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Malhotra, Ritik

Chief Executive Officer and Co-Founder

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Luminaries 2026

Financial Planning

Luminaries 2026 Impact Statement

Ritik Malhotra, Founder and CEO of Savvy Wealth, is rewriting the economics of independence for financial advisors. A repeat technical founder and Y Combinator alum, Malhotra built Savvy to give advisors institutional-grade resources and the engineering power of a technology company without asking them to give up ownership of their practice. Over the past 18 months, Savvy became the fastest-growing RIA in the U.S., scaling to $10 billion in recruited assets, raising $72 million of Series B funding led by Industry Ventures, and launching a suite of advisor-facing capabilities: SWIM, Savvy Tax, Savvy Financial Planning, and the firm's flagship AI operating system, Savvy Intelligence, which reasons across investment, tax, planning, and CRM data so advisors can focus on clients