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Coyne, Karen
President
RIAs: Less Than $10 Billion AUM/AUA
Luminaries 2026 Impact Statement
Led by Karen Coyne, CFP ® , Clarity Planning — an independent practice at Raymond James — believes that money doesn’t live in a spreadsheet, it holds true meaning to individuals and those close to them. That’s why Karen says that she deals “in the real.” Client-advisor relationships are not built on numbers, but on what clients value most and want money to do for them. It’s about the control that financial freedom gives clients to do what makes them happy. Clarity Planning uses purposeful, meaningful, and thoughtful strategies, projection, and planning to relieve clients’ stress, build confidence, and make financial planning more enjoyable. At Clarity Planning, clients are in control, and Karen acts as their sounding board, a trusted member of their council. With experience, humor, and perspective, Karen helps clients make sense of how their money can best serve their vision and value
