Ross Marino is the founder and CEO of Dovetail Financial and the creator of Human-First Financial Guidance®. Over the past 12-18 months, he led the development of the Dovetail Operating System, a governed AI operating model built around the real responsibilities of an advisory firm. Ross designed specialized environments for advisor reasoning, individualized correspondence, public communication, on-demand article production, and client-specific visual learning. That work has supported more than 100 client meetings. Every current client meeting is AI-supported and summarized, helping the team preserve what mattered, what was decided, what remains open, and who owns the next step. Observed meeting-summary follow-up time declined from approximately 30-40 minutes to less than 10 minutes; complex follow-up generally declined from an hour or more to 10-15 minutes.