Divam Mehta, CFP®, ChFC®, MBA, Founder of Mehta Financial Group, LLC, is a nationally recognized financial advisor whose work reflects the mission of the Luminaries With a Heart category: using professional expertise to create meaningful community impact. As a first-generation Indian immigrant, Divam has focused his outreach on helping first- and second-generation Indian immigrant families, H1B visa holders, and new Permanent Residents navigate the U.S. financial system with greater confidence. Through Mehta Financial Group’s Immigrant Family Financial Literacy & Empowerment Initiative, Divam provides free, culturally focused financial education in trusted community settings, including the Sanatan Shree Swaminarayan Temple in Richmond, Virginia. His seminars address practical topics such as credit building, retirement planning, investing, college savings, insurance, and U.S.–India financial considerations.