |
7.8595 |
69 |
8.5505 |
8.4309 |
8.3142 |
8.2003 |
8.0890 |
7.9803 |
7.8741 |
7.7703 |
7.6689 |
70 |
8.3088 |
8.1957 |
8.0853 |
7.9774 |
7.8719 |
7.7689 |
7.6681 |
7.5696 |
7.4733 |
71 |
8.0624 |
7.9557 |
7.8515 |
7.7495 |
7.6498 |
7.5524 |
7.4570 |
7.3637 |
7.2724 |
72 |
7.8119 |
7.7115 |
7.6132 |
7.5171 |
7.4231 |
7.3311 |
7.2411 |
7.1529 |
7.0667 |
73 |
7.5583 |
7.4639 |
7.3716 |
7.2812 |
7.1927 |
7.1061 |
7.0213 |
6.9382 |
6.8568 |
74 |
7.3028 |
7.2143 |
7.1277 |
7.0429 |
6.9598 |
6.8785 |
6.7987 |
6.7206 |
6.6440 |
75 |
7.0466 |
6.9639 |
6.8829 |
6.8035 |
6.7256 |
6.6493 |
6.5745 |
6.5012 |
6.4292 |
76 |
6.7906 |
6.7134 |
6.6378 |
6.5636 |
6.4908 |
6.4194 |
6.3494 |
6.2807 |
6.2133 |
77 |
6.5351 |
6.4632 |
6.3927 |
6.3235 |
6.2556 |
6.1890 |
6.1236 |
6.0594 |
5.9964 |
78 |
6.2805 |
6.2137 |
6.1481 |
6.0838 |
6.0206 |
5.9585 |
5.8976 |
5.8377 |
5.7789 |
79 |
6.0274 |
5.9654 |
5.9046 |
5.8449 |
5.7862 |
5.7285 |
5.6718 |
5.6161 |
5.5614 |
80 |
5.7766 |
5.7193 |
5.6630 |
5.6076 |
5.5532 |
5.4998 |
5.4472 |
5.3955 |
5.3447 |
81 |
5.5285 |
5.4757 |
5.4236 |
5.3725 |
5.3222 |
5.2727 |
5.2241 |
5.1762 |
5.1291 |
82 |
5.2838 |
5.2351 |
5.1871 |
5.1400 |
5.0936 |
5.0479 |
5.0030 |
4.9587 |
4.9152 |
83 |
5.0431 |
4.9983 |
4.9542 |
4.9108 |
4.8681 |
4.8260 |
4.7846 |
4.7438 |
4.7036 |
84 |
4.8068 |
4.7658 |
4.7253 |
4.6855 |
4.6462 |
4.6075 |
4.5694 |
4.5319 |
4.4949 |
85 |
4.5756 |
4.5380 |
4.5010 |
4.4645 |
4.4285 |
4.3930 |
4.3580 |
4.3236 |
4.2896 |
86 |
4.3499 |
4.3156 |
4.2817 |
4.2483 |
4.2154 |
4.1829 |
4.1509 |
4.1193 |
4.0881 |
87 |
4.1304 |
4.0990 |
4.0681 |
4.0377 |
4.0076 |
3.9779 |
3.9486 |
3.9197 |
3.8912 |
88 |
3.9170 |
3.8885 |
3.8603 |
3.8325 |
3.8051 |
3.7781 |
3.7514 |
3.7250 |
3.6989 |
89 |
3.7105 |
3.6845 |
3.6590 |
3.6337 |
3.6088 |
3.5841 |
3.5598 |
3.5358 |
3.5120 |
90 |
3.5111 |
3.4876 |
3.4644 |
3.4414 |
3.4188 |
3.3964 |
3.3742 |
3.3524 |
3.3308 |
91 |
3.3190 |
3.2977 |
3.2767 |
3.2559 |
3.2353 |
3.2150 |
3.1949 |
3.1750 |
3.1554 |
92 |
3.1345 |
3.1153 |
3.0962 |
3.0774 |
3.0587 |
3.0403 |
3.0221 |
3.0041 |
2.9863 |
93 |
2.9581 |
2.9407 |
2.9234 |
2.9064 |
2.8895 |
2.8728 |
2.8563 |
2.8400 |
2.8239 |
94 |
2.7893 |
2.7736 |
2.7580 |
2.7426 |
2.7274 |
2.7123 |
2.6974 |
2.6826 |
2.6679 |
95 |
2.6282 |
2.6140 |
2.6000 |
2.5861 |
2.5723 |
2.5587 |
2.5452 |
2.5318 |
2.5186 |
96 |
2.4755 |
2.4627 |
2.4500 |
2.4375 |
2.4251 |
2.4127 |
2.4005 |
2.3885 |
2.3765 |
97 |
2.3307 |
2.3192 |
2.3078 |
2.2964 |
2.2852 |
2.2741 |
2.2631 |
2.2522 |
2.2414 |
98 |
2.1935 |
2.1831 |
2.1728 |
2.1626 |
2.1524 |
2.1424 |
2.1325 |
2.1226 |
2.1129 |
99 |
2.0633 |
2.0539 |
2.0447 |
2.0355 |
2.0263 |
2.0173 |
2.0083 |
1.9995 |
1.9906 |
100 |
1.9416 |
1.9332 |
1.9248 |
1.9166 |
1.9083 |
1.9002 |
1.8921 |
1.8841 |
1.8761 |
101 |
1.8255 |
1.8179 |
1.8104 |
1.8030 |
1.7956 |
1.7882 |
1.7809 |
1.7737 |
1.7665 |
102 |
1.7179 |
1.7111 |
1.7044 |
1.6977 |
1.6910 |
1.6844 |
1.6778 |
1.6713 |
1.6649 |
103 |
1.6107 |
1.6046 |
1.5985 |
1.5925 |
1.5866 |
1.5807 |
1.5748 |
1.5690 |
1.5632 |
104 |
1.5119 |
1.5065 |
1.5011 |
1.4958 |
1.4904 |
1.4852 |
1.4799 |
1.4747 |
1.4696 |
105 |
1.4146 |
1.4098 |
1.4051 |
1.4004 |
1.3957 |
1.3911 |
1.3865 |
1.3819 |
1.3773 |
106 |
1.2919 |
1.2879 |
1.2839 |
1.2799 |
1.2760 |
1.2721 |
1.2682 |
1.2643 |
1.2605 |
107 |
1.1523 |
1.1491 |
1.1459 |
1.1428 |
1.1397 |
1.1365 |
1.1334 |
1.1303 |
1.1273 |
108 |
0.9236 |
0.9214 |
0.9193 |
0.9172 |
0.9151 |
0.9130 |
0.9109 |
0.9088 |
0.9067 |
109 |
0.4690 |
0.4682 |
0.4673 |
0.4664 |
0.4655 |
0.4647 |
0.4638 |
0.4630 |
0.4621 |