Taylor Hain, Vice President of Sapphire at XYPN, is helping redefine what independence looks like for the next generation of financial advisors. With fewer than 10 years in the financial services industry, she has led the development and rapid growth of Sapphire, XYPN's first new membership offering in more than a decade and an innovative affiliation model designed for advisors who want to build independent firms without sacrificing operational support. Recognizing that many advisors struggle not because of a lack of expertise, but because of the growing demands of running an RIA, Hain helped create a model that provides compliance, investment management, technology, and back-office infrastructure while allowing advisors to retain ownership of their businesses, client relationships, and long-term flexibility. Her work has helped establish a compelling alternative to traditional independent and consolidator model