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Delay Social Security, Invest More or Buy an Annuity: What’s Best for Retirement Income?
Analysis January 03, 2025 at 06:22 PM
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What You Need To Know
- A recent analysis shows it’s possible to outperform delayed Social Security claiming — but doing so requires significant risk.
- For the typical married couple with average or better longevity, waiting to claim is generally better.
- Delayed claiming will also often beat using annuities, but income guarantees have other virtues.
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