Term Certain Remainder Factors (3.0% to 4.6%)

INTEREST RATE

YEARS

3.0%

3.2%

3.4%

3.6%

3.8%

4.0%

4.2%

4.4%

4.6%

1

.970874

.968992

.967118

.965251

.963391

.961538

.959693

.957854

.956023

2

.942596

.938946

.935317

.931709

.928122

.924556

.921010

.917485

.913980

3

.915142

.909831

.904562

.899333

.894145

.888996

.883887

.878817

.873786

4

.888487

.881620

.874818

.868082

.861411

.854804

.848260

.841779

.835359

5

.862609

.854282

.846052

.837917

.829876

.821927

.814069

.806302

.798623

6

.837484

.827793

.818233

.808801

.799495

.790315

.781257

.772320

.763502

7

.813091

.802125

.791327

.780696

.770227

.759918

.749766

.739770

.729925

8

.789409

.777253

.765307

.753567

.742029

.730690

.719545

.708592

.697825

9

.766417

.753152

.740142

.727381

.714865

.702587

.690543

.678728

.667137

10

.744094

.729799

.715805

.702106

.688694

.675564

.662709

.650122

.637798

11

.722421

.707169

.692268

.677708

.663482

.649581

.635997

.622722

.609749

12

.701380

.685241

.669505

.654158

.639193

.624597

.610362

.596477

.582935

13

.680951

.663994

.647490

.631427

.615792

.600574

.585760

.571339

.557299

14

.661118

.643405

.626199

.609486

.593249

.577475

.562150

.547259

.532790

15

.641862

.623454

.605608

.588307

.571531

.555265

.539491

.524195

.509360

16

.623167

.604122

.585695

.567863

.550608

.533908

.517746

.502102

.486960

17

.605016

.585390

.566436

.548131

.530451

.513373

.496877

.480941

.465545

18

.587395

.567238

.547810

.529084

.511031

.493628

.476849

.460671

.445071

19

.570286

.549649

.529797

.510699

.492323

.474642

.457629

.441256

.425498

20

.553676

.532606

.512376

.492952

.474300

.456387

.439183

.422659

.406786

21

.537549

.516091

.495529

.475823

.456936

.438834

.421481

.404846

.388897

22

.521892

.500088

.479235

.459288

.440208

.421955

.404492

.387783

.371794

23

.506692

.484582

.463476

.443329

.424093

.405726

.388188

.371440

.355444

24

.491934

.469556

.448236

.427923

.408567

.390121

.372542

.355785

.339813

25

.477606

.454996

.433497

.413053

.393610

.375117

.357526

.340791

.324869

26

.463695

.440888

.419243

.398700

.379200

.360689

.343115

.326428

.310582

27

.450189

.427217

.405458

.384846

.365318

.346817

.329285

.312670

.296923

28

.437077

.413970

.392125

.371473

.351944

.333477

.316012

.299493

.283866

29

.424346

.401133

.379231

.358564

.339060

.320651

.303275

.286870

.271382

30

.411987

.388695

.366762

.346105

.326648

.308319

.291051

.274780

.259447

31

.399987

.376643

.354702

.334078

.314689

.296460

.279319

.263199

.248038

32

.388337

.364964

.343038

.322469

.303169

.285058

.268061

.252106

.237130

33

.377026

.353647

.331759

.311263

.292070

.274094

.257256

.241481

.226702

34

.366045

.342681

.320850

.300447

.281378

.263552

.246887

.231304

.216732

35

.355383

.332055

.310300

.290007

.271077

.253415

.236935

.221556

.207201

36

.345032

.321759

.300096

.279930

.261153

.243669

.227385

.212218

.198089

37

.334983

.311782

.290228

.270202

.251593

.234297

.218220

.203274

.189377

38

.325226

.302114

.280685

.260813

.242382

.225285

.209424

.194707

.181049

39

.315754

.292747

.271456

.251750

.233509

.216621

.200983

.186501

.173087

40

.306557

.283669

.262530

.243002

.224960

.208289

.192882

.178641

.165475

41

.297628

.274873

.253897

.234558

.216725

.200278

.185107

.171112

.158198

42

.288959

.266350

.245549

.226407

.208791

.192575

.177646

.163900

.151241

43

.280543

.258091

.237474

.218540

.201147

.185168

.170486

.156992

.144590

44

.272372

.250088

.229666

.210946

.193783

.178046

.163614

.150376

.138231

45

.264439

.242334

.222114

.203616

.186689

.171198

.157019

.144038

.132152

46

.256737

.234819

.214810

.196540

.179855

.164614

.150690

.137968

.126340

47

.249259

.227538

.207747

.189711

.173270

.158283

.144616

.132153

.120784

48

.241999

.220483

.200916

.183118

.166927

.152195

.138787

.126583

.115473

49

.234950

.213646

.194309

.176755

.160816

.146341

.133193

.121248

.110395

50

.228107

.207021

.187920

.170613

.154929

.140713

.127824

.116138

.105540