(For valuation dates occurring after April 30, 2009) |
|||||||||
INTEREST RATE |
|||||||||
AGE |
3.0% |
3.2% |
3.4% |
3.6% |
3.8% |
4.0% |
4.2% |
4.4% |
4.6% |
0 |
29.2854 |
27.8934 |
26.6095 |
25.4232 |
24.3251 |
23.3069 |
22.3612 |
21.4812 |
20.6611 |
1 |
29.3716 |
27.9839 |
26.7033 |
25.5193 |
24.4227 |
23.4054 |
22.4599 |
21.5798 |
20.7593 |
2 |
29.2677 |
27.8937 |
26.6248 |
25.4510 |
24.3633 |
23.3536 |
22.4148 |
21.5405 |
20.7249 |
3 |
29.1556 |
27.7957 |
26.5391 |
25.3759 |
24.2973 |
23.2956 |
22.3638 |
21.4955 |
20.6853 |
4 |
29.0377 |
27.6923 |
26.4482 |
25.2959 |
24.2269 |
23.2334 |
22.3088 |
21.4469 |
20.6421 |
5 |
28.9151 |
27.5844 |
26.3531 |
25.2120 |
24.1527 |
23.1678 |
22.2506 |
21.3952 |
20.5961 |
6 |
28.7879 |
27.4722 |
26.2540 |
25.1243 |
24.0750 |
23.0988 |
22.1892 |
21.3405 |
20.5474 |
7 |
28.6568 |
27.3563 |
26.1515 |
25.0334 |
23.9943 |
23.0270 |
22.1253 |
21.2835 |
20.4964 |
8 |
28.5212 |
27.2362 |
26.0449 |
24.9387 |
23.9100 |
22.9519 |
22.0582 |
21.2234 |
20.4426 |
9 |
28.3809 |
27.1117 |
25.9342 |
24.8401 |
23.8220 |
22.8732 |
21.9878 |
21.1603 |
20.3859 |
10 |
28.2361 |
26.9828 |
25.8194 |
24.7376 |
23.7304 |
22.7912 |
21.9143 |
21.0942 |
20.3264 |
11 |
28.0866 |
26.8496 |
25.7004 |
24.6312 |
23.6351 |
22.7057 |
21.8374 |
21.0250 |
20.2639 |
12 |
27.9327 |
26.7121 |
25.5774 |
24.5210 |
23.5361 |
22.6167 |
21.7572 |
20.9527 |
20.1986 |
13 |
27.7752 |
26.5713 |
25.4512 |
24.4078 |
23.4344 |
22.5251 |
21.6746 |
20.8780 |
20.1310 |
14 |
27.6153 |
26.4281 |
25.3228 |
24.2924 |
23.3306 |
22.4317 |
21.5903 |
20.8018 |
20.0620 |
15 |
27.4536 |
26.2832 |
25.1928 |
24.1757 |
23.2256 |
22.3370 |
21.5049 |
20.7246 |
19.9921 |
16 |
27.2907 |
26.1372 |
25.0618 |
24.0579 |
23.1196 |
22.2415 |
21.4187 |
20.6468 |
19.9217 |
17 |
27.1259 |
25.9894 |
24.9291 |
23.9386 |
23.0122 |
22.1447 |
21.3313 |
20.5678 |
19.8502 |
18 |
26.9589 |
25.8394 |
24.7943 |
23.8173 |
22.9030 |
22.0462 |
21.2424 |
20.4874 |
19.7775 |
19 |
26.7889 |
25.6867 |
24.6569 |
23.6936 |
22.7914 |
21.9455 |
21.1514 |
20.4051 |
19.7030 |
20 |
26.6148 |
25.5300 |
24.5158 |
23.5663 |
22.6765 |
21.8417 |
21.0575 |
20.3200 |
19.6258 |
21 |
26.4370 |
25.3698 |
24.3712 |
23.4358 |
22.5586 |
21.7349 |
20.9608 |
20.2324 |
19.5463 |
22 |
26.2551 |
25.2056 |
24.2229 |
23.3017 |
22.4372 |
21.6250 |
20.8611 |
20.1419 |
19.4640 |
23 |
26.0684 |
25.0368 |
24.0702 |
23.1634 |
22.3118 |
21.5112 |
20.7578 |
20.0480 |
19.3786 |
24 |
25.8759 |
24.8625 |
23.9122 |
23.0200 |
22.1816 |
21.3928 |
20.6500 |
19.9498 |
19.2891 |
25 |
25.6769 |
24.6819 |
23.7481 |
22.8708 |
22.0458 |
21.2691 |
20.5372 |
19.8469 |
19.1950 |
26 |
25.4713 |
24.4949 |
23.5779 |
22.7157 |
21.9043 |
21.1399 |
20.4192 |
19.7389 |
19.0961 |
27 |
25.2588 |
24.3012 |
23.4012 |
22.5544 |
21.7569 |
21.0050 |
20.2956 |
19.6256 |
18.9922 |
28 |
25.0395 |
24.1010 |
23.2181 |
22.3869 |
21.6035 |
20.8644 |
20.1666 |
19.5071 |
18.8833 |
29 |
24.8139 |
23.8946 |
23.0292 |
22.2137 |
21.4446 |
20.7185 |
20.0325 |
19.3837 |
18.7696 |
30 |
24.5825 |
23.6825 |
22.8346 |
22.0350 |
21.2804 |
20.5675 |
19.8934 |
19.2556 |
18.6514 |
31 |
24.3448 |
23.4643 |
22.6341 |
21.8507 |
21.1107 |
20.4111 |
19.7493 |
19.1225 |
18.5285 |
32 |
24.1011 |
23.2402 |
22.4279 |
21.6607 |
20.9355 |
20.2495 |
19.5999 |
18.9844 |
18.4007 |
33 |
23.8511 |
23.0099 |
22.2156 |
21.4648 |
20.7546 |
20.0822 |
19.4452 |
18.8412 |
18.2679 |
34 |
23.5956 |
22.7742 |
21.9979 |
21.2637 |
20.5686 |
19.9100 |
19.2857 |
18.6932 |
18.1306 |
35 |
23.3341 |
22.5326 |
21.7745 |
21.0568 |
20.3770 |
19.7324 |
19.1209 |
18.5402 |
17.9884 |
36 |
23.0666 |
22.2850 |
21.5452 |
20.8443 |
20.1798 |
19.5494 |
18.9508 |
18.3820 |
17.8411 |
37 |
22.7931 |
22.0316 |
21.3101 |
20.6260 |
19.9770 |
19.3608 |
18.7753 |
18.2186 |
17.6888 |
38 |
22.5135 |
21.7720 |
21.0689 |
20.4018 |
19.7684 |
19.1665 |
18.5942 |
18.0496 |
17.5311 |
39 |
22.2281 |
21.5067 |
20.8220 |
20.1719 |
19.5542 |
18.9667 |
18.4078 |
17.8755 |
17.3684 |
40 |
21.9370 |
21.2356 |
20.5695 |
19.9364 |
19.3344 |
18.7615 |
18.2160 |
17.6962 |
17.2005 |
41 |
21.6401 |
20.9588 |
20.3111 |
19.6952 |
19.1090 |
18.5507 |
18.0187 |
17.5114 |
17.0274 |
42 |
21.3377 |
20.6763 |
20.0472 |
19.4484 |
18.8780 |
18.3344 |
17.8160 |
17.3214 |
16.8490 |
43 |
21.0289 |
20.3876 |
19.7769 |
19.1953 |
18.6408 |
18.1120 |
17.6073 |
17.1253 |
16.6649 |
44 |
20.7145 |
20.0931 |
19.5009 |
18.9364 |
18.3979 |
17.8839 |
17.3929 |
16.9238 |
16.4752 |
45 |
20.3943 |
19.7927 |
19.2191 |
18.6717 |
18.1491 |
17.6499 |
17.1728 |
16.7166 |
16.2800 |
46 |
20.0681 |
19.4863 |
18.9311 |
18.4008 |
17.8942 |
17.4099 |
16.9467 |
16.5033 |
16.0788 |
47 |
19.7364 |
19.1743 |
18.6374 |
18.1242 |
17.6336 |
17.1641 |
16.7148 |
16.2844 |
15.8720 |
48 |
19.3989 |
18.8564 |
18.3377 |
17.8416 |
17.3669 |
16.9123 |
16.4769 |
16.0595 |
15.6593 |
49 |
19.0555 |
18.5324 |
18.0319 |
17.5528 |
17.0940 |
16.6543 |
16.2328 |
15.8285 |
15.4405 |
50 |
18.7057 |
18.2019 |
17.7195 |
17.2573 |
16.8143 |
16.3895 |
15.9819 |
15.5907 |
15.2150 |
51 |
18.3496 |
17.8650 |
17.4005 |
16.9552 |
16.5280 |
16.1180 |
15.7244 |
15.3462 |
14.9828 |
52 |
17.9872 |
17.5216 |
17.0749 |
16.6464 |
16.2349 |
15.8397 |
15.4600 |
15.0949 |
14.7439 |
53 |
17.6188 |
17.1720 |
16.7431 |
16.3311 |
15.9353 |
15.5548 |
15.1890 |
14.8370 |
14.4983 |
54 |
17.2451 |
16.8169 |
16.4054 |
16.0099 |
15.6296 |
15.2638 |
14.9118 |
14.5728 |
14.2464 |
55 |
16.8667 |
16.4568 |
16.0626 |
15.6835 |
15.3186 |
14.9673 |
14.6289 |
14.3029 |
13.9887 |
56 |
16.4852 |
16.0933 |
15.7162 |
15.3530 |
15.0033 |
14.6664 |
14.3416 |
14.0285 |
13.7264 |
57 |
16.1007 |
15.7265 |
15.3661 |
15.0188 |
14.6841 |
14.3613 |
14.0499 |
13.7495 |
13.4595 |
58 |
15.7139 |
15.3570 |
15.0130 |
14.6813 |
14.3613 |
14.0525 |
13.7545 |
13.4666 |
13.1885 |
59 |
15.3243 |
14.9845 |
14.6567 |
14.3403 |
14.0348 |
13.7398 |
13.4548 |
13.1793 |
12.9130 |
60 |
14.9317 |
14.6085 |
14.2965 |
13.9952 |
13.7040 |
13.4225 |
13.1504 |
12.8873 |
12.6327 |
61 |
14.5365 |
14.2297 |
13.9332 |
13.6466 |
13.3694 |
13.1014 |
12.8420 |
12.5909 |
12.3478 |
62 |
14.1398 |
13.8489 |
13.5676 |
13.2954 |
13.0320 |
12.7771 |
12.5301 |
12.2910 |
12.0593 |
63 |
13.7420 |
13.4667 |
13.2001 |
12.9421 |
12.6921 |
12.4500 |
12.2153 |
11.9879 |
11.7673 |
64 |
13.3432 |
13.0830 |
12.8309 |
12.5866 |
12.3498 |
12.1203 |
11.8976 |
11.6816 |
11.4720 |
65 |
12.9434 |
12.6979 |
12.4598 |
12.2290 |
12.0051 |
11.7878 |
11.5769 |
11.3721 |
11.1733 |
66 |
12.5391 |
12.3080 |
12.0837 |
11.8660 |
11.6546 |
11.4494 |
11.2500 |
11.0563 |
10.8681 |
67 |
12.1317 |
11.9145 |
11.7035 |
11.4987 |
11.2996 |
11.1061 |
10.9181 |
10.7352 |
10.5574 |
68 |
11.7225 |
11.5188 |
11.3208 |
11.1284 |
10.9413 |
10.7593 |
10.5823 |
10.4101 |
10.2425 |
69 |
11.3126 |
11.1220 |
10.9367 |
10.7563 |
10.5808 |
10.4100 |
10.2437 |
10.0818 |
9.9241 |
70 |
10.9031 |
10.7251 |
10.5519 |
10.3832 |
10.2189 |
10.0589 |
9.9030 |
9.7511 |
9.6030 |
71 |
10.4937 |
10.3279 |
10.1663 |
10.0089 |
9.8555 |
9.7059 |
9.5601 |
9.4179 |
9.2792 |
72 |
10.0854 |
9.9312 |
9.7808 |
9.6342 |
9.4913 |
9.3518 |
9.2157 |
9.0829 |
8.9533 |
73 |
9.6795 |
9.5364 |
9.3968 |
9.2606 |
9.1277 |
8.9979 |
8.8711 |
8.7474 |
8.6265 |
74 |
9.2777 |
9.1452 |
9.0159 |
8.8896 |
8.7662 |
8.6457 |
8.5279 |
8.4129 |
8.3004 |
75 |
8.8816 |
8.7592 |
8.6396 |
8.5227 |
8.4085 |
8.2968 |
8.1876 |
8.0808 |
7.9763 |
76 |
8.4920 |
8.3792 |
8.2688 |
8.1609 |
8.0553 |
7.9520 |
7.8510 |
7.7521 |
7.6553 |
77 |
8.1094 |
8.0055 |
7.9039 |
7.8044 |
7.7071 |
7.6117 |
7.5184 |
7.4270 |
7.3375 |
78 |
7.7341 |
7.6387 |
7.5453 |
7.4538 |
7.3642 |
7.2764 |
7.1904 |
7.1061 |
7.0235 |
79 |
7.3666 |
7.2792 |
7.1936 |
7.1096 |
7.0273 |
6.9466 |
6.8675 |
6.7900 |
6.7139 |
80 |
7.0080 |
6.9280 |
6.8496 |
6.7727 |
6.6973 |
6.6233 |
6.5507 |
6.4795 |
6.4096 |
81 |
6.6584 |
6.5854 |
6.5138 |
6.4435 |
6.3746 |
6.3068 |
6.2403 |
6.1751 |
6.1109 |
82 |
6.3184 |
6.2519 |
6.1866 |
6.1225 |
6.0595 |
5.9976 |
5.9369 |
5.8772 |
5.8185 |
83 |
5.9885 |
5.9280 |
5.8686 |
5.8103 |
5.7529 |
5.6965 |
5.6411 |
5.5866 |
5.5330 |
84 |
5.6691 |
5.6142 |
5.5603 |
5.5072 |
5.4551 |
5.4038 |
5.3533 |
5.3036 |
5.2548 |
85 |
5.3605 |
5.3108 |
5.2619 |
5.2138 |
5.1664 |
5.1198 |
5.0740 |
5.0288 |
4.9844 |
86 |
5.0631 |
5.0181 |
4.9739 |
4.9303 |
4.8874 |
4.8452 |
4.8036 |
4.7626 |
4.7223 |
87 |
4.7772 |
4.7366 |
4.6967 |
4.6573 |
4.6185 |
4.5803 |
4.5426 |
4.5055 |
4.4689 |
88 |
4.5027 |
4.4661 |
4.4301 |
4.3945 |
4.3595 |
4.3250 |
4.2909 |
4.2573 |
4.2242 |
89 |
4.2400 |
4.2071 |
4.1746 |
4.1426 |
4.1110 |
4.0799 |
4.0491 |
4.0188 |
3.9889 |
90 |
3.9892 |
3.9596 |
3.9304 |
3.9016 |
3.8732 |
3.8451 |
3.8174 |
3.7900 |
3.7630 |
91 |
3.7502 |
3.7236 |
3.6973 |
3.6714 |
3.6458 |
3.6206 |
3.5956 |
3.5710 |
3.5467 |
92 |
3.5228 |
3.4990 |
3.4754 |
3.4522 |
3.4292 |
3.4065 |
3.3840 |
3.3619 |
3.3400 |
93 |
3.3075 |
3.2861 |
3.2650 |
3.2441 |
3.2235 |
3.2031 |
3.1829 |
3.1630 |
3.1433 |
94 |
3.1034 |
3.0843 |
3.0654 |
3.0467 |
3.0282 |
3.0099 |
2.9918 |
2.9739 |
2.9562 |
95 |
2.9104 |
2.8933 |
2.8763 |
2.8596 |
2.8430 |
2.8266 |
2.8103 |
2.7943 |
2.7784 |
96 |
2.7290 |
2.7136 |
2.6984 |
2.6834 |
2.6686 |
2.6539 |
2.6393 |
2.6249 |
2.6106 |
97 |
2.5583 |
2.5446 |
2.5310 |
2.5175 |
2.5042 |
2.4910 |
2.4780 |
2.4650 |
2.4522 |
98 |
2.3977 |
2.3854 |
2.3733 |
2.3612 |
2.3493 |
2.3375 |
2.3258 |
2.3142 |
2.3027 |
99 |
2.2465 |
2.2355 |
2.2247 |
2.2139 |
2.2032 |
2.1926 |
2.1821 |
2.1717 |
2.1614 |
100 |
2.1060 |
2.0962 |
2.0865 |
2.0768 |
2.0673 |
2.0578 |
2.0484 |
2.0391 |
2.0298 |
101 |
1.9729 |
1.9641 |
1.9554 |
1.9468 |
1.9382 |
1.9297 |
1.9213 |
1.9130 |
1.9047 |
102 |
1.8499 |
1.8421 |
1.8343 |
1.8266 |
1.8190 |
1.8114 |
1.8039 |
1.7964 |
1.7890 |
103 |
1.7281 |
1.7212 |
1.7143 |
1.7074 |
1.7006 |
1.6939 |
1.6872 |
1.6806 |
1.6740 |
104 |
1.6161 |
1.6099 |
1.6038 |
1.5978 |
1.5918 |
1.5858 |
1.5799 |
1.5740 |
1.5682 |
105 |
1.5056 |
1.5003 |
1.4950 |
1.4897 |
1.4845 |
1.4793 |
1.4741 |
1.4689 |
1.4638 |
106 |
1.3681 |
1.3636 |
1.3592 |
1.3548 |
1.3504 |
1.3461 |
1.3418 |
1.3375 |
1.3332 |
107 |
1.2125 |
1.2090 |
1.2056 |
1.2021 |
1.1987 |
1.1952 |
1.1918 |
1.1884 |
1.1851 |
108 |
0.9638 |
0.9615 |
0.9592 |
0.9569 |
0.9546 |
0.9523 |
0.9500 |
0.9478 |
0.9455 |
109 |
0.4854 |
0.4845 |
0.4836 |
0.4826 |
0.4817 |
0.4808 |
0.4798 |
0.4789 |
0.4780 |