A Financial Planning Checklist, From Age 20 to 70 and Beyond

What You Need To Know

• Younger clients should start and contribute as much as possible to their 401(k) or other workplace retirement plans.
• After retirement, investors need to review and update their estate planning, especially if a spouse has died.
• At age 50, savers ideally would have accumulated an amount equal to 3 to 5.5 times their current salary.