Overall use of individual major medical insurance really did fall sharply in 2017, both inside and outside the Affordable Care Act public health insurance exchange system.
The number of people with individual major medical coverage fell to 15.6 million in December 2017, down about 10% from the total in December 2016, according to a report by analysts at Mark Farrah Associates.
A government agency, the Centers for Medicare and Medicaid Services, recently reported that it believes, based on data health insurers sent to a federal risk-adjustment program, that enrollment in individual, fully ACA-compliant coverage may have fallen 11% in 2017, to about 13 million.