Life insurance is an integral part of your client's overall financial plan. A breadwinner's untimely death can decimate a family's financial stability and future goals. But every client's situation is different, and advisors and agents have the responsibility of choosing the right type of life insurance for each client. Add to that the complex tax rules associated with payouts, viatical settlements and dividends, among other implications, and even the most seasoned financial planners can be stumped. In the gallery above are 10 important tax and financial planning questions agents and advisors should be aware of in regard to life insurance, according to ALM's Tax Facts Online. (Graphics: Chris Nicholls/ALM) ___________________
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