Page 15 - Investment Advisor June 2022
P. 15

POLICIES FOR



                EVERY TASTE



                Income Advantage  IUL and
                                      SM
                Life Protection Advantage  IUL
                                              SM









                Simple, Flexible Indexed Universal Life Products from a Strong Company

                Whether your clients are looking for protection or are focused on accumulation, Mutual of Omaha’s IUL
                products are a perfect fit. We offer a simple design with competitive rates and caps, and a selection of

                riders that allows for even more personalization.

                With a fully-underwritten IUL policy from                  Rates & Caps do Make the Difference
                Mutual of Omaha, clients can expect:
                                                                                                              Lower
                                                                                                   Higher
                •  Simple design. We use a straightforward annual                        100%    participation/  participation/
                 point-to-point crediting method that is easy to explain               Participation  lower cap  no cap
                 to your clients.
                                                                            Income      100%       140%       50%
                •  Minimized risk. We offer a zero percent floor; plus, we cap    Advantage  10%    7%     Uncapped
                 our index loan charge — most carriers don’t                Life        100%       140%       40%
                •  Peace-of-mind. A Guaranteed Refund Option helps clients    Protection   8.5%     6%     Uncapped
                                                                            Advantage
                 feel secure knowing they can get a refund if needed
                                                                           Participation rates and caps as of July 2021.
                •  Versatility. Clients can choose to add our Long-Term Care
                 rider; and, for those who don’t qualify for (or purchase)
                 the LTC rider, we automatically add the Chronic Illness rider      A+           A1           A+
                 at no additional charge
                                                                                   (Superior)    (Good)      (Strong)
                                                                                  This rating is the    This rating is the    This rating is the
                                                                                  2nd highest of 16.*  5th highest of 21.*  5th highest of 21.*
                Learn more at DiscoverIUL.com!                                      A.M. BEST   MOODY’S     S&P GLOBAL
                                                                                              INVESTORS SERVICE
                                                                                                            *as of 4/1/21





                For producer use only. Not for use with the general public.
                607085



          IA_Full Page Ads_June_2022 updated.indd   13                                                          5/13/2022   7:11:30 PM
   10   11   12   13   14   15   16   17   18   19   20