(For valuation dates occurring after April 30, 2009) | |||||||||
INTEREST RATE | |||||||||
AGE | 6.6% | 6.8% | 7.0% | 7.2% | 7.4% | 7.6% | 7.8% | 8.0% | 8.2% |
0 | 14.8146 | 14.3980 | 14.0032 | 13.6286 | 13.2727 | 12.9343 | 12.6121 | 12.3052 | 12.0124 |
1 | 14.8994 | 14.4812 | 14.0848 | 13.7086 | 13.3511 | 13.0112 | 12.6876 | 12.3791 | 12.0849 |
2 | 14.8905 | 14.4735 | 14.0781 | 13.7027 | 13.3461 | 13.0068 | 12.6838 | 12.3759 | 12.0822 |
3 | 14.8784 | 14.4627 | 14.0684 | 13.6941 | 13.3383 | 12.9999 | 12.6775 | 12.3703 | 12.0771 |
4 | 14.8643 | 14.4499 | 14.0568 | 13.6836 | 13.3288 | 12.9912 | 12.6697 | 12.3631 | 12.0706 |
5 | 14.8486 | 14.4356 | 14.0439 | 13.6718 | 13.3181 | 12.9814 | 12.6607 | 12.3549 | 12.0630 |
6 | 14.8314 | 14.4200 | 14.0296 | 13.6588 | 13.3061 | 12.9705 | 12.6506 | 12.3456 | 12.0545 |
7 | 14.8130 | 14.4032 | 14.0143 | 13.6448 | 13.2933 | 12.9587 | 12.6398 | 12.3356 | 12.0452 |
8 | 14.7931 | 14.3851 | 13.9976 | 13.6295 | 13.2792 | 12.9457 | 12.6278 | 12.3245 | 12.0349 |
9 | 14.7716 | 14.3653 | 13.9795 | 13.6128 | 13.2638 | 12.9315 | 12.6146 | 12.3123 | 12.0236 |
10 | 14.7486 | 14.3441 | 13.9600 | 13.5947 | 13.2471 | 12.9160 | 12.6003 | 12.2990 | 12.0111 |
11 | 14.7238 | 14.3213 | 13.9389 | 13.5753 | 13.2291 | 12.8993 | 12.5847 | 12.2844 | 11.9976 |
12 | 14.6974 | 14.2970 | 13.9164 | 13.5544 | 13.2097 | 12.8812 | 12.5679 | 12.2687 | 11.9829 |
13 | 14.6699 | 14.2715 | 13.8929 | 13.5326 | 13.1894 | 12.8624 | 12.5503 | 12.2523 | 11.9675 |
14 | 14.6418 | 14.2456 | 13.8688 | 13.5103 | 13.1688 | 12.8431 | 12.5324 | 12.2356 | 11.9518 |
15 | 14.6135 | 14.2195 | 13.8447 | 13.4880 | 13.1481 | 12.8239 | 12.5145 | 12.2189 | 11.9363 |
16 | 14.5853 | 14.1935 | 13.8208 | 13.4659 | 13.1276 | 12.8050 | 12.4969 | 12.2026 | 11.9211 |
17 | 14.5569 | 14.1674 | 13.7968 | 13.4438 | 13.1072 | 12.7861 | 12.4794 | 12.1863 | 11.9060 |
18 | 14.5282 | 14.1410 | 13.7725 | 13.4214 | 13.0866 | 12.7671 | 12.4619 | 12.1701 | 11.8909 |
19 | 14.4987 | 14.1140 | 13.7477 | 13.3986 | 13.0656 | 12.7477 | 12.4440 | 12.1535 | 11.8756 |
20 | 14.4679 | 14.0857 | 13.7217 | 13.3747 | 13.0436 | 12.7274 | 12.4252 | 12.1362 | 11.8596 |
21 | 14.4360 | 14.0564 | 13.6947 | 13.3499 | 13.0207 | 12.7063 | 12.4057 | 12.1182 | 11.8429 |
22 | 14.4026 | 14.0258 | 13.6666 | 13.3240 | 12.9968 | 12.6843 | 12.3854 | 12.0994 | 11.8256 |
23 | 14.3675 | 13.9935 | 13.6369 | 13.2966 | 12.9716 | 12.6610 | 12.3639 | 12.0795 | 11.8071 |
24 | 14.3301 | 13.9590 | 13.6051 | 13.2672 | 12.9445 | 12.6359 | 12.3407 | 12.0580 | 11.7872 |
25 | 14.2899 | 13.9219 | 13.5708 | 13.2355 | 12.9151 | 12.6086 | 12.3154 | 12.0345 | 11.7653 |
26 | 14.2467 | 13.8819 | 13.5337 | 13.2011 | 12.8832 | 12.5790 | 12.2878 | 12.0089 | 11.7414 |
27 | 14.2003 | 13.8389 | 13.4938 | 13.1640 | 12.8486 | 12.5468 | 12.2578 | 11.9809 | 11.7153 |
28 | 14.1507 | 13.7928 | 13.4509 | 13.1240 | 12.8114 | 12.5121 | 12.2254 | 11.9505 | 11.6869 |
29 | 14.0981 | 13.7438 | 13.4052 | 13.0815 | 12.7716 | 12.4749 | 12.1906 | 11.9180 | 11.6564 |
30 | 14.0425 | 13.6920 | 13.3569 | 13.0363 | 12.7294 | 12.4355 | 12.1536 | 11.8833 | 11.6239 |
31 | 13.9838 | 13.6372 | 13.3057 | 12.9885 | 12.6846 | 12.3935 | 12.1143 | 11.8464 | 11.5892 |
32 | 13.9220 | 13.5794 | 13.2516 | 12.9378 | 12.6372 | 12.3489 | 12.0725 | 11.8071 | 11.5522 |
33 | 13.8567 | 13.5183 | 13.1944 | 12.8841 | 12.5868 | 12.3016 | 12.0280 | 11.7652 | 11.5128 |
34 | 13.7884 | 13.4543 | 13.1344 | 12.8278 | 12.5339 | 12.2519 | 11.9811 | 11.7211 | 11.4712 |
35 | 13.7167 | 13.3870 | 13.0712 | 12.7685 | 12.4780 | 12.1993 | 11.9316 | 11.6744 | 11.4272 |
36 | 13.6415 | 13.3164 | 13.0048 | 12.7060 | 12.4192 | 12.1439 | 11.8794 | 11.6251 | 11.3806 |
37 | 13.5627 | 13.2423 | 12.9351 | 12.6403 | 12.3573 | 12.0855 | 11.8242 | 11.5730 | 11.3313 |
38 | 13.4801 | 13.1645 | 12.8618 | 12.5712 | 12.2921 | 12.0239 | 11.7660 | 11.5180 | 11.2792 |
39 | 13.3937 | 13.0831 | 12.7850 | 12.4987 | 12.2237 | 11.9592 | 11.7048 | 11.4600 | 11.2243 |
40 | 13.3036 | 12.9981 | 12.7047 | 12.4229 | 12.1519 | 11.8913 | 11.6406 | 11.3991 | 11.1666 |
41 | 13.2095 | 12.9092 | 12.6207 | 12.3434 | 12.0767 | 11.8201 | 11.5731 | 11.3351 | 11.1058 |
42 | 13.1114 | 12.8165 | 12.5330 | 12.2604 | 11.9981 | 11.7456 | 11.5023 | 11.2680 | 11.0421 |
43 | 13.0089 | 12.7194 | 12.4411 | 12.1732 | 11.9154 | 11.6671 | 11.4278 | 11.1972 | 10.9748 |
44 | 12.9020 | 12.6182 | 12.3451 | 12.0822 | 11.8289 | 11.5850 | 11.3498 | 11.1230 | 10.9041 |
45 | 12.7907 | 12.5126 | 12.2448 | 11.9870 | 11.7385 | 11.4990 | 11.2679 | 11.0451 | 10.8299 |
46 | 12.6746 | 12.4023 | 12.1401 | 11.8874 | 11.6437 | 11.4088 | 11.1820 | 10.9632 | 10.7518 |
47 | 12.5538 | 12.2875 | 12.0309 | 11.7835 | 11.5448 | 11.3145 | 11.0922 | 10.8775 | 10.6701 |
48 | 12.4281 | 12.1679 | 11.9170 | 11.6750 | 11.4414 | 11.2159 | 10.9981 | 10.7876 | 10.5842 |
49 | 12.2972 | 12.0432 | 11.7981 | 11.5616 | 11.3332 | 11.1126 | 10.8994 | 10.6934 | 10.4941 |
50 | 12.1606 | 11.9129 | 11.6737 | 11.4428 | 11.2197 | 11.0042 | 10.7957 | 10.5942 | 10.3992 |
51 | 12.0182 | 11.7768 | 11.5438 | 11.3186 | 11.1009 | 10.8905 | 10.6869 | 10.4900 | 10.2993 |
52 | 11.8696 | 11.6348 | 11.4079 | 11.1886 | 10.9765 | 10.7713 | 10.5727 | 10.3804 | 10.1942 |
53 | 11.7151 | 11.4869 | 11.2663 | 11.0529 | 10.8464 | 10.6465 | 10.4530 | 10.2655 | 10.0839 |
54 | 11.5546 | 11.3331 | 11.1189 | 10.9115 | 10.7107 | 10.5163 | 10.3279 | 10.1454 | 9.9684 |
55 | 11.3886 | 11.1739 | 10.9660 | 10.7648 | 10.5698 | 10.3809 | 10.1977 | 10.0202 | 9.8480 |
56 | 11.2179 | 11.0099 | 10.8085 | 10.6134 | 10.4243 | 10.2409 | 10.0631 | 9.8906 | 9.7232 |
57 | 11.0423 | 10.8412 | 10.6463 | 10.4574 | 10.2742 | 10.0964 | 9.9240 | 9.7566 | 9.5940 |
58 | 10.8623 | 10.6681 | 10.4797 | 10.2970 | 10.1197 | 9.9476 | 9.7806 | 9.6183 | 9.4607 |
59 | 10.6775 | 10.4901 | 10.3083 | 10.1318 | 9.9605 | 9.7941 | 9.6325 | 9.4754 | 9.3228 |
60 | 10.4873 | 10.3068 | 10.1315 | 9.9614 | 9.7960 | 9.6354 | 9.4793 | 9.3275 | 9.1799 |
61 | 10.2920 | 10.1184 | 9.9498 | 9.7859 | 9.6266 | 9.4717 | 9.3211 | 9.1746 | 9.0321 |
62 | 10.0923 | 9.9256 | 9.7635 | 9.6059 | 9.4526 | 9.3036 | 9.1585 | 9.0173 | 8.8798 |
63 | 9.8882 | 9.7283 | 9.5728 | 9.4215 | 9.2743 | 9.1310 | 8.9915 | 8.8556 | 8.7233 |
64 | 9.6798 | 9.5267 | 9.3778 | 9.2327 | 9.0915 | 8.9540 | 8.8200 | 8.6895 | 8.5623 |
65 | 9.4668 | 9.3206 | 9.1781 | 9.0393 | 8.9041 | 8.7724 | 8.6439 | 8.5187 | 8.3966 |
66 | 9.2467 | 9.1072 | 8.9712 | 8.8387 | 8.7095 | 8.5836 | 8.4607 | 8.3409 | 8.2239 |
67 | 9.0201 | 8.8873 | 8.7578 | 8.6315 | 8.5083 | 8.3882 | 8.2709 | 8.1564 | 8.0447 |
68 | 8.7878 | 8.6616 | 8.5386 | 8.4185 | 8.3013 | 8.1869 | 8.0752 | 7.9660 | 7.8595 |
69 | 8.5505 | 8.4309 | 8.3142 | 8.2003 | 8.0890 | 7.9803 | 7.8741 | 7.7703 | 7.6689 |
70 | 8.3088 | 8.1957 | 8.0853 | 7.9774 | 7.8719 | 7.7689 | 7.6681 | 7.5696 | 7.4733 |
71 | 8.0624 | 7.9557 | 7.8515 | 7.7495 | 7.6498 | 7.5524 | 7.4570 | 7.3637 | 7.2724 |
72 | 7.8119 | 7.7115 | 7.6132 | 7.5171 | 7.4231 | 7.3311 | 7.2411 | 7.1529 | 7.0667 |
73 | 7.5583 | 7.4639 | 7.3716 | 7.2812 | 7.1927 | 7.1061 | 7.0213 | 6.9382 | 6.8568 |
74 | 7.3028 | 7.2143 | 7.1277 | 7.0429 | 6.9598 | 6.8785 | 6.7987 | 6.7206 | 6.6440 |
75 | 7.0466 | 6.9639 | 6.8829 | 6.8035 | 6.7256 | 6.6493 | 6.5745 | 6.5012 | 6.4292 |
76 | 6.7906 | 6.7134 | 6.6378 | 6.5636 | 6.4908 | 6.4194 | 6.3494 | 6.2807 | 6.2133 |
77 | 6.5351 | 6.4632 | 6.3927 | 6.3235 | 6.2556 | 6.1890 | 6.1236 | 6.0594 | 5.9964 |
78 | 6.2805 | 6.2137 | 6.1481 | 6.0838 | 6.0206 | 5.9585 | 5.8976 | 5.8377 | 5.7789 |
79 | 6.0274 | 5.9654 | 5.9046 | 5.8449 | 5.7862 | 5.7285 | 5.6718 | 5.6161 | 5.5614 |
80 | 5.7766 | 5.7193 | 5.6630 | 5.6076 | 5.5532 | 5.4998 | 5.4472 | 5.3955 | 5.3447 |
81 | 5.5285 | 5.4757 | 5.4236 | 5.3725 | 5.3222 | 5.2727 | 5.2241 | 5.1762 | 5.1291 |
82 | 5.2838 | 5.2351 | 5.1871 | 5.1400 | 5.0936 | 5.0479 | 5.0030 | 4.9587 | 4.9152 |
83 | 5.0431 | 4.9983 | 4.9542 | 4.9108 | 4.8681 | 4.8260 | 4.7846 | 4.7438 | 4.7036 |
84 | 4.8068 | 4.7658 | 4.7253 | 4.6855 | 4.6462 | 4.6075 | 4.5694 | 4.5319 | 4.4949 |
85 | 4.5756 | 4.5380 | 4.5010 | 4.4645 | 4.4285 | 4.3930 | 4.3580 | 4.3236 | 4.2896 |
86 | 4.3499 | 4.3156 | 4.2817 | 4.2483 | 4.2154 | 4.1829 | 4.1509 | 4.1193 | 4.0881 |
87 | 4.1304 | 4.0990 | 4.0681 | 4.0377 | 4.0076 | 3.9779 | 3.9486 | 3.9197 | 3.8912 |
88 | 3.9170 | 3.8885 | 3.8603 | 3.8325 | 3.8051 | 3.7781 | 3.7514 | 3.7250 | 3.6989 |
89 | 3.7105 | 3.6845 | 3.6590 | 3.6337 | 3.6088 | 3.5841 | 3.5598 | 3.5358 | 3.5120 |
90 | 3.5111 | 3.4876 | 3.4644 | 3.4414 | 3.4188 | 3.3964 | 3.3742 | 3.3524 | 3.3308 |
91 | 3.3190 | 3.2977 | 3.2767 | 3.2559 | 3.2353 | 3.2150 | 3.1949 | 3.1750 | 3.1554 |
92 | 3.1345 | 3.1153 | 3.0962 | 3.0774 | 3.0587 | 3.0403 | 3.0221 | 3.0041 | 2.9863 |
93 | 2.9581 | 2.9407 | 2.9234 | 2.9064 | 2.8895 | 2.8728 | 2.8563 | 2.8400 | 2.8239 |
94 | 2.7893 | 2.7736 | 2.7580 | 2.7426 | 2.7274 | 2.7123 | 2.6974 | 2.6826 | 2.6679 |
95 | 2.6282 | 2.6140 | 2.6000 | 2.5861 | 2.5723 | 2.5587 | 2.5452 | 2.5318 | 2.5186 |
96 | 2.4755 | 2.4627 | 2.4500 | 2.4375 | 2.4251 | 2.4127 | 2.4005 | 2.3885 | 2.3765 |
97 | 2.3307 | 2.3192 | 2.3078 | 2.2964 | 2.2852 | 2.2741 | 2.2631 | 2.2522 | 2.2414 |
98 | 2.1935 | 2.1831 | 2.1728 | 2.1626 | 2.1524 | 2.1424 | 2.1325 | 2.1226 | 2.1129 |
99 | 2.0633 | 2.0539 | 2.0447 | 2.0355 | 2.0263 | 2.0173 | 2.0083 | 1.9995 | 1.9906 |
100 | 1.9416 | 1.9332 | 1.9248 | 1.9166 | 1.9083 | 1.9002 | 1.8921 | 1.8841 | 1.8761 |
101 | 1.8255 | 1.8179 | 1.8104 | 1.8030 | 1.7956 | 1.7882 | 1.7809 | 1.7737 | 1.7665 |
102 | 1.7179 | 1.7111 | 1.7044 | 1.6977 | 1.6910 | 1.6844 | 1.6778 | 1.6713 | 1.6649 |
103 | 1.6107 | 1.6046 | 1.5985 | 1.5925 | 1.5866 | 1.5807 | 1.5748 | 1.5690 | 1.5632 |
104 | 1.5119 | 1.5065 | 1.5011 | 1.4958 | 1.4904 | 1.4852 | 1.4799 | 1.4747 | 1.4696 |
105 | 1.4146 | 1.4098 | 1.4051 | 1.4004 | 1.3957 | 1.3911 | 1.3865 | 1.3819 | 1.3773 |
106 | 1.2919 | 1.2879 | 1.2839 | 1.2799 | 1.2760 | 1.2721 | 1.2682 | 1.2643 | 1.2605 |
107 | 1.1523 | 1.1491 | 1.1459 | 1.1428 | 1.1397 | 1.1365 | 1.1334 | 1.1303 | 1.1273 |
108 | 0.9236 | 0.9214 | 0.9193 | 0.9172 | 0.9151 | 0.9130 | 0.9109 | 0.9088 | 0.9067 |
109 | 0.4690 | 0.4682 | 0.4673 | 0.4664 | 0.4655 | 0.4647 | 0.4638 | 0.4630 | 0.4621 |