We were direct when we were children. When a relative visited on our birthday, we would greet them with the words, "Where is my present?" We enjoy shopping for our spouse or partner and look forward to their smile as they open packages during the holidays. Everyone appreciates presents. A simple, thoughtful gift can work wonders in business relationships too. The financial services industry has rules. FINRA rule 3220 limits annual gifts to a client at $100 per individual or $200 per couple. That is a cumulative, annual amount, not a per-gift threshold. Even though prices go up, there are plenty of affordable gifts that will make an impact, with clients and otherwise. See the accompanying gallery for 11 generous gestures.
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