Tax Facts

RMD Joint and Last Survivor Table - Life Expectancy

|

Ages

35

36

37

38

39

40

41

42

43

44

45

46

35

55.2

54.7

54.3

53.8

53.4

53.0

52.7

52.3

52.0

51.7

51.5

51.2

36

54.7

54.2

53.7

53.3

52.8

52.4

52.0

51.7

51.3

51.0

50.7

50.5

37

54.3

53.7

53.2

52.7

52.3

51.8

51.4

51.1

50.7

50.4

50.0

49.8

38

53.8

53.3

52.7

52.2

51.7

51.3

50.9

50.4

50.1

49.7

49.4

49.1

39

53.4

52.8

52.3

51.7

51.2

50.8

50.3

49.9

49.5

49.1

48.7

48.4

40

53.0

52.4

51.8

51.3

50.8

50.2

49.8

49.3

48.9

48.5

48.1

47.7

41

52.7

52.0

51.4

50.9

50.3

49.8

49.3

48.8

48.3

47.9

47.5

47.1

42

52.3

51.7

51.1

50.4

49.9

49.3

48.8

48.3

47.8

47.3

46.9

46.5

43

52.0

51.3

50.7

50.1

49.5

48.9

48.3

47.8

47.3

46.8

46.3

45.9

44

51.7

51.0

50.4

49.7

49.1

48.5

47.9

47.3

46.8

46.3

45.8

45.4

45

51.5

50.7

50.0

49.4

48.7

48.1

47.5

46.9

46.3

45.8

45.3

44.8

46

51.2

50.5

49.8

49.1

48.4

47.7

47.1

46.5

45.9

45.4

44.8

44.3

47

51.0

50.2

49.5

48.8

48.1

47.4

46.7

46.1

45.5

44.9

44.4

43.9

48

50.8

50.0

49.2

48.5

47.8

47.1

46.4

45.8

45.1

44.5

44.0

43.4

49

50.6

49.8

49.0

48.2

47.5

46.8

46.1

45.4

44.8

44.2

43.6

43.0

50

50.4

49.6

48.8

48.0

47.3

46.5

45.8

45.1

44.4

43.8

43.2

42.6

51

50.2

49.4

48.6

47.8

47.0

46.3

45.5

44.8

44.1

43.5

42.8

42.2

52

50.0

49.2

48.4

47.6

46.8

46.0

45.3

44.6

43.8

43.2

42.5

41.8

53

49.9

49.1

48.2

47.4

46.6

45.8

45.1

44.3

43.6

42.9

42.2

41.5

54

49.8

48.9

48.1

47.2

46.4

45.6

44.8

44.1

43.3

42.6

41.9

41.2

55

49.7

48.8

47.9

47.1

46.3

45.5

44.7

43.9

43.1

42.4

41.6

40.9

56

49.5

48.7

47.8

47.0

46.1

45.3

44.5

43.7

42.9

42.1

41.4

40.7

57

49.4

48.6

47.7

46.8

46.0

45.1

44.3

43.5

42.7

41.9

41.2

40.4

58

49.4

48.5

47.6

46.7

45.8

45.0

44.2

43.3

42.5

41.7

40.9

40.2

59

49.3

48.4

47.5

46.6

45.7

44.9

44.0

43.2

42.4

41.5

40.7

40.0

60

49.2

48.3

47.4

46.5

45.6

44.7

43.9

43.0

42.2

41.4

40.6

39.8

61

49.1

48.2

47.3

46.4

45.5

44.6

43.8

42.9

42.1

41.2

40.4

39.6

62

49.1

48.1

47.2

46.3

45.4

44.5

43.7

42.8

41.9

41.1

40.3

39.4

63

49.0

48.1

47.2

46.3

45.3

44.5

43.6

42.7

41.8

41.0

40.1

39.3

64

48.9

48.0

47.1

46.2

45.3

44.4

43.5

42.6

41.7

40.8

40.0

39.2

65

48.9

48.0

47.0

46.1

45.2

44.3

43.4

42.5

41.6

40.7

39.9

39.0

66

48.9

47.9

47.0

46.1

45.1

44.2

43.3

42.4

41.5

40.6

39.8

38.9

67

48.8

47.9

46.9

46.0

45.1

44.2

43.3

42.3

41.4

40.6

39.7

38.8

68

48.8

47.8

46.9

46.0

45.0

44.1

43.2

42.3

41.4

40.5

39.6

38.7

69

48.7

47.8

46.9

45.9

45.0

44.1

43.1

42.2

41.3

40.4

39.5

38.6

70

48.7

47.8

46.8

45.9

44.9

44.0

43.1

42.2

41.3

40.3

39.4

38.6

71

48.7

47.7

46.8

45.9

44.9

44.0

43.0

42.1

41.2

40.3

39.4

38.5

72

48.7

47.7

46.8

45.8

44.9

43.9

43.0

42.1

41.1

40.2

39.3

38.4

73

48.6

47.7

46.7

45.8

44.8

43.9

43.0

42.0

41.1

40.2

39.3

38.4

74

48.6

47.7

46.7

45.8

44.8

43.9

42.9

42.0

41.1

40.1

39.2

38.3

75

48.6

47.7

46.7

45.7

44.8

43.8

42.9

42.0

41.0

40.1

39.2

38.3

76

48.6

47.6

46.7

45.7

44.8

43.8

42.9

41.9

41.0

40.1

39.1

38.2

77

48.6

47.6

46.7

45.7

44.8

43.8

42.9

41.9

41.0

40.0

39.1

38.2

78

48.6

47.6

46.6

45.7

44.7

43.8

42.8

41.9

40.9

40.0

39.1

38.2

79

48.6

47.6

46.6

45.7

44.7

43.8

42.8

41.9

40.9

40.0

39.1

38.1

80

48.5

47.6

46.6

45.7

44.7

43.7

42.8

41.8

40.9

40.0

39.0

38.1

81

48.5

47.6

46.6

45.7

44.7

43.7

42.8

41.8

40.9

39.9

39.0

38.1

82

48.5

47.6

46.6

45.6

44.7

43.7

42.8

41.8

40.9

39.9

39.0

38.1

83

48.5

47.6

46.6

45.6

44.7

43.7

42.8

41.8

40.9

39.9

39.0

38.0

84

48.5

47.6

46.6

45.6

44.7

43.7

42.7

41.8

40.8

39.9

39.0

38.0

85

48.5

47.5

46.6

45.6

44.7

43.7

42.7

41.8

40.8

39.9

38.9

38.0

86

48.5

47.5

46.6

45.6

44.6

43.7

42.7

41.8

40.8

39.9

38.9

38.0

87

48.5

47.5

46.6

45.6

44.6

43.7

42.7

41.8

40.8

39.9

38.9

38.0

88

48.5

47.5

46.6

45.6

44.6

43.7

42.7

41.8

40.8

39.9

38.9

38.0

89

48.5

47.5

46.6

45.6

44.6

43.7

42.7

41.7

40.8

39.8

38.9

38.0

90

48.5

47.5

46.6

45.6

44.6

43.7

42.7

41.7

40.8

39.8

38.9

38.0

RMD Joint and Last Survivor Table - Life Expectancy

Ages

47

48

49

50

51

52

53

54

55

56

57

58

47

43.4

42.9

42.4

42.0

41.6

41.2

40.9

40.5

40.2

40.0

39.7

39.4

48

42.9

42.4

41.9

41.5

41.0

40.6

40.3

39.9

39.6

39.3

39.0

38.7

49

42.4

41.9

41.4

40.9

40.5

40.1

39.7

39.3

38.9

38.6

38.3

38.0

50

42.0

41.5

40.9

40.4

40.0

39.5

39.1

38.7

38.3

38.0

37.6

37.3

51

41.6

41.0

40.5

40.0

39.5

39.0

38.5

38.1

37.7

37.4

37.0

36.7

52

41.2

40.6

40.1

39.5

39.0

38.5

38.0

37.6

37.2

36.8

36.4

36.0

53

40.9

40.3

39.7

39.1

38.5

38.0

37.5

37.1

36.6

36.2

35.8

35.4

54

40.5

39.9

39.3

38.7

38.1

37.6

37.1

36.6

36.1

35.7

35.2

34.8

55

40.2

39.6

38.9

38.3

37.7

37.2

36.6

36.1

35.6

35.1

34.7

34.3

56

40.0

39.3

38.6

38.0

37.4

36.8

36.2

35.7

35.1

34.7

34.2

33.7

57

39.7

39.0

38.3

37.6

37.0

36.4

35.8

35.2

34.7

34.2

33.7

33.2

58

39.4

38.7

38.0

37.3

36.7

36.0

35.4

34.8

34.3

33.7

33.2

32.8

59

39.2

38.5

37.8

37.1

36.4

35.7

35.1

34.5

33.9

33.3

32.8

32.3

60

39.0

38.2

37.5

36.8

36.1

35.4

34.8

34.1

33.5

32.9

32.4

31.9

61

38.8

38.0

37.3

36.6

35.8

35.1

34.5

33.8

33.2

32.6

32.0

31.4

62

38.6

37.8

37.1

36.3

35.6

34.9

34.2

33.5

32.9

32.2

31.6

31.1

63

38.5

37.7

36.9

36.1

35.4

34.6

33.9

33.2

32.6

31.9

31.3

30.7

64

38.3

37.5

36.7

35.9

35.2

34.4

33.7

33.0

32.3

31.6

31.0

30.4

65

38.2

37.4

36.6

35.8

35.0

34.2

33.5

32.7

32.0

31.4

30.7

30.0

66

38.1

37.2

36.4

35.6

34.8

34.0

33.3

32.5

31.8

31.1

30.4

29.8

67

38.0

37.1

36.3

35.5

34.7

33.9

33.1

32.3

31.6

30.9

30.2

29.5

68

37.9

37.0

36.2

35.3

34.5

33.7

32.9

32.1

31.4

30.7

29.9

29.2

69

37.8

36.9

36.0

35.2

34.4

33.6

32.8

32.0

31.2

30.5

29.7

29.0

70

37.7

36.8

35.9

35.1

34.3

33.4

32.6

31.8

31.1

30.3

29.5

28.8

71

37.6

36.7

35.9

35.0

34.2

33.3

32.5

31.7

30.9

30.1

29.4

28.6

72

37.5

36.6

35.8

34.9

34.1

33.2

32.4

31.6

30.8

30.0

29.2

28.4

73

37.5

36.6

35.7

34.8

34.0

33.1

32.3

31.5

30.6

29.8

29.1

28.3

74

37.4

36.5

35.6

34.8

33.9

33.0

32.2

31.4

30.5

29.7

28.9

28.1

75

37.4

36.5

35.6

34.7

33.8

33.0

32.1

31.3

30.4

29.6

28.8

28.0

76

37.3

36.4

35.5

34.6

33.8

32.9

32.0

31.2

30.3

29.5

28.7

27.9

77

37.3

36.4

35.5

34.6

33.7

32.8

32.0

31.1

30.3

29.4

28.6

27.8

78

37.2

36.3

35.4

34.5

33.6

32.8

31.9

31.0

30.2

29.3

28.5

27.7

79

37.2

36.3

35.4

34.5

33.6

32.7

31.8

31.0

30.1

29.3

28.4

27.6

80

37.2

36.3

35.4

34.5

33.6

32.7

31.8

30.9

30.1

29.2

28.4

27.5

81

37.2

36.2

35.3

34.4

33.5

32.6

31.8

30.9

30.0

29.2

28.3

27.5

82

37.1

36.2

35.3

34.4

33.5

32.6

31.7

30.8

30.0

29.1

28.3

27.4

83

37.1

36.2

35.3

34.4

33.5

32.6

31.7

30.8

29.9

29.1

28.2

27.4

84

37.1

36.2

35.3

34.3

33.4

32.5

31.7

30.8

29.9

29.0

28.2

27.3

85

37.1

36.2

35.2

34.3

33.4

32.5

31.6

30.7

29.9

29.0

28.1

27.3

86

37.1

36.1

35.2

34.3

33.4

32.5

31.6

30.7

29.8

29.0

28.1

27.2

87

37.0

36.1

35.2

34.3

33.4

32.5

31.6

30.7

29.8

28.9

28.1

27.2

88

37.0

36.1

35.2

34.3

33.4

32.5

31.6

30.7

29.8

28.9

28.0

27.2

89

37.0

36.1

35.2

34.3

33.3

32.4

31.5

30.7

29.8

28.9

28.0

27.2

90

37.0

36.1

35.2

34.2

33.3

32.4

31.5

30.6

29.8

28.9

28.0

27.1

RMD Joint and Last Survivor Table - Life Expectancy

Ages

59

60

61

62

63

64

65

66

67

68

69

70

59

31.8

31.3

30.9

30.5

30.1

29.8

29.4

29.1

28.8

28.6

28.3

28.1

60

31.3

30.9

30.4

30.0

29.6

29.2

28.8

28.5

28.2

27.9

27.6

27.4

61

30.9

30.4

29.9

29.5

29.0

28.6

28.3

27.9

27.6

27.3

27.0

26.7

62

30.5

30.0

29.5

29.0

28.5

28.1

27.7

27.3

27.0

26.7

26.4

26.1

63

30.1

29.6

29.0

28.5

28.1

27.6

27.2

26.8

26.4

26.1

25.7

25.4

64

29.8

29.2

28.6

28.1

27.6

27.1

26.7

26.3

25.9

25.5

25.2

24.8

65

29.4

28.8

28.3

27.7

27.2

26.7

26.2

25.8

25.4

25.0

24.6

24.3

66

29.1

28.5

27.9

27.3

26.8

26.3

25.8

25.3

24.9

24.5

24.1

23.7

67

28.8

28.2

27.6

27.0

26.4

25.9

25.4

24.9

24.4

24.0

23.6

23.2

68

28.6

27.9

27.3

26.7

26.1

25.5

25.0

24.5

24.0

23.5

23.1

22.7

69

28.3

27.6

27.0

26.4

25.7

25.2

24.6

24.1

23.6

23.1

22.6

22.2

70

28.1

27.4

26.7

26.1

25.4

24.8

24.3

23.7

23.2

22.7

22.2

21.8

71

27.9

27.2

26.5

25.8

25.2

24.5

23.9

23.4

22.8

22.3

21.8

21.3

72

27.7

27.0

26.3

25.6

24.9

24.3

23.7

23.1

22.5

22.0

21.4

20.9

73

27.5

26.8

26.1

25.4

24.7

24.0

23.4

22.8

22.2

21.6

21.1

20.6

74

27.4

26.6

25.9

25.2

24.5

23.8

23.1

22.5

21.9

21.3

20.8

20.2

75

27.2

26.5

25.7

25.0

24.3

23.6

22.9

22.3

21.6

21.0

20.5

19.9

76

27.1

26.3

25.6

24.8

24.1

23.4

22.7

22.0

21.4

20.8

20.2

19.6

77

27.0

26.2

25.4

24.7

23.9

23.2

22.5

21.8

21.2

20.6

19.9

19.4

78

26.9

26.1

25.3

24.6

23.8

23.1

22.4

21.7

21.0

20.3

19.7

19.1

79

26.8

26.0

25.2

24.4

23.7

22.9

22.2

21.5

20.8

20.1

19.5

18.9

80

26.7

25.9

25.1

24.3

23.6

22.8

22.1

21.3

20.6

20.0

19.3

18.7

81

26.6

25.8

25.0

24.2

23.4

22.7

21.9

21.2

20.5

19.8

19.1

18.5

82

26.6

25.8

24.9

24.1

23.4

22.6

21.8

21.1

20.4

19.7

19.0

18.3

83

26.5

25.7

24.9

24.1

23.3

22.5

21.7

21.0

20.2

19.5

18.8

18.2

84

26.5

25.6

24.8

24.0

23.2

22.4

21.6

20.9

20.1

19.4

18.7

18.0

85

26.4

25.6

24.8

23.9

23.1

22.3

21.6

20.8

20.1

19.3

18.6

17.9

86

26.4

25.5

24.7

23.9

23.1

22.3

21.5

20.7

20.0

19.2

18.5

17.8

87

26.4

25.5

24.7

23.8

23.0

22.2

21.4

20.7

19.9

19.2

18.4

17.7

88

26.3

25.5

24.6

23.8

23.0

22.2

21.4

20.6

19.8

19.1

18.3

17.6

89

26.3

25.4

24.6

23.8

22.9

22.1

21.3

20.5

19.8

19.0

18.3

17.6

90

26.3

25.4

24.6

23.7

22.9

22.1

21.3

20.5

19.7

19.0

18.2

17.5

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