(For valuation dates occurring after April 30, 2009)
| |||||||||
INTEREST RATE
| |||||||||
AGE
| 6.6%
| 6.8%
| 7.0%
| 7.2%
| 7.4%
| 7.6%
| 7.8%
| 8.0%
| 8.2%
|
0
| 14.8146
| 14.3980
| 14.0032
| 13.6286
| 13.2727
| 12.9343
| 12.6121
| 12.3052
| 12.0124
|
1
| 14.8994
| 14.4812
| 14.0848
| 13.7086
| 13.3511
| 13.0112
| 12.6876
| 12.3791
| 12.0849
|
2
| 14.8905
| 14.4735
| 14.0781
| 13.7027
| 13.3461
| 13.0068
| 12.6838
| 12.3759
| 12.0822
|
3
| 14.8784
| 14.4627
| 14.0684
| 13.6941
| 13.3383
| 12.9999
| 12.6775
| 12.3703
| 12.0771
|
4
| 14.8643
| 14.4499
| 14.0568
| 13.6836
| 13.3288
| 12.9912
| 12.6697
| 12.3631
| 12.0706
|
5
| 14.8486
| 14.4356
| 14.0439
| 13.6718
| 13.3181
| 12.9814
| 12.6607
| 12.3549
| 12.0630
|
6
| 14.8314
| 14.4200
| 14.0296
| 13.6588
| 13.3061
| 12.9705
| 12.6506
| 12.3456
| 12.0545
|
7
| 14.8130
| 14.4032
| 14.0143
| 13.6448
| 13.2933
| 12.9587
| 12.6398
| 12.3356
| 12.0452
|
8
| 14.7931
| 14.3851
| 13.9976
| 13.6295
| 13.2792
| 12.9457
| 12.6278
| 12.3245
| 12.0349
|
9
| 14.7716
| 14.3653
| 13.9795
| 13.6128
| 13.2638
| 12.9315
| 12.6146
| 12.3123
| 12.0236
|
10
| 14.7486
| 14.3441
| 13.9600
| 13.5947
| 13.2471
| 12.9160
| 12.6003
| 12.2990
| 12.0111
|
11
| 14.7238
| 14.3213
| 13.9389
| 13.5753
| 13.2291
| 12.8993
| 12.5847
| 12.2844
| 11.9976
|
12
| 14.6974
| 14.2970
| 13.9164
| 13.5544
| 13.2097
| 12.8812
| 12.5679
| 12.2687
| 11.9829
|
13
| 14.6699
| 14.2715
| 13.8929
| 13.5326
| 13.1894
| 12.8624
| 12.5503
| 12.2523
| 11.9675
|
14
| 14.6418
| 14.2456
| 13.8688
| 13.5103
| 13.1688
| 12.8431
| 12.5324
| 12.2356
| 11.9518
|
15
| 14.6135
| 14.2195
| 13.8447
| 13.4880
| 13.1481
| 12.8239
| 12.5145
| 12.2189
| 11.9363
|
16
| 14.5853
| 14.1935
| 13.8208
| 13.4659
| 13.1276
| 12.8050
| 12.4969
| 12.2026
| 11.9211
|
17
| 14.5569
| 14.1674
| 13.7968
| 13.4438
| 13.1072
| 12.7861
| 12.4794
| 12.1863
| 11.9060
|
18
| 14.5282
| 14.1410
| 13.7725
| 13.4214
| 13.0866
| 12.7671
| 12.4619
| 12.1701
| 11.8909
|
19
| 14.4987
| 14.1140
| 13.7477
| 13.3986
| 13.0656
| 12.7477
| 12.4440
| 12.1535
| 11.8756
|
20
| 14.4679
| 14.0857
| 13.7217
| 13.3747
| 13.0436
| 12.7274
| 12.4252
| 12.1362
| 11.8596
|
21
| 14.4360
| 14.0564
| 13.6947
| 13.3499
| 13.0207
| 12.7063
| 12.4057
| 12.1182
| 11.8429
|
22
| 14.4026
| 14.0258
| 13.6666
| 13.3240
| 12.9968
| 12.6843
| 12.3854
| 12.0994
| 11.8256
|
23
| 14.3675
| 13.9935
| 13.6369
| 13.2966
| 12.9716
| 12.6610
| 12.3639
| 12.0795
| 11.8071
|
24
| 14.3301
| 13.9590
| 13.6051
| 13.2672
| 12.9445
| 12.6359
| 12.3407
| 12.0580
| 11.7872
|
25
| 14.2899
| 13.9219
| 13.5708
| 13.2355
| 12.9151
| 12.6086
| 12.3154
| 12.0345
| 11.7653
|
26
| 14.2467
| 13.8819
| 13.5337
| 13.2011
| 12.8832
| 12.5790
| 12.2878
| 12.0089
| 11.7414
|
27
| 14.2003
| 13.8389
| 13.4938
| 13.1640
| 12.8486
| 12.5468
| 12.2578
| 11.9809
| 11.7153
|
28
| 14.1507
| 13.7928
| 13.4509
| 13.1240
| 12.8114
| 12.5121
| 12.2254
| 11.9505
| 11.6869
|
29
| 14.0981
| 13.7438
| 13.4052
| 13.0815
| 12.7716
| 12.4749
| 12.1906
| 11.9180
| 11.6564
|
30
| 14.0425
| 13.6920
| 13.3569
| 13.0363
| 12.7294
| 12.4355
| 12.1536
| 11.8833
| 11.6239
|
31
| 13.9838
| 13.6372
| 13.3057
| 12.9885
| 12.6846
| 12.3935
| 12.1143
| 11.8464
| 11.5892
|
32
| 13.9220
| 13.5794
| 13.2516
| 12.9378
| 12.6372
| 12.3489
| 12.0725
| 11.8071
| 11.5522
|
33
| 13.8567
| 13.5183
| 13.1944
| 12.8841
| 12.5868
| 12.3016
| 12.0280
| 11.7652
| 11.5128
|
34
| 13.7884
| 13.4543
| 13.1344
| 12.8278
| 12.5339
| 12.2519
| 11.9811
| 11.7211
| 11.4712
|
35
| 13.7167
| 13.3870
| 13.0712
| 12.7685
| 12.4780
| 12.1993
| 11.9316
| 11.6744
| 11.4272
|
36
| 13.6415
| 13.3164
| 13.0048
| 12.7060
| 12.4192
| 12.1439
| 11.8794
| 11.6251
| 11.3806
|
37
| 13.5627
| 13.2423
| 12.9351
| 12.6403
| 12.3573
| 12.0855
| 11.8242
| 11.5730
| 11.3313
|
38
| 13.4801
| 13.1645
| 12.8618
| 12.5712
| 12.2921
| 12.0239
| 11.7660
| 11.5180
| 11.2792
|
39
| 13.3937
| 13.0831
| 12.7850
| 12.4987
| 12.2237
| 11.9592
| 11.7048
| 11.4600
| 11.2243
|
40
| 13.3036
| 12.9981
| 12.7047
| 12.4229
| 12.1519
| 11.8913
| 11.6406
| 11.3991
| 11.1666
|
41
| 13.2095
| 12.9092
| 12.6207
| 12.3434
| 12.0767
| 11.8201
| 11.5731
| 11.3351
| 11.1058
|
42
| 13.1114
| 12.8165
| 12.5330
| 12.2604
| 11.9981
| 11.7456
| 11.5023
| 11.2680
| 11.0421
|
43
| 13.0089
| 12.7194
| 12.4411
| 12.1732
| 11.9154
| 11.6671
| 11.4278
| 11.1972
| 10.9748
|
44
| 12.9020
| 12.6182
| 12.3451
| 12.0822
| 11.8289
| 11.5850
| 11.3498
| 11.1230
| 10.9041
|
45
| 12.7907
| 12.5126
| 12.2448
| 11.9870
| 11.7385
| 11.4990
| 11.2679
| 11.0451
| 10.8299
|
46
| 12.6746
| 12.4023
| 12.1401
| 11.8874
| 11.6437
| 11.4088
| 11.1820
| 10.9632
| 10.7518
|
47
| 12.5538
| 12.2875
| 12.0309
| 11.7835
| 11.5448
| 11.3145
| 11.0922
| 10.8775
| 10.6701
|
48
| 12.4281
| 12.1679
| 11.9170
| 11.6750
| 11.4414
| 11.2159
| 10.9981
| 10.7876
| 10.5842
|
49
| 12.2972
| 12.0432
| 11.7981
| 11.5616
| 11.3332
| 11.1126
| 10.8994
| 10.6934
| 10.4941
|
50
| 12.1606
| 11.9129
| 11.6737
| 11.4428
| 11.2197
| 11.0042
| 10.7957
| 10.5942
| 10.3992
|
51
| 12.0182
| 11.7768
| 11.5438
| 11.3186
| 11.1009
| 10.8905
| 10.6869
| 10.4900
| 10.2993
|
52
| 11.8696
| 11.6348
| 11.4079
| 11.1886
| 10.9765
| 10.7713
| 10.5727
| 10.3804
| 10.1942
|
53
| 11.7151
| 11.4869
| 11.2663
| 11.0529
| 10.8464
| 10.6465
| 10.4530
| 10.2655
| 10.0839
|
54
| 11.5546
| 11.3331
| 11.1189
| 10.9115
| 10.7107
| 10.5163
| 10.3279
| 10.1454
| 9.9684
|
55
| 11.3886
| 11.1739
| 10.9660
| 10.7648
| 10.5698
| 10.3809
| 10.1977
| 10.0202
| 9.8480
|
56
| 11.2179
| 11.0099
| 10.8085
| 10.6134
| 10.4243
| 10.2409
| 10.0631
| 9.8906
| 9.7232
|
57
| 11.0423
| 10.8412
| 10.6463
| 10.4574
| 10.2742
| 10.0964
| 9.9240
| 9.7566
| 9.5940
|
58
| 10.8623
| 10.6681
| 10.4797
| 10.2970
| 10.1197
| 9.9476
| 9.7806
| 9.6183
| 9.4607
|
59
| 10.6775
| 10.4901
| 10.3083
| 10.1318
| 9.9605
| 9.7941
| 9.6325
| 9.4754
| 9.3228
|
60
| 10.4873
| 10.3068
| 10.1315
| 9.9614
| 9.7960
| 9.6354
| 9.4793
| 9.3275
| 9.1799
|
61
| 10.2920
| 10.1184
| 9.9498
| 9.7859
| 9.6266
| 9.4717
| 9.3211
| 9.1746
| 9.0321
|
62
| 10.0923
| 9.9256
| 9.7635
| 9.6059
| 9.4526
| 9.3036
| 9.1585
| 9.0173
| 8.8798
|
63
| 9.8882
| 9.7283
| 9.5728
| 9.4215
| 9.2743
| 9.1310
| 8.9915
| 8.8556
| 8.7233
|
64
| 9.6798
| 9.5267
| 9.3778
| 9.2327
| 9.0915
| 8.9540
| 8.8200
| 8.6895
| 8.5623
|
65
| 9.4668
| 9.3206
| 9.1781
| 9.0393
| 8.9041
| 8.7724
| 8.6439
| 8.5187
| 8.3966
|
66
| 9.2467
| 9.1072
| 8.9712
| 8.8387
| 8.7095
| 8.5836
| 8.4607
| 8.3409
| 8.2239
|
67
| 9.0201
| 8.8873
| 8.7578
| 8.6315
| 8.5083
| 8.3882
| 8.2709
| 8.1564
| 8.0447
|
68
| 8.7878
| 8.6616
| 8.5386
| 8.4185
| 8.3013
| 8.1869
| 8.0752
| 7.9660
| 7.8595
|
69
| 8.5505
| 8.4309
| 8.3142
| 8.2003
| 8.0890
| 7.9803
| 7.8741
| 7.7703
| 7.6689
|
70
| 8.3088
| 8.1957
| 8.0853
| 7.9774
| 7.8719
| 7.7689
| 7.6681
| 7.5696
| 7.4733
|
71
| 8.0624
| 7.9557
| 7.8515
| 7.7495
| 7.6498
| 7.5524
| 7.4570
| 7.3637
| 7.2724
|
72
| 7.8119
| 7.7115
| 7.6132
| 7.5171
| 7.4231
| 7.3311
| 7.2411
| 7.1529
| 7.0667
|
73
| 7.5583
| 7.4639
| 7.3716
| 7.2812
| 7.1927
| 7.1061
| 7.0213
| 6.9382
| 6.8568
|
74
| 7.3028
| 7.2143
| 7.1277
| 7.0429
| 6.9598
| 6.8785
| 6.7987
| 6.7206
| 6.6440
|
75
| 7.0466
| 6.9639
| 6.8829
| 6.8035
| 6.7256
| 6.6493
| 6.5745
| 6.5012
| 6.4292
|
76
| 6.7906
| 6.7134
| 6.6378
| 6.5636
| 6.4908
| 6.4194
| 6.3494
| 6.2807
| 6.2133
|
77
| 6.5351
| 6.4632
| 6.3927
| 6.3235
| 6.2556
| 6.1890
| 6.1236
| 6.0594
| 5.9964
|
78
| 6.2805
| 6.2137
| 6.1481
| 6.0838
| 6.0206
| 5.9585
| 5.8976
| 5.8377
| 5.7789
|
79
| 6.0274
| 5.9654
| 5.9046
| 5.8449
| 5.7862
| 5.7285
| 5.6718
| 5.6161
| 5.5614
|
80
| 5.7766
| 5.7193
| 5.6630
| 5.6076
| 5.5532
| 5.4998
| 5.4472
| 5.3955
| 5.3447
|
81
| 5.5285
| 5.4757
| 5.4236
| 5.3725
| 5.3222
| 5.2727
| 5.2241
| 5.1762
| 5.1291
|
82
| 5.2838
| 5.2351
| 5.1871
| 5.1400
| 5.0936
| 5.0479
| 5.0030
| 4.9587
| 4.9152
|
83
| 5.0431
| 4.9983
| 4.9542
| 4.9108
| 4.8681
| 4.8260
| 4.7846
| 4.7438
| 4.7036
|
84
| 4.8068
| 4.7658
| 4.7253
| 4.6855
| 4.6462
| 4.6075
| 4.5694
| 4.5319
| 4.4949
|
85
| 4.5756
| 4.5380
| 4.5010
| 4.4645
| 4.4285
| 4.3930
| 4.3580
| 4.3236
| 4.2896
|
86
| 4.3499
| 4.3156
| 4.2817
| 4.2483
| 4.2154
| 4.1829
| 4.1509
| 4.1193
| 4.0881
|
87
| 4.1304
| 4.0990
| 4.0681
| 4.0377
| 4.0076
| 3.9779
| 3.9486
| 3.9197
| 3.8912
|
88
| 3.9170
| 3.8885
| 3.8603
| 3.8325
| 3.8051
| 3.7781
| 3.7514
| 3.7250
| 3.6989
|
89
| 3.7105
| 3.6845
| 3.6590
| 3.6337
| 3.6088
| 3.5841
| 3.5598
| 3.5358
| 3.5120
|
90
| 3.5111
| 3.4876
| 3.4644
| 3.4414
| 3.4188
| 3.3964
| 3.3742
| 3.3524
| 3.3308
|
91
| 3.3190
| 3.2977
| 3.2767
| 3.2559
| 3.2353
| 3.2150
| 3.1949
| 3.1750
| 3.1554
|
92
| 3.1345
| 3.1153
| 3.0962
| 3.0774
| 3.0587
| 3.0403
| 3.0221
| 3.0041
| 2.9863
|
93
| 2.9581
| 2.9407
| 2.9234
| 2.9064
| 2.8895
| 2.8728
| 2.8563
| 2.8400
| 2.8239
|
94
| 2.7893
| 2.7736
| 2.7580
| 2.7426
| 2.7274
| 2.7123
| 2.6974
| 2.6826
| 2.6679
|
95
| 2.6282
| 2.6140
| 2.6000
| 2.5861
| 2.5723
| 2.5587
| 2.5452
| 2.5318
| 2.5186
|
96
| 2.4755
| 2.4627
| 2.4500
| 2.4375
| 2.4251
| 2.4127
| 2.4005
| 2.3885
| 2.3765
|
97
| 2.3307
| 2.3192
| 2.3078
| 2.2964
| 2.2852
| 2.2741
| 2.2631
| 2.2522
| 2.2414
|
98
| 2.1935
| 2.1831
| 2.1728
| 2.1626
| 2.1524
| 2.1424
| 2.1325
| 2.1226
| 2.1129
|
99
| 2.0633
| 2.0539
| 2.0447
| 2.0355
| 2.0263
| 2.0173
| 2.0083
| 1.9995
| 1.9906
|
100
| 1.9416
| 1.9332
| 1.9248
| 1.9166
| 1.9083
| 1.9002
| 1.8921
| 1.8841
| 1.8761
|
101
| 1.8255
| 1.8179
| 1.8104
| 1.8030
| 1.7956
| 1.7882
| 1.7809
| 1.7737
| 1.7665
|
102
| 1.7179
| 1.7111
| 1.7044
| 1.6977
| 1.6910
| 1.6844
| 1.6778
| 1.6713
| 1.6649
|
103
| 1.6107
| 1.6046
| 1.5985
| 1.5925
| 1.5866
| 1.5807
| 1.5748
| 1.5690
| 1.5632
|
104
| 1.5119
| 1.5065
| 1.5011
| 1.4958
| 1.4904
| 1.4852
| 1.4799
| 1.4747
| 1.4696
|
105
| 1.4146
| 1.4098
| 1.4051
| 1.4004
| 1.3957
| 1.3911
| 1.3865
| 1.3819
| 1.3773
|
106
| 1.2919
| 1.2879
| 1.2839
| 1.2799
| 1.2760
| 1.2721
| 1.2682
| 1.2643
| 1.2605
|
107
| 1.1523
| 1.1491
| 1.1459
| 1.1428
| 1.1397
| 1.1365
| 1.1334
| 1.1303
| 1.1273
|
108
| 0.9236
| 0.9214
| 0.9193
| 0.9172
| 0.9151
| 0.9130
| 0.9109
| 0.9088
| 0.9067
|
109
| 0.4690
| 0.4682
| 0.4673
| 0.4664
| 0.4655
| 0.4647
| 0.4638
| 0.4630
| 0.4621
|