Single Life Unitrust Remainder Factors – after April 30, 2009 (0.2% to 1.8%)

(For valuation dates occurring after April 30, 2009)

ADJUSTED PAYOUT RATE

AGE

0.2%

0.4%

0.6%

0.8%

1.0%

1.2%

1.4%

1.6%

1.8%

0

.85790

.73662

.63307

.54463

.46905

.40445

.34919

.30191

.26142

1

.85863

.73774

.63433

.54584

.47007

.40518

.34958

.30191

.26101

2

.86028

.74057

.63798

.55001

.47455

.40980

.35421

.30646

.26542

3

.86196

.74346

.64171

.55429

.47917

.41458

.35903

.31121

.27004

4

.86365

.74638

.64549

.55865

.48388

.41947

.36396

.31610

.27481

5

.86535

.74933

.64931

.56306

.48866

.42444

.36900

.32109

.27969

6

.86706

.75229

.65317

.56753

.49350

.42949

.37412

.32619

.28469

7

.86877

.75527

.65705

.57202

.49840

.43461

.37932

.33137

.28977

8

.87049

.75826

.66096

.57657

.50335

.43979

.38460

.33665

.29497

9

.87222

.76127

.66490

.58116

.50836

.44506

.38998

.34203

.30028

10

.87395

.76430

.66887

.58579

.51343

.45039

.39543

.34751

.30569

11

.87569

.76734

.67287

.59046

.51856

.45579

.40098

.35308

.31121

12

.87743

.77039

.67689

.59518

.52374

.46126

.40660

.35874

.31683

13

.87917

.77345

.68092

.59991

.52895

.46678

.41227

.36447

.32253

14

.88090

.77650

.68496

.60465

.53418

.47232

.41798

.37024

.32827

15

.88262

.77954

.68898

.60939

.53941

.47787

.42371

.37604

.33405

16

.88434

.78256

.69299

.61411

.54464

.48342

.42945

.38185

.33985

17

.88604

.78558

.69699

.61884

.54987

.48898

.43521

.38769

.34568

18

.88774

.78858

.70098

.62356

.55511

.49456

.44099

.39356

.35156

19

.88943

.79159

.70498

.62830

.56037

.50018

.44681

.39949

.35750

20

.89112

.79460

.70900

.63306

.56567

.50584

.45270

.40549

.36352

21

.89281

.79761

.71302

.63784

.57100

.51155

.45865

.41156

.36962

22

.89450

.80062

.71706

.64265

.57637

.51731

.46465

.41770

.37580

23

.89619

.80365

.72112

.64749

.58178

.52312

.47073

.42393

.38209

24

.89789

.80669

.72520

.65237

.58726

.52902

.47691

.43026

.38849

25

.89959

.80974

.72932

.65730

.59280

.53500

.48318

.43672

.39503

26

.90130

.81282

.73347

.66229

.59841

.54106

.48956

.44330

.40171

27

.90302

.81592

.73766

.66732

.60409

.54722

.49605

.45000

.40853

28

.90474

.81903

.74188

.67241

.60984

.55346

.50264

.45682

.41548

29

.90647

.82215

.74612

.67753

.61564

.55977

.50932

.46375

.42256

30

.90820

.82528

.75038

.68269

.62149

.56615

.51608

.47077

.42975

31

.90992

.82842

.75466

.68787

.62739

.57259

.52292

.47789

.43705

32

.91165

.83157

.75896

.69309

.63333

.57909

.52985

.48511

.44447

33

.91338

.83473

.76327

.69834

.63933

.58566

.53685

.49243

.45200

34

.91511

.83788

.76760

.70362

.64535

.59228

.54391

.49983

.45962

35

.91684

.84104

.77193

.70891

.65142

.59895

.55105

.50731

.46735

36

.91856

.84420

.77628

.71423

.65752

.60567

.55826

.51488

.47518

37

.92028

.84736

.78064

.71957

.66365

.61244

.56553

.52253

.48311

38

.92200

.85052

.78500

.72493

.66982

.61927

.57287

.53027

.49115

39

.92371

.85368

.78937

.73030

.67602

.62613

.58027

.53808

.49927

40

.92542

.85684

.79375

.73569

.68225

.63304

.58772

.54596

.50748

41

.92713

.85999

.79812

.74108

.68849

.63998

.59523

.55392

.51578

42

.92883

.86314

.80249

.74649

.69476

.64696

.60278

.56194

.52416

43

.93052

.86628

.80687

.75191

.70106

.65398

.61040

.57003

.53264

44

.93221

.86942

.81125

.75734

.70737

.66104

.61806

.57819

.54119

45

.93389

.87255

.81562

.76277

.71370

.66812

.62577

.58642

.54983

46

.93556

.87567

.81999

.76821

.72005

.67524

.63353

.59471

.55855

47

.93723

.87879

.82436

.77366

.72641

.68238

.64133

.60305

.56734

48

.93889

.88189

.82872

.77910

.73279

.68955

.64917

.61145

.57621

49

.94054

.88499

.83307

.78454

.73917

.69674

.65705

.61991

.58515

50

.94218

.88807

.83742

.79000

.74558

.70397

.66498

.62844

.59418

51

.94382

.89115

.84177

.79545

.75200

.71123

.67296

.63703

.60329

52

.94545

.89422

.84611

.80091

.75843

.71851

.68098

.64568

.61248

53

.94707

.89728

.85044

.80636

.76488

.72581

.68903

.65438

.62174

54

.94868

.90033

.85476

.81181

.77131

.73313

.69711

.66312

.63105

55

.95028

.90335

.85906

.81723

.77774

.74044

.70519

.67189

.64041

56

.95186

.90635

.86332

.82262

.78413

.74772

.71326

.68064

.64977

57

.95342

.90931

.86754

.82798

.79049

.75497

.72130

.68939

.65913

58

.95496

.91224

.87172

.83328

.79680

.76218

.72932

.69811

.66847

59

.95648

.91514

.87587

.83855

.80308

.76936

.73730

.70681

.67781

60

.95799

.91801

.87998

.84378

.80932

.77651

.74527

.71551

.68716

61

.95947

.92085

.88405

.84896

.81551

.78362

.75320

.72418

.69649

62

.96094

.92366

.88807

.85410

.82166

.79068

.76108

.73281

.70579

63

.96238

.92642

.89205

.85918

.82774

.79768

.76891

.74139

.71505

64

.96380

.92915

.89597

.86420

.83376

.80461

.77668

.74992

.72427

65

.96520

.93184

.89984

.86916

.83973

.81149

.78440

.75840

.73345

66

.96659

.93450

.90369

.87410

.84568

.81836

.79212

.76690

.74265

67

.96796

.93715

.90751

.87901

.85159

.82520

.79982

.77538

.75186

68

.96931

.93975

.91129

.88387

.85745

.83200

.80747

.78383

.76104

69

.97064

.94232

.91501

.88867

.86325

.83872

.81506

.79221

.77016

70

.97194

.94485

.91868

.89340

.86897

.84537

.82256

.80052

.77921

71

.97323

.94733

.92229

.89806

.87462

.85194

.83000

.80876

.78820

72

.97448

.94977

.92584

.90265

.88019

.85843

.83734

.81691

.79710

73

.97571

.95216

.92932

.90716

.88566

.86481

.84458

.82495

.80589

74

.97691

.95449

.93271

.91156

.89102

.87107

.85168

.83284

.81453

75

.97807

.95675

.93602

.91585

.89625

.87717

.85862

.84057

.82301

76

.97920

.95894

.93923

.92003

.90133

.88312

.86539

.84811

.83129

77

.98029

.96107

.94234

.92408

.90627

.88891

.87198

.85547

.83937

78

.98134

.96313

.94536

.92801

.91108

.89454

.87840

.86265

.84726

79

.98236

.96512

.94828

.93182

.91573

.90001

.88464

.86962

.85494

80

.98334

.96704

.95109

.93549

.92023

.90530

.89068

.87638

.86239

81

.98428

.96889

.95381

.93904

.92458

.91041

.89653

.88294

.86961

82

.98518

.97066

.95642

.94246

.92877

.91535

.90218

.88927

.87661

83

.98605

.97236

.95893

.94574

.93280

.92009

.90762

.89538

.88336

84

.98688

.97399

.96133

.94889

.93667

.92466

.91286

.90126

.88986

85

.98767

.97555

.96363

.95191

.94038

.92904

.91788

.90691

.89612

86

.98843

.97704

.96583

.95479

.94392

.93323

.92270

.91233

.90212

87

.98915

.97845

.96792

.95753

.94730

.93723

.92729

.91751

.90786

88

.98983

.97980

.96990

.96015

.95053

.94104

.93168

.92245

.91335

89

.99047

.98107

.97179

.96263

.95359

.94467

.93586

.92717

.91858

90

.99108

.98228

.97358

.96499

.95650

.94811

.93983

.93165

.92356

91

.99166

.98342

.97527

.96721

.95925

.95137

.94359

.93590

.92829

92

.99220

.98449

.97686

.96931

.96185

.95446

.94715

.93992

.93276

93

.99271

.98550

.97836

.97129

.96430

.95737

.95051

.94372

.93699

94

.99319

.98645

.97977

.97316

.96660

.96011

.95367

.94730

.94098

95

.99364

.98734

.98110

.97491

.96877

.96269

.95666

.95068

.94475

96

.99406

.98818

.98234

.97655

.97080

.96510

.95945

.95384

.94828

97

.99446

.98896

.98350

.97808

.97270

.96736

.96206

.95681

.95159

98

.99482

.98968

.98458

.97951

.97448

.96948

.96452

.95959

.95469

99

.99517

.99037

.98560

.98086

.97615

.97147

.96682

.96220

.95761

100

.99548

.99100

.98653

.98210

.97769

.97331

.96895

.96462

.96031

101

.99578

.99159

.98742

.98327

.97915

.97505

.97097

.96691

.96287

102

.99606

.99214

.98824

.98435

.98049

.97665

.97282

.96902

.96523

103

.99633

.99268

.98904

.98542

.98182

.97823

.97466

.97110

.96756

104

.99658

.99317

.98978

.98640

.98303

.97968

.97634

.97302

.96970

105

.99682

.99366

.99051

.98737

.98423

.98111

.97800

.97491

.97182

106

.99713

.99426

.99141

.98856

.98572

.98289

.98006

.97725

.97444

107

.99747

.99494

.99242

.98990

.98739

.98488

.98238

.97988

.97739

108

.99800

.99600

.99401

.99202

.99002

.98804

.98605

.98406

.98208

109

.99900

.99800

.99700

.99600

.99500

.99400

.99300

.99200

.99100