Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
August 01, 2007
Lesson 7: AnnuitizationThe "A" word strikes fear into the hearts and wallets of advisors throughout the financial services industry. Irreversibly handing over a lump sum of money...
August 01, 2007
What Do CPAs Really Want?When consultant Libby Dubick wrote a column recently on getting referrals from certified public accountants, she was deluged with calls and e-mail from frustrated financial...
July 26, 2007
Unprepared, Yet ConfidentWhen it comes to retirement planning, minority workers lag quite far behind the rest of the American population, according to the Employee Benefit Research Institute's...
July 26, 2007
Staying SuppleCareful and thorough retirement income projections go a long way toward safeguarding the future, but life is full of so many twists and turns that...
July 19, 2007
Fiduciary FirstThe pension plan of Rockford, Illinois-based Savant Capital Management, is the first in the U.S. to be certified by the Centre for Fiduciary Excellence (CEFEX), based in Toronto. The criteria for certification include "22 fiduciary practices that seek to increase long-term investment performance by diversifying the portfolio across multiple asset...
July 19, 2007
Employers Continue to Ditch DB PlansMore and more pension plan sponsors are either closing their defined benefit pension plans to new hires or have frozen it to all participants because...
July 13, 2007
The Government's Role in RetirementA new Government Accountability Office analysis has found that retiree health insurance and pension plans are strongly associated with when workers retire.
July 12, 2007
Hancock Developing 401(k) Rollover ProgramJohn Hancock plans to launch by the fourth quarter of 2007 a new rollover program called Retirement Income & Rollover Solutions (RIRS) for use by participants in the 401(k) plans run by its Retirement Plan Services (RPS) unit.
July 01, 2007
Retirement RedefinedIt seems retirement has been redefined, and the new definition includes part-time work. This change from the traditional retirement vision of sitting on a porch...
July 01, 2007
Getting Your Affairs in OrderDeath. No one likes to confront it, but Wynne Whitman is in the business of serving clients who must face it, and is now trying...