thinkadvisor.com

Error

An error occurred while fetching the data.

Error details: Error: The field at path '/trendingArticles/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content': {"response":{"errors":[{"message":"The field at path '/trendingArticles/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content'","path":["trendingArticles","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}},{"message":"The field at path '/readnext/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content'","path":["readnext","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}}],"data":{"slideshow":{"name":"Slideshow","tieredName":["Slideshow"],"description":"","page":1,"estimate":2785,"h1":"","metaTitle":"","metaDescription":"","pageSize":3,"contents":[{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/06/how-8-state-tax-ballot-questions-did-in-the-polls/","title":"How 8 State Tax Ballot Questions Did in the Polls","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"1 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Fixed Income","slug":"fixed-income","channelUri":null},{"channelName":"Portfolio|Portfolio Construction","sectionName":"Investment Strategies","slug":"investment-strategies","channelUri":null}],"prettyDate":"November 06, 2024","pubDate":"2024-11-06 13:47:32.000","readtime":"1","primaryCategory":{"channelName":"Financial Planning","sectionName":"Tax Planning","uri":"financial-planning/tax-planning"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2021/03/Uncle_Sam_Tax_Money_Shutter_640x640.jpg","width":"640","height":"640"},"summary":"Voters made decisions on property, sales income and capital gains taxes.","breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Tax Planning","uri":"financial-planning/tax-planning"}]},{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/06/12-most-livable-midsize-u-s-cities-2024/","title":"12 Most Livable Midsize U.S. Cities: 2024","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"1 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Alternative Investments","sectionName":"Real Estate","slug":"real-estate-portfolio-alternative-investments","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","slug":"economic-trends","channelUri":null},{"channelName":"Retirement Planning|Spending in Retirement","sectionName":"Lifestyle Planning","slug":"lifestyle-planning","channelUri":null}],"prettyDate":"November 06, 2024","pubDate":"2024-11-06 11:49:06.000","readtime":"1","primaryCategory":{"channelName":"Retirement Planning|Spending in Retirement","sectionName":"Lifestyle Planning","uri":"retirement/spending/lifestyle-planning"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/09/Happy_Senior_Couple_City_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"For communities with populations between 25,000 and 99,999, AARP assessed such areas as housing, neighborhood, transportation and engagement.","breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Lifestyle Planning","uri":"retirement/spending/lifestyle-planning"}]},{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/05/top-15-cities-for-the-ultra-wealthy-2024/","title":"Top 15 Cities for the Ultra-Wealthy: 2024","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"3 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","slug":"economic-trends","channelUri":null}],"prettyDate":"November 05, 2024","pubDate":"2024-11-05 12:20:10.000","readtime":"3","primaryCategory":{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","uri":"investment-portfolio/economy-markets/economic-trends"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/07/Wealthy_Couple_Balcony_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"The club of individuals with liquid investable assets of $100 million has grown by 54% over the decade.","breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"},{"name":"Economic Trends","uri":"investment-portfolio/economy-markets/economic-trends"}]}]},"articleData":{"uri":"/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/","canonicalUrl":"https://www.thinkadvisor.com/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/","generatedId":"hei45elied","naturalId":"blogAndPostId/blog/post/415-18510","type":"ARTICLE","postFormat":"standard","kickerPresentedBy":null,"breadcrumb":[{"name":"Regulation and Compliance","uri":"regulation-compliance"},{"name":"Federal Regulation","uri":"regulation-compliance/federal-regulation"},{"name":"DOL","uri":"regulation-compliance/federal-regulation/dol"}],"presentedBy":"","title":"Senator Blasts DOL for Ignoring SEC’s Fiduciary Rule Concerns","readtime":"6","timeToRead":"6 minute","prettyModified":"","prettyDateTime":"February 24, 2016 at 10:00 AM","needToKnow":[],"byline":"Melanie Waddell","showDisclaimer":true,"authors":[{"name":"Melanie Waddell","description":"Melanie is senior editor and Washington bureau chief of ThinkAdvisor. Her ThinkAdvisor coverage zeros in on how politics, policy, legislation and regulations affect the investment advisory space.\r\n\r\nMelanie’s coverage has been cited in various lawmakers’ <a href=\"https://www.hsgac.senate.gov/wp-content/uploads/imo/media/doc/2016-02-24%20DOL%20Fiduciary%20Rulemaking%20Report_FINAL.pdf\" target=\"_blank\">reports</a>, <a href=\"https://www.warren.senate.gov/imo/media/doc/2019.12.11%20Letter%20from%20Senator%20Warren%20to%20DOL%20on%20new%20Fiduciary%20Rule.pdf\" target=\"_blank\">letters </a>and bills, and in the Labor Department’s fiduciary rule in 2024. In 2019, Melanie received an <a href=\"https://www.eddie-ozzie.com/go/2019-eddie-and-ozzie-awards/\" target=\"_blank\">Honorable Mention, Range of Work by a Single Author award</a> from @Folio.\r\n\r\nMelanie joined Investment Advisor magazine as New York bureau chief in 2000. She has been a columnist since 2002.\r\n\r\nShe started her career in Washington in 1994, covering financial issues at American Banker. Since 1997, Melanie has been covering investment-related issues, holding senior editorial positions at American Banker publications in both Washington and New York. Briefly, she was content chief for Internet Capital Group’s EFinancialWorld in New York and wrote freelance articles for Institutional Investor.\r\n\r\nMelanie holds a bachelor’s degree in English from Towson University. She interned at The Baltimore Sun and its suburban edition.\r\n\r\n ","imageLarge":"https://secure.gravatar.com/avatar/53707a1cfbbc2d26a91a9733ebbee7e4?s=136&d=mm&r=g","webUrl":"/author/profile/melanie-waddell/"}],"publication":"ThinkAdvisor","kicker":"","kickerNode":[],"prettyDate":"February 24, 2016","pubDate":"2016-02-24 10:00:00.000","modifiedDate":"","isDownload":"false","primaryCategory":{"channelName":"Regulation and Compliance|Federal Regulation","sectionName":"DOL","name":"DOL","uri":"regulation-compliance/federal-regulation/dol","slug":"dol","channelUri":null},"tags":[],"image":{"uri":"","width":"","height":"","alt":""},"embed1":"","embed2":"","summary":"But, consumer advocate Barbara Roper says, if Sen. Ron Johnson, R-Wis., and his committee went looking for a smoking gun, they failed to find it.","categories":[{"name":"Income Planning","uri":"/retirement/spending/income-planning/","channelName":"Retirement Planning|Spending in Retirement"},{"name":"Income Planning","uri":"/retirement/spending/income-planning/","channelName":"Retirement Planning|Spending in Retirement"},{"name":"DOL","uri":"/regulation-compliance/federal-regulation/dol/","channelName":"Regulation and Compliance|Federal Regulation"}],"bodyArray":["The Department of Labor \"ignored and rejected\" concerns raised by the Securities and Exchange Commission on how to craft its rule to change the definition of fiduciary on retirement advice, resulting in a \"flawed process\" in devising a plan that \"could ultimately hurt American retirement savers,\" according to a report released Wednesday by Sen. Ron Johnson, chairman of the Senate Homeland Security and Governmental Affairs Committee.","In his report, The Labor Department's Fiduciary Rule: How a Flawed Process Could Hurt Retirement Savers, the Republican senator from Wisconsin notes that he started examining in February 2015 DOL's rulemaking process by asking for documents and correspondence from the SEC and DOL as well as from the Financial Industry Regulatory Authority, the Treasury Department and the Office of Management and Budget.","This inquiry, Johnson stated in his report, \"found that career, nonpartisan professional staff\" at the SEC, regulatory experts at the Office of Information and Regulatory Affairs (OIRA) within OMB, and Treasury Department officials \"expressed numerous concerns\" to DOL about its proposed rule.","<div class=\"paywall-content\">Johnson states that documents obtained by the Committee also indicate that officials at DOL \"disregarded many of these concerns and declined to implement recommendations\" from the SEC, OIRA and Treasury.","\"The majority staff found that the Labor Department frequently prioritized the expeditious completion of the rulemaking process at the expense of thoughtful deliberation,\" Johnson said. Also, \"the majority staff found indications that political appointees at the White House played a key role in driving the rulemaking process at the inception of the redrafting effort.\"","(Related: <a href=\"http://www.thinkadvisor.com/2016/02/22/house-speaker-ryan-dol-fiduciary-rule-could-block\">House Speaker Ryan Opposes DOL Fiduciary Rule)</a>","DOL's proposal, Johnson concludes, \"appears to be a solution in search of a problem, driven by ideology rather than a market need.\"","Johnson's report cites contentious emails between a DOL official and an SEC official about the rule's intent, with the SEC official stating that he was \"utterly confused as to what the purpose of the proposed DOL rule is.\"","After receiving the full proposed rulemaking from DOL in November 2014, the agency exchanged edits and comments with DOL in January 2015, the report states. \"Career, nonpartisan SEC staff identified at least 26 items of concern related to the substantive content of the proposed rule,\" according to Johnson's report, which included SEC staff concerns about the \"clarity\" of the rule's best interest contract exemption, \"inadvertent consequences of a de minimis breach, conflicts with federal securities laws and [Financial Industry Regulatory Authority] rules, and a lack of cost-benefit analysis of alternatives.\"","DOL \"repeatedly provided an incomplete response, declined to accept the SEC staff's recommendations, or incorrectly implemented the SEC expert's recommendations,\" the report states.","Specifically, in response to eight recommendations, DOL \"declined to edit the operative language of the proposal, and instead merely modified or added language in the proposal's preamble. The Labor Department outright rejected the SEC's two recommendations related to providing a quantitative cost-benefit analysis of considered alternatives to the rule.\"","However, Barbara Roper, director of investor protection at the Consumer Federation of America, told ThinkAdvisor in a Wednesday email message that her \"first impression\" after reading Johnson's report was that it showed \"that DOL did exactly what they said they did, which is consult extensively with the SEC.\"","Said Roper: \"That DOL did not always take its lead from an agency that has been paralyzed into inaction [on its own fiduciary rule] may explain why the DOL has proposed such a strong, pro-investor rule.\"","Johnson notes in the report that after DOL \"sought to address the SEC's stated items of concern,\" a senior SEC official emphasized to DOL that concerns remained:","\"We continue to believe that commentators are likely to raise concerns that the proposal may result in reduced pricing options, rising costs and limited access to retirement advice, particularly for retail investors,\" the official said, according to the report. \"Commentators also may express concerns that broker-dealers, as a practical matter, may be unlikely to use the exemptions provided and may stop providing services because of the number of conditions imposed, likely compliance costs, and lack of clarity around several provisions.\"","But Roper argues that the SEC official's remark is indicative of the SEC's \"long and undistinguished history of folding in the face of these sorts of [brokerage] industry arguments.\"  ","Concluded Roper: \"If [Johnson and his committee] went looking for a smoking gun, they failed to find it.\"","Johnson also noted remarks made by former SEC Commissioner Daniel Gallagher that the DOL \"did not collaborate with the SEC\" in the rulemaking process. Gallagher said <a href=\"http://www.thinkadvisor.com/2015/02/20/secs-gallagher-4-things-white-house-fiduciary-memo\">last February</a> at the SEC Speaks conference in Washing that despite public reports of \"close coordination between the DOL and SEC staff,\" regarding the fiduciary rules, \"I believe this coordination has been nothing more than a 'check the box' exercise by the DOL designed to legitimize the runaway train that is their fiduciary rulemaking.\"","Johnson stated in his report that the information he obtained \"supports Commissioner Gallagher's position\" that DOL \"failed to work in good faith with the career, nonpartisan, professional staff at the SEC.\"","For more than a year before DOL released the proposed rule, the report states, \"SEC staff received draft portions of the proposed rulemaking package, including a draft regulatory impact analysis, draft global exemption (best interest contract exemption), and background on the point of sale disclosure.\"","Communications between DOL and the SEC staff, the report continues, \"reveal numerous instances in which the Labor Department requested advice from SEC staff on fundamental aspects of the proposal, but disagreed with the SEC's recommendations and, in doing so, disregarded the SEC staff's subject-matter expertise.\"","Gallagher, who left his post as an SEC commissioner <a href=\"http://www.thinkadvisor.com/2016/01/20/ex-sec-commish-gallagher-joins-regulatory-firm-pat\">early</a> and is now president of Patomak Global Partners in Washington, told ThinkAdvisor in a Wednesday email message that DOL's fiduciary rule \"is a train wreck and claims of SEC coordination are beyond exaggeration. This is a political campaign, not a rulemaking.\"","— Related on ThinkAdvisor: <ul> <li><a href=\"http://www.thinkadvisor.com/2016/02/22/house-speaker-ryan-dol-fiduciary-rule-could-block\">House Speaker Ryan: DOL Fiduciary Rule Could Block 7 Million IRAs From Advice</a></li> <li><a href=\"http://www.thinkadvisor.com/2016/02/17/chamber-of-commerce-may-sue-over-dol-fiduciary-rul\">Chamber of Commerce May Sue Over DOL Fiduciary Rule</a></li> <li><a href=\"http://www.thinkadvisor.com/2016/02/09/most-advisors-dont-fully-understand-dol-fiduciary\">Most Advisors Don't 'Fully Understand' DOL Fiduciary Rule: Eaton Vance</a></li> </ul> </div>"],"slides":[],"video":null},"articlePackages":[],"trendingArticles":{"contents":[{"uri":"/2024/11/01/irs-sets-401k-ira-contribution-limits-for-2025/","title":"IRS Sets 401(k), IRA Contribution Limits for 2025","byline":"Melanie Waddell","summary":"The tax authority also announced changes to catch-up contributions tied to Secure 2.0.","prettyDate":"November 01, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Retirement_Roth_IRA_401K_Shutter_640x640-1.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Saving for Retirement","uri":"retirement/saving"},{"name":"401(k) Plans","uri":"retirement/saving/401k-plans"}],"primaryCategory":{"name":"401(k) Plans","uri":"retirement/saving/401k-plans","channelName":"Retirement Planning|Saving for Retirement","channelUri":null}},{"uri":"/2024/10/30/fidelity-sued-over-money-market-fund-fees/","title":"Fidelity Sued Over Money Market Fund Fees","byline":"Dinah Wisenberg Brin","summary":"\"Retail class\" shareholders who meet requirements for premium shares are being overcharged needlessly, the suit contends.","prettyDate":"October 30, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/06/17_Fidelity_Investments_Sign_Shutter_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Regulation and Compliance","uri":"regulation-compliance"},{"name":"Litigation","uri":"regulation-compliance/litigation"}],"primaryCategory":{"name":"Litigation","uri":"regulation-compliance/litigation","channelName":"Regulation and Compliance","channelUri":null}},{"uri":"/2024/11/04/jeremy-siegel-what-election-results-could-mean-for-stocks-bonds/","title":"Jeremy Siegel: What Election Results Could Mean for Stocks, Bonds","byline":"Dinah Wisenberg Brin","summary":"Here's what the economist expects if Democrats or Republicans sweep the election.","prettyDate":"November 04, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Jeremy-Siegel_2024_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"}],"primaryCategory":{"name":"","uri":"","channelName":"","channelUri":null}},{"uri":"/2024/11/06/what-trumps-win-means-for-estate-tax-planning/","title":"What Trump's Win Means for Estate Tax Planning","byline":"John Manganaro","summary":"One tax expert from Kitces.com says it's now quite likely that the current estate tax exemption will be extended.","prettyDate":"November 06, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/Donald_Trump2_2024_BB_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates"}],"primaryCategory":{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates","channelName":"Financial Planning","channelUri":null}},{"uri":"/2024/11/05/how-much-does-the-frequency-of-retirement-withdrawals-matter/","title":"How Much Does the Frequency of Retirement Withdrawals Matter?","byline":"John Manganaro","summary":"A recent research paper offers up some unexpected results regarding the best ways to manage retirement income.","prettyDate":"November 05, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/07_Withdrawal_Upside_Down_Piggy_Bank_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Income Planning","uri":"retirement/spending/income-planning"}],"primaryCategory":{"name":"Income Planning","uri":"retirement/spending/income-planning","channelName":"Retirement Planning|Spending in Retirement","channelUri":null}},null]},"youmightlike":[{"uri":"/2024/11/06/5-ways-trumps-election-could-affect-life-and-annuity-players/","title":"5 Ways Trump's Election Could Affect Life and Annuity Players","byline":"Allison Bell","prettyDate":"November 06, 2024","readtime":"5","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/02_Businessman_Road_Success_Skyline_Shutter_640x640.jpg","width":"640","height":"640"},"summary":"The climate for rollover sales standards and federal estate taxes will change."},{"uri":"/2024/10/30/cetera-launches-regulatory-risk-o-meter/","title":"Cetera Launches Regulatory Risk-O-Meter","byline":"Melanie Waddell","prettyDate":"October 30, 2024","readtime":"3","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Risk_High_Low_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"The new resource is designed to help advisors measure and navigate developing regulatory risks."},{"uri":"/2024/10/29/what-the-election-could-mean-for-sec-dol/","title":"What the Election Could Mean for SEC, DOL","byline":"Melanie Waddell","prettyDate":"October 29, 2024","readtime":"5","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2021/02/Waddell_Melanie-Illustrated-640x640-1.jpg","width":"640","height":"640"},"summary":"Changes will be afoot at the regulatory agencies, especially if Trump wins the White House."},{"uri":"/2024/10/09/merrill-asks-judge-to-dismiss-ex-advisors-suit-over-deferred-comp/","title":"Merrill Asks Judge to Dismiss Ex-Advisor's Suit Over Deferred Comp","byline":"Dinah Wisenberg Brin","prettyDate":"October 09, 2024","readtime":"3","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Merrill_Lynch_Branch_BB_640x640.jpg","width":"640","height":"640"},"summary":"The advisor said he forfeited $500,000 in unvested funds allocated to an award plan."},{"uri":"/2024/10/07/top-dol-official-sees-a-nonsensical-reality-at-heart-of-fiduciary-fight/","title":"Top DOL Official Sees a 'Nonsensical' Reality at Heart of Fiduciary Fight","byline":"Melanie Waddell","prettyDate":"October 07, 2024","readtime":"6","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2021/02/Waddell_Melanie-Illustrated-640x640-1.jpg","width":"640","height":"640"},"summary":"The current state of best-interest regulation is too complicated for retirement investors to understand, says Ali Khawar."},{"uri":"/2024/09/26/sen-warren-lists-29-life-health-and-annuity-sales-incentives/","title":"Sen. Warren Lists 29 Life, Health and Annuity Sales Incentives","byline":"Allison Bell","prettyDate":"September 26, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/07_Couple_Tropical_Beach_Vacation_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"She doesn't like the incentives, but you might."}],"readnext":{"contents":[{"uri":"/2024/11/04/jeremy-siegel-what-election-results-could-mean-for-stocks-bonds/","title":"Jeremy Siegel: What Election Results Could Mean for Stocks, Bonds","byline":"Dinah Wisenberg Brin","summary":"Here's what the economist expects if Democrats or Republicans sweep the election.","prettyDate":"November 04, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Jeremy-Siegel_2024_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"}],"primaryCategory":{"name":"","uri":"","channelName":"","channelUri":null}},{"uri":"/2024/11/06/what-trumps-win-means-for-estate-tax-planning/","title":"What Trump's Win Means for Estate Tax Planning","byline":"John Manganaro","summary":"One tax expert from Kitces.com says it's now quite likely that the current estate tax exemption will be extended.","prettyDate":"November 06, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/Donald_Trump2_2024_BB_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates"}],"primaryCategory":{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates","channelName":"Financial Planning","channelUri":null}},{"uri":"/2024/11/01/irs-sets-401k-ira-contribution-limits-for-2025/","title":"IRS Sets 401(k), IRA Contribution Limits for 2025","byline":"Melanie Waddell","summary":"The tax authority also announced changes to catch-up contributions tied to Secure 2.0.","prettyDate":"November 01, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Retirement_Roth_IRA_401K_Shutter_640x640-1.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Saving for Retirement","uri":"retirement/saving"},{"name":"401(k) Plans","uri":"retirement/saving/401k-plans"}],"primaryCategory":{"name":"401(k) Plans","uri":"retirement/saving/401k-plans","channelName":"Retirement Planning|Saving for Retirement","channelUri":null}},{"uri":"/2024/11/05/how-much-does-the-frequency-of-retirement-withdrawals-matter/","title":"How Much Does the Frequency of Retirement Withdrawals Matter?","byline":"John Manganaro","summary":"A recent research paper offers up some unexpected results regarding the best ways to manage retirement income.","prettyDate":"November 05, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/07_Withdrawal_Upside_Down_Piggy_Bank_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Income Planning","uri":"retirement/spending/income-planning"}],"primaryCategory":{"name":"Income Planning","uri":"retirement/spending/income-planning","channelName":"Retirement Planning|Spending in Retirement","channelUri":null}},{"uri":"/2024/11/05/15-new-retirement-tax-numbers-to-know-for-2025/","title":"15 New Retirement, Tax Numbers to Know for 2025","byline":"John Manganaro","summary":"The IRS has increased key thresholds tied to 401(k)s, IRAs, income, estate and gift taxes.","prettyDate":"November 05, 2024","kicker":"Slideshow","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Tax_Magnifying_Glass_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Tax Planning","uri":"financial-planning/tax-planning"},{"name":"IRS Updates","uri":"financial-planning/tax-planning/irs-updates"}],"primaryCategory":{"name":"IRS Updates","uri":"financial-planning/tax-planning/irs-updates","channelName":"Financial Planning|Tax Planning","channelUri":null}},null]}},"extensions":{"DateTime":"2024-11-07T08:46:47.018588715","ResponseTime":"?","AuthorizedUser":false,"AlmContext":"AlmContext{clientIP='10.0.253.253', internalIP='true', origin='', authorizedUser='false', Chinchilla, userAccount='null', UCID=null, ipAccount='null'}","NavServiceResponse":{"message":"Show article","action":"show","data":"","placResultsPublic":{"overallContentType":"FreeContent","userState":"ACCESSBYFREE","showWall":"","userAccess":"1","referrer":"https://thinkadvisor.com/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns","userAccessCookie":null,"productList":"","contentMetaData":"<?xml version='1.0' encoding='UTF-8'?><ARTICLE><TYPE>ARTICLE</TYPE><ID>/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/</ID><SOURCE>ThinkAdvisor</SOURCE><PUBLICATION-DATE>2016-02-24 10:00:00</PUBLICATION-DATE><PUBLICATION-NAMES><PUBLICATION-NAME>ThinkAdvisor</PUBLICATION-NAME></PUBLICATION-NAMES><PRACTICE-AREAS /><CHANNELSECTIONS><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Income Planning</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Income Planning</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>DOL</SECTION></CHANNELSECTION></CHANNELSECTIONS><REFERRER>https://thinkadvisor.com/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns</REFERRER></ARTICLE>","numberOfViewsLeft":0,"numberOfFCFViewsLeft":0,"decisionEngine":"RidgeRunner","rulesFiredString":"[\"(Call-1, Free.1 (S=97): FREECONTENT = <PUBLICATION-NAME>ThinkAdvisor<\\/PUBLICATION-NAME>)\"]","contentProductCodes":"[\"freecontent\"]"}},"DebuggingData":"Input=(term: \"slideshow\", site: \"www.thinkadvisor.com\", pageSize: 3, page: 1)","UsedCache":"true","DataUrl":"http://ml.alm.com:9016/bff-services/content/get-you-may-like-for-content.xqy?naturalId=/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/&site=www.thinkadvisor.com&total="},"status":200,"headers":{}},"request":{"query":"\n####\n####\n# QUERY\n# ROUTE:/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/\n####\n\n\nquery ThinkAdvisor__view_article_no_sitedir{slideshow:\n getContentStream(term: \"slideshow\", site: \"thinkadvisor.com\", pageSize: 3, page: 1, sort: \"\", direction: \"\") {\n name\n tieredName \n description\n page\n estimate\n h1\n metaTitle\n metaDescription\n pageSize\n contents {\n publication\n baseDomain\n presentedBy\n uri\n title\n byline\n kicker\n timeToRead\n authors {\n name\n webUrl\n }\n kickerNode {\n uri\n sectionName\n }\n categories{\n channelName\n sectionName\n slug\n channelUri\n }\n prettyDate\n pubDate \n readtime \n primaryCategory {\n channelName,\n sectionName,\n uri,\n }\n image {\n uri\n width\n height\n }\n summary\n breadcrumb {\n name\n uri\n }\n }\n }\n articleData:\n getContent(naturalId: \"/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/\", site:\"thinkadvisor.com\") {\n uri\n canonicalUrl\n generatedId\n naturalId\n type\n postFormat\n kickerPresentedBy {\n \t\t label\n \t\t value\n \t\t}\n breadcrumb{\n name\n \t\turi\n }\n presentedBy\n title\n readtime\n timeToRead\n prettyModified\n prettyDateTime\n needToKnow\n byline\n showDisclaimer\n authors {\n name\n description\n imageLarge\n webUrl\n }\n publication\n kicker\n kickerNode {\n name\n slug\n uri\n sectionName\n }\n prettyDate\n prettyDateTime\n pubDate\n modifiedDate\n isDownload\n primaryCategory {\n channelName\n sectionName\n name\n uri\n slug\n channelUri\n }\n tags\n image {\n uri\n width\n height\n alt\n }\n embed1\n embed2\n summary\n categories {\n name\n uri\n channelName\n }\n bodyArray\n slides {\n title\n image\n caption\n height\n width\n }\n video\n\n }\n articlePackages:\n getPackagesForArticle(docId: \"/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/\", limit: 3, publication:\"thinkadvisor.com\") {\n title \n slug\n type \n summary\n cssFile\n navigations {\n name\n link\n }\n articles {\n title\n kicker\n uri\n image {\n uri\n }\n }\n\n \n }\n trendingArticles:\n getStatsList(site:\"thinkadvisor.com\", topic: \"\", limit: 5, timeframe: \"4days\" ) {\n contents {\n uri\n title\n byline\n summary\n prettyDate\n kicker\n image {\n uri\n width\n height\n }\n breadcrumb{\n name\n \t\turi\n }\n primaryCategory {\n name\n uri\n channelName\n channelUri\n }\n breadcrumb {\n name\n uri\n }\n }\n\n }\n youmightlike:\n getYouMayLikeForContent(naturalId: \"/2016/02/24/senator-blasts-dol-for-ignoring-secs-fiduciary-rule-concerns/\", site:\"thinkadvisor.com\") {\n uri\n title\n byline\n prettyDate\n readtime\n image {\n uri\n width\n height\n }\n summary\n }\n readnext:\n getStatsList(site:\"thinkadvisor.com\", topic: \"\", limit: 5, timeframe: \"3days\" ) {\n contents {\n uri\n title\n byline\n summary\n prettyDate\n kicker\n image {\n uri\n width\n height\n }\n breadcrumb{\n name\n \t\turi\n }\n primaryCategory {\n name\n uri\n channelName\n channelUri\n }\n breadcrumb {\n name\n uri\n }\n }\n\n }\n }"}}

Go Home