Christopher Heye, Ph.D., is a researcher, speaker, entrepreneur, and founder of Whealthcare Solutions, the developer of WhealthChat.ai. Through “The Whealthcare Wire,” his LinkedIn newsletter, Heye is helping financial advisors and retirement industry leaders rethink the future of advice in an era shaped by longevity, health risk, caregiving, cognitive decline, behavioral complexity, and artificial intelligence. His thought leadership challenges the traditional portfolio-centered view of retirement planning and expands the conversation to include the real-world risks and life transitions that increasingly shape retirement security. Drawing on published research, behavioral science, population health insights, and advisor-facing technology development, Heye translates complex interdisciplinary topics into practical frameworks advisors can use to better understand and serve client