Page 15 - Investment Advisor June 2022
P. 15
POLICIES FOR
EVERY TASTE
Income Advantage IUL and
SM
Life Protection Advantage IUL
SM
Simple, Flexible Indexed Universal Life Products from a Strong Company
Whether your clients are looking for protection or are focused on accumulation, Mutual of Omaha’s IUL
products are a perfect fit. We offer a simple design with competitive rates and caps, and a selection of
riders that allows for even more personalization.
With a fully-underwritten IUL policy from Rates & Caps do Make the Difference
Mutual of Omaha, clients can expect:
Lower
Higher
• Simple design. We use a straightforward annual 100% participation/ participation/
point-to-point crediting method that is easy to explain Participation lower cap no cap
to your clients.
Income 100% 140% 50%
• Minimized risk. We offer a zero percent floor; plus, we cap Advantage 10% 7% Uncapped
our index loan charge — most carriers don’t Life 100% 140% 40%
• Peace-of-mind. A Guaranteed Refund Option helps clients Protection 8.5% 6% Uncapped
Advantage
feel secure knowing they can get a refund if needed
Participation rates and caps as of July 2021.
• Versatility. Clients can choose to add our Long-Term Care
rider; and, for those who don’t qualify for (or purchase)
the LTC rider, we automatically add the Chronic Illness rider A+ A1 A+
at no additional charge
(Superior) (Good) (Strong)
This rating is the This rating is the This rating is the
2nd highest of 16.* 5th highest of 21.* 5th highest of 21.*
Learn more at DiscoverIUL.com! A.M. BEST MOODY’S S&P GLOBAL
INVESTORS SERVICE
*as of 4/1/21
For producer use only. Not for use with the general public.
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IA_Full Page Ads_June_2022 updated.indd 13 5/13/2022 7:11:30 PM