(For valuation dates occurring after April 30, 2009) | |||||||||
INTEREST RATE | |||||||||
AGE | 3.0% | 3.2% | 3.4% | 3.6% | 3.8% | 4.0% | 4.2% | 4.4% | 4.6% |
0 | 29.2854 | 27.8934 | 26.6095 | 25.4232 | 24.3251 | 23.3069 | 22.3612 | 21.4812 | 20.6611 |
1 | 29.3716 | 27.9839 | 26.7033 | 25.5193 | 24.4227 | 23.4054 | 22.4599 | 21.5798 | 20.7593 |
2 | 29.2677 | 27.8937 | 26.6248 | 25.4510 | 24.3633 | 23.3536 | 22.4148 | 21.5405 | 20.7249 |
3 | 29.1556 | 27.7957 | 26.5391 | 25.3759 | 24.2973 | 23.2956 | 22.3638 | 21.4955 | 20.6853 |
4 | 29.0377 | 27.6923 | 26.4482 | 25.2959 | 24.2269 | 23.2334 | 22.3088 | 21.4469 | 20.6421 |
5 | 28.9151 | 27.5844 | 26.3531 | 25.2120 | 24.1527 | 23.1678 | 22.2506 | 21.3952 | 20.5961 |
6 | 28.7879 | 27.4722 | 26.2540 | 25.1243 | 24.0750 | 23.0988 | 22.1892 | 21.3405 | 20.5474 |
7 | 28.6568 | 27.3563 | 26.1515 | 25.0334 | 23.9943 | 23.0270 | 22.1253 | 21.2835 | 20.4964 |
8 | 28.5212 | 27.2362 | 26.0449 | 24.9387 | 23.9100 | 22.9519 | 22.0582 | 21.2234 | 20.4426 |
9 | 28.3809 | 27.1117 | 25.9342 | 24.8401 | 23.8220 | 22.8732 | 21.9878 | 21.1603 | 20.3859 |
10 | 28.2361 | 26.9828 | 25.8194 | 24.7376 | 23.7304 | 22.7912 | 21.9143 | 21.0942 | 20.3264 |
11 | 28.0866 | 26.8496 | 25.7004 | 24.6312 | 23.6351 | 22.7057 | 21.8374 | 21.0250 | 20.2639 |
12 | 27.9327 | 26.7121 | 25.5774 | 24.5210 | 23.5361 | 22.6167 | 21.7572 | 20.9527 | 20.1986 |
13 | 27.7752 | 26.5713 | 25.4512 | 24.4078 | 23.4344 | 22.5251 | 21.6746 | 20.8780 | 20.1310 |
14 | 27.6153 | 26.4281 | 25.3228 | 24.2924 | 23.3306 | 22.4317 | 21.5903 | 20.8018 | 20.0620 |
15 | 27.4536 | 26.2832 | 25.1928 | 24.1757 | 23.2256 | 22.3370 | 21.5049 | 20.7246 | 19.9921 |
16 | 27.2907 | 26.1372 | 25.0618 | 24.0579 | 23.1196 | 22.2415 | 21.4187 | 20.6468 | 19.9217 |
17 | 27.1259 | 25.9894 | 24.9291 | 23.9386 | 23.0122 | 22.1447 | 21.3313 | 20.5678 | 19.8502 |
18 | 26.9589 | 25.8394 | 24.7943 | 23.8173 | 22.9030 | 22.0462 | 21.2424 | 20.4874 | 19.7775 |
19 | 26.7889 | 25.6867 | 24.6569 | 23.6936 | 22.7914 | 21.9455 | 21.1514 | 20.4051 | 19.7030 |
20 | 26.6148 | 25.5300 | 24.5158 | 23.5663 | 22.6765 | 21.8417 | 21.0575 | 20.3200 | 19.6258 |
21 | 26.4370 | 25.3698 | 24.3712 | 23.4358 | 22.5586 | 21.7349 | 20.9608 | 20.2324 | 19.5463 |
22 | 26.2551 | 25.2056 | 24.2229 | 23.3017 | 22.4372 | 21.6250 | 20.8611 | 20.1419 | 19.4640 |
23 | 26.0684 | 25.0368 | 24.0702 | 23.1634 | 22.3118 | 21.5112 | 20.7578 | 20.0480 | 19.3786 |
24 | 25.8759 | 24.8625 | 23.9122 | 23.0200 | 22.1816 | 21.3928 | 20.6500 | 19.9498 | 19.2891 |
25 | 25.6769 | 24.6819 | 23.7481 | 22.8708 | 22.0458 | 21.2691 | 20.5372 | 19.8469 | 19.1950 |
26 | 25.4713 | 24.4949 | 23.5779 | 22.7157 | 21.9043 | 21.1399 | 20.4192 | 19.7389 | 19.0961 |
27 | 25.2588 | 24.3012 | 23.4012 | 22.5544 | 21.7569 | 21.0050 | 20.2956 | 19.6256 | 18.9922 |
28 | 25.0395 | 24.1010 | 23.2181 | 22.3869 | 21.6035 | 20.8644 | 20.1666 | 19.5071 | 18.8833 |
29 | 24.8139 | 23.8946 | 23.0292 | 22.2137 | 21.4446 | 20.7185 | 20.0325 | 19.3837 | 18.7696 |
30 | 24.5825 | 23.6825 | 22.8346 | 22.0350 | 21.2804 | 20.5675 | 19.8934 | 19.2556 | 18.6514 |
31 | 24.3448 | 23.4643 | 22.6341 | 21.8507 | 21.1107 | 20.4111 | 19.7493 | 19.1225 | 18.5285 |
32 | 24.1011 | 23.2402 | 22.4279 | 21.6607 | 20.9355 | 20.2495 | 19.5999 | 18.9844 | 18.4007 |
33 | 23.8511 | 23.0099 | 22.2156 | 21.4648 | 20.7546 | 20.0822 | 19.4452 | 18.8412 | 18.2679 |
34 | 23.5956 | 22.7742 | 21.9979 | 21.2637 | 20.5686 | 19.9100 | 19.2857 | 18.6932 | 18.1306 |
35 | 23.3341 | 22.5326 | 21.7745 | 21.0568 | 20.3770 | 19.7324 | 19.1209 | 18.5402 | 17.9884 |
36 | 23.0666 | 22.2850 | 21.5452 | 20.8443 | 20.1798 | 19.5494 | 18.9508 | 18.3820 | 17.8411 |
37 | 22.7931 | 22.0316 | 21.3101 | 20.6260 | 19.9770 | 19.3608 | 18.7753 | 18.2186 | 17.6888 |
38 | 22.5135 | 21.7720 | 21.0689 | 20.4018 | 19.7684 | 19.1665 | 18.5942 | 18.0496 | 17.5311 |
39 | 22.2281 | 21.5067 | 20.8220 | 20.1719 | 19.5542 | 18.9667 | 18.4078 | 17.8755 | 17.3684 |
40 | 21.9370 | 21.2356 | 20.5695 | 19.9364 | 19.3344 | 18.7615 | 18.2160 | 17.6962 | 17.2005 |
41 | 21.6401 | 20.9588 | 20.3111 | 19.6952 | 19.1090 | 18.5507 | 18.0187 | 17.5114 | 17.0274 |
42 | 21.3377 | 20.6763 | 20.0472 | 19.4484 | 18.8780 | 18.3344 | 17.8160 | 17.3214 | 16.8490 |
43 | 21.0289 | 20.3876 | 19.7769 | 19.1953 | 18.6408 | 18.1120 | 17.6073 | 17.1253 | 16.6649 |
44 | 20.7145 | 20.0931 | 19.5009 | 18.9364 | 18.3979 | 17.8839 | 17.3929 | 16.9238 | 16.4752 |
45 | 20.3943 | 19.7927 | 19.2191 | 18.6717 | 18.1491 | 17.6499 | 17.1728 | 16.7166 | 16.2800 |
46 | 20.0681 | 19.4863 | 18.9311 | 18.4008 | 17.8942 | 17.4099 | 16.9467 | 16.5033 | 16.0788 |
47 | 19.7364 | 19.1743 | 18.6374 | 18.1242 | 17.6336 | 17.1641 | 16.7148 | 16.2844 | 15.8720 |
48 | 19.3989 | 18.8564 | 18.3377 | 17.8416 | 17.3669 | 16.9123 | 16.4769 | 16.0595 | 15.6593 |
49 | 19.0555 | 18.5324 | 18.0319 | 17.5528 | 17.0940 | 16.6543 | 16.2328 | 15.8285 | 15.4405 |
50 | 18.7057 | 18.2019 | 17.7195 | 17.2573 | 16.8143 | 16.3895 | 15.9819 | 15.5907 | 15.2150 |
51 | 18.3496 | 17.8650 | 17.4005 | 16.9552 | 16.5280 | 16.1180 | 15.7244 | 15.3462 | 14.9828 |
52 | 17.9872 | 17.5216 | 17.0749 | 16.6464 | 16.2349 | 15.8397 | 15.4600 | 15.0949 | 14.7439 |
53 | 17.6188 | 17.1720 | 16.7431 | 16.3311 | 15.9353 | 15.5548 | 15.1890 | 14.8370 | 14.4983 |
54 | 17.2451 | 16.8169 | 16.4054 | 16.0099 | 15.6296 | 15.2638 | 14.9118 | 14.5728 | 14.2464 |
55 | 16.8667 | 16.4568 | 16.0626 | 15.6835 | 15.3186 | 14.9673 | 14.6289 | 14.3029 | 13.9887 |
56 | 16.4852 | 16.0933 | 15.7162 | 15.3530 | 15.0033 | 14.6664 | 14.3416 | 14.0285 | 13.7264 |
57 | 16.1007 | 15.7265 | 15.3661 | 15.0188 | 14.6841 | 14.3613 | 14.0499 | 13.7495 | 13.4595 |
58 | 15.7139 | 15.3570 | 15.0130 | 14.6813 | 14.3613 | 14.0525 | 13.7545 | 13.4666 | 13.1885 |
59 | 15.3243 | 14.9845 | 14.6567 | 14.3403 | 14.0348 | 13.7398 | 13.4548 | 13.1793 | 12.9130 |
60 | 14.9317 | 14.6085 | 14.2965 | 13.9952 | 13.7040 | 13.4225 | 13.1504 | 12.8873 | 12.6327 |
61 | 14.5365 | 14.2297 | 13.9332 | 13.6466 | 13.3694 | 13.1014 | 12.8420 | 12.5909 | 12.3478 |
62 | 14.1398 | 13.8489 | 13.5676 | 13.2954 | 13.0320 | 12.7771 | 12.5301 | 12.2910 | 12.0593 |
63 | 13.7420 | 13.4667 | 13.2001 | 12.9421 | 12.6921 | 12.4500 | 12.2153 | 11.9879 | 11.7673 |
64 | 13.3432 | 13.0830 | 12.8309 | 12.5866 | 12.3498 | 12.1203 | 11.8976 | 11.6816 | 11.4720 |
65 | 12.9434 | 12.6979 | 12.4598 | 12.2290 | 12.0051 | 11.7878 | 11.5769 | 11.3721 | 11.1733 |
66 | 12.5391 | 12.3080 | 12.0837 | 11.8660 | 11.6546 | 11.4494 | 11.2500 | 11.0563 | 10.8681 |
67 | 12.1317 | 11.9145 | 11.7035 | 11.4987 | 11.2996 | 11.1061 | 10.9181 | 10.7352 | 10.5574 |
68 | 11.7225 | 11.5188 | 11.3208 | 11.1284 | 10.9413 | 10.7593 | 10.5823 | 10.4101 | 10.2425 |
69 | 11.3126 | 11.1220 | 10.9367 | 10.7563 | 10.5808 | 10.4100 | 10.2437 | 10.0818 | 9.9241 |
70 | 10.9031 | 10.7251 | 10.5519 | 10.3832 | 10.2189 | 10.0589 | 9.9030 | 9.7511 | 9.6030 |
71 | 10.4937 | 10.3279 | 10.1663 | 10.0089 | 9.8555 | 9.7059 | 9.5601 | 9.4179 | 9.2792 |
72 | 10.0854 | 9.9312 | 9.7808 | 9.6342 | 9.4913 | 9.3518 | 9.2157 | 9.0829 | 8.9533 |
73 | 9.6795 | 9.5364 | 9.3968 | 9.2606 | 9.1277 | 8.9979 | 8.8711 | 8.7474 | 8.6265 |
74 | 9.2777 | 9.1452 | 9.0159 | 8.8896 | 8.7662 | 8.6457 | 8.5279 | 8.4129 | 8.3004 |
75 | 8.8816 | 8.7592 | 8.6396 | 8.5227 | 8.4085 | 8.2968 | 8.1876 | 8.0808 | 7.9763 |
76 | 8.4920 | 8.3792 | 8.2688 | 8.1609 | 8.0553 | 7.9520 | 7.8510 | 7.7521 | 7.6553 |
77 | 8.1094 | 8.0055 | 7.9039 | 7.8044 | 7.7071 | 7.6117 | 7.5184 | 7.4270 | 7.3375 |
78 | 7.7341 | 7.6387 | 7.5453 | 7.4538 | 7.3642 | 7.2764 | 7.1904 | 7.1061 | 7.0235 |
79 | 7.3666 | 7.2792 | 7.1936 | 7.1096 | 7.0273 | 6.9466 | 6.8675 | 6.7900 | 6.7139 |
80 | 7.0080 | 6.9280 | 6.8496 | 6.7727 | 6.6973 | 6.6233 | 6.5507 | 6.4795 | 6.4096 |
81 | 6.6584 | 6.5854 | 6.5138 | 6.4435 | 6.3746 | 6.3068 | 6.2403 | 6.1751 | 6.1109 |
82 | 6.3184 | 6.2519 | 6.1866 | 6.1225 | 6.0595 | 5.9976 | 5.9369 | 5.8772 | 5.8185 |
83 | 5.9885 | 5.9280 | 5.8686 | 5.8103 | 5.7529 | 5.6965 | 5.6411 | 5.5866 | 5.5330 |
84 | 5.6691 | 5.6142 | 5.5603 | 5.5072 | 5.4551 | 5.4038 | 5.3533 | 5.3036 | 5.2548 |
85 | 5.3605 | 5.3108 | 5.2619 | 5.2138 | 5.1664 | 5.1198 | 5.0740 | 5.0288 | 4.9844 |
86 | 5.0631 | 5.0181 | 4.9739 | 4.9303 | 4.8874 | 4.8452 | 4.8036 | 4.7626 | 4.7223 |
87 | 4.7772 | 4.7366 | 4.6967 | 4.6573 | 4.6185 | 4.5803 | 4.5426 | 4.5055 | 4.4689 |
88 | 4.5027 | 4.4661 | 4.4301 | 4.3945 | 4.3595 | 4.3250 | 4.2909 | 4.2573 | 4.2242 |
89 | 4.2400 | 4.2071 | 4.1746 | 4.1426 | 4.1110 | 4.0799 | 4.0491 | 4.0188 | 3.9889 |
90 | 3.9892 | 3.9596 | 3.9304 | 3.9016 | 3.8732 | 3.8451 | 3.8174 | 3.7900 | 3.7630 |
91 | 3.7502 | 3.7236 | 3.6973 | 3.6714 | 3.6458 | 3.6206 | 3.5956 | 3.5710 | 3.5467 |
92 | 3.5228 | 3.4990 | 3.4754 | 3.4522 | 3.4292 | 3.4065 | 3.3840 | 3.3619 | 3.3400 |
93 | 3.3075 | 3.2861 | 3.2650 | 3.2441 | 3.2235 | 3.2031 | 3.1829 | 3.1630 | 3.1433 |
94 | 3.1034 | 3.0843 | 3.0654 | 3.0467 | 3.0282 | 3.0099 | 2.9918 | 2.9739 | 2.9562 |
95 | 2.9104 | 2.8933 | 2.8763 | 2.8596 | 2.8430 | 2.8266 | 2.8103 | 2.7943 | 2.7784 |
96 | 2.7290 | 2.7136 | 2.6984 | 2.6834 | 2.6686 | 2.6539 | 2.6393 | 2.6249 | 2.6106 |
97 | 2.5583 | 2.5446 | 2.5310 | 2.5175 | 2.5042 | 2.4910 | 2.4780 | 2.4650 | 2.4522 |
98 | 2.3977 | 2.3854 | 2.3733 | 2.3612 | 2.3493 | 2.3375 | 2.3258 | 2.3142 | 2.3027 |
99 | 2.2465 | 2.2355 | 2.2247 | 2.2139 | 2.2032 | 2.1926 | 2.1821 | 2.1717 | 2.1614 |
100 | 2.1060 | 2.0962 | 2.0865 | 2.0768 | 2.0673 | 2.0578 | 2.0484 | 2.0391 | 2.0298 |
101 | 1.9729 | 1.9641 | 1.9554 | 1.9468 | 1.9382 | 1.9297 | 1.9213 | 1.9130 | 1.9047 |
102 | 1.8499 | 1.8421 | 1.8343 | 1.8266 | 1.8190 | 1.8114 | 1.8039 | 1.7964 | 1.7890 |
103 | 1.7281 | 1.7212 | 1.7143 | 1.7074 | 1.7006 | 1.6939 | 1.6872 | 1.6806 | 1.6740 |
104 | 1.6161 | 1.6099 | 1.6038 | 1.5978 | 1.5918 | 1.5858 | 1.5799 | 1.5740 | 1.5682 |
105 | 1.5056 | 1.5003 | 1.4950 | 1.4897 | 1.4845 | 1.4793 | 1.4741 | 1.4689 | 1.4638 |
106 | 1.3681 | 1.3636 | 1.3592 | 1.3548 | 1.3504 | 1.3461 | 1.3418 | 1.3375 | 1.3332 |
107 | 1.2125 | 1.2090 | 1.2056 | 1.2021 | 1.1987 | 1.1952 | 1.1918 | 1.1884 | 1.1851 |
108 | 0.9638 | 0.9615 | 0.9592 | 0.9569 | 0.9546 | 0.9523 | 0.9500 | 0.9478 | 0.9455 |
109 | 0.4854 | 0.4845 | 0.4836 | 0.4826 | 0.4817 | 0.4808 | 0.4798 | 0.4789 | 0.4780 |