Analysts at the Transamerica Center for Health Studies are now including data for consumers in "Generation Z" in adult consumer survey results.
The Los Angeles-based center polled a total of 4,602 U.S. residents ages 18 to 64 through an online survey. Demographers are still in the process of deciding where the cut-off between Generation Z and the previous generation should be. Transamerica center analysts classified residents ages 21 to 36 as being in "Generation Y," or the "millennial generation," and residents ages 18 to 20 as being in Generation Z.
(Related: Meet Generation Z)
One good way to analyze Generation Z data would be to compare the numbers for members of Generation Z who are now 18 through 20 with data from a comparable survey of health care consumers, ages 18 to 20, conducted 20 years ago. That would help compensate for differences resulting from the fact that the oldest members of Generation Z may, on average, use less care, and know less about how health care works, than older U.S. adults.
Because the U.S. health care system has changed so much, even in the past five years, that kind of period-over-period comparison data is not readily available.
Here are five things the Transamerica center analysts have learned about Generation Z consumers, drawn from the center's survey report.
1. Uninsurance
Even though many Generation Z workers can get health coverage through their parents, they are more likely to be uninsured than members of any other generation surveyed. 16% of them are uninsured.
The overall uninsurance rate is 12%.
Millennials have the second-highest uninsured rate, and about 14% of them are uninsured.
2. Affordable Care Act Public Health Insurance Exchange System Use
Obama administration policymakers tried to market the ACA exchange system and premium subsidies to young, healthy consumers, but the Transamerica center team found that fewer than 1% of the Generation Z survey participants reported having coverage purchased through an exchange.
