2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Individual HSA Limit | $3,400 | $3,450 | $3,500 | $3,550 | $3,600 | $3,650 | $3,850 | $4,150 | $4,300 |
Family HSA Limit | $6,750 | $6,850 | $7,000 | $7,100 | $7,200 | $7,300 | $7,750 | $8,300 | $8,550 |
For 2006 and prior years, the contribution and deduction were limited to the lesser of the deductible under the applicable HDHP or the indexed annual limits for self-only coverage or family coverage.2
The determination between self-only and family coverage is made as of the first day of the month. The limit is calculated on a monthly basis and the allowable deduction for a taxable year cannot exceed the sum of the monthly limitations, but see below for the rule applicable to newly eligible individuals, for the months during which an individual was an eligible individual ( Q 393).3