Debate: Should HSA Rules Be Tightened?

Expert Opinion January 30, 2026 at 03:23 PM
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What You Need To Know

  • One proposal would impose income-based restrictions on the deduction for HSA contributions.
  • Another would require that the reimbursement window close within two years of the date that the qualified medical expenses were incurred.
  • Substantiation requirements would also be imposed to require the account owner to prove that the reimbursements were for qualified medical expenses.
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