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Gertsema, Nicholas

CEO & Wealth Advisor

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Luminaries 2026

Financial Planning/Tax Planning

Luminaries 2026 Impact Statement

Nicholas Gertsema, CFP®, ChFC®, RICP®, AIF®, is redefining financial and tax planning for everyday investors through an innovative blend of advanced technology, behavioral coaching, and visual education. Serving a client base that includes manufacturing professionals, farmers, and “millionaire next door” households, the CEO and Wealth Advisor at Gertsema Wealth Advisors uses tools like eMoney, Holistiplan, and Nitrogen — projected on a large interactive screen — to model personalized scenarios in real time and demystify complex decisions. His bi‑weekly financial education segment on four local TV stations, regular Lunch & Learn workshops, and Homeschool Financial Literacy Day bring accessible guidance to thousands of community members at critical life stages. Within the profession, Nick shares his insights through national media features, conference presentations, and mentorship with the CFP® Board and FinServ Foundation.