The NAIC's Top 10 Life Insurers of 2020

U.S. life insurers seem to have gotten through the worst of the COVID-19 pandemic and the world of near-zero interest rates intact. The big life insurers are now making conscious decisions about how to shape the track for the next 20 years. Executives at those companies are thinking about how much they stick to their life insurance and annuity roots; how much mortality, longevity, morbidity and investment risk they'll assume; and whether they'll keep their current form or become part of some other organization. Those sorts of decisions have already been shaping the U.S. life insurance market share gameboard for the past five years. Some insurers have acquired large operations or blocks of business to scale up, but others have shut down, sold or spun off large parts of their business to reduce exposure to interest rate risk or other types of risk. For a look at a list of the top 10 groups and companies, based on the direct life insurance premium figures compiled by the National Association of Insurance Commissioners, and information about where those companies ranked, in terms of direct life premiums, in 2015, see the slideshow above.