For High Earners, Roth Catch-Up Contributions Are Tricky

What You Need To Know

• Such contributions are an important savings tool for those who can afford them, but their management is getting more complex.
• Under Secure Act 2.0, those making more than the threshold will soon have to direct such contributions to Roth accounts.
• A recent analysis shows relatively few workers are likely to be affected, but many employers will have to make changes.