An error occurred while fetching the data.
Error details: Error: The field at path '/trendingArticles/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content': {"response":{"errors":[{"message":"The field at path '/trendingArticles/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content'","path":["trendingArticles","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}},{"message":"The field at path '/readnext/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content'","path":["readnext","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}}],"data":{"slideshow":{"name":"Slideshow","tieredName":["Slideshow"],"description":"","page":1,"estimate":2785,"h1":"","metaTitle":"","metaDescription":"","pageSize":3,"contents":[{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/06/how-8-state-tax-ballot-questions-did-in-the-polls/","title":"How 8 State Tax Ballot Questions Did in the Polls","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"1 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Fixed Income","slug":"fixed-income","channelUri":null},{"channelName":"Portfolio|Portfolio Construction","sectionName":"Investment Strategies","slug":"investment-strategies","channelUri":null}],"prettyDate":"November 06, 2024","pubDate":"2024-11-06 13:47:32.000","readtime":"1","primaryCategory":{"channelName":"Financial Planning","sectionName":"Tax Planning","uri":"financial-planning/tax-planning"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2021/03/Uncle_Sam_Tax_Money_Shutter_640x640.jpg","width":"640","height":"640"},"summary":"Voters made decisions on property, sales income and capital gains taxes.","breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Tax Planning","uri":"financial-planning/tax-planning"}]},{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/06/12-most-livable-midsize-u-s-cities-2024/","title":"12 Most Livable Midsize U.S. Cities: 2024","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"1 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Alternative Investments","sectionName":"Real Estate","slug":"real-estate-portfolio-alternative-investments","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","slug":"economic-trends","channelUri":null},{"channelName":"Retirement Planning|Spending in Retirement","sectionName":"Lifestyle Planning","slug":"lifestyle-planning","channelUri":null}],"prettyDate":"November 06, 2024","pubDate":"2024-11-06 11:49:06.000","readtime":"1","primaryCategory":{"channelName":"Retirement Planning|Spending in Retirement","sectionName":"Lifestyle Planning","uri":"retirement/spending/lifestyle-planning"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/09/Happy_Senior_Couple_City_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"For communities with populations between 25,000 and 99,999, AARP assessed such areas as housing, neighborhood, transportation and engagement.","breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Lifestyle Planning","uri":"retirement/spending/lifestyle-planning"}]},{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/05/top-15-cities-for-the-ultra-wealthy-2024/","title":"Top 15 Cities for the Ultra-Wealthy: 2024","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"3 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","slug":"economic-trends","channelUri":null}],"prettyDate":"November 05, 2024","pubDate":"2024-11-05 12:20:10.000","readtime":"3","primaryCategory":{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","uri":"investment-portfolio/economy-markets/economic-trends"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/07/Wealthy_Couple_Balcony_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"The club of individuals with liquid investable assets of $100 million has grown by 54% over the decade.","breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"},{"name":"Economic Trends","uri":"investment-portfolio/economy-markets/economic-trends"}]}]},"articleData":{"uri":"/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/","canonicalUrl":"https://www.thinkadvisor.com/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/","generatedId":"hei45hdjegh","naturalId":"blogAndPostId/blog/post/415-406134","type":"ARTICLE","postFormat":"news","kickerPresentedBy":null,"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"},{"name":"ETFs","uri":"investment-portfolio/etfs"},{"name":"Broad Market","uri":"investment-portfolio/etfs/broad-market"}],"presentedBy":"","title":"Vanguard Cuts Fees on Retirement Trusts: Portfolio Products","readtime":"4","timeToRead":"4 minute","prettyModified":"","prettyDateTime":"April 12, 2021 at 11:51 AM","needToKnow":[],"byline":"Bernice Napach","showDisclaimer":true,"authors":[{"name":"Bernice Napach","description":"Bernice Napach is a senior writer at ThinkAdvisor covering financial markets and asset managers, robo-advisors, college planning and retirement issues. She has worked at Yahoo Finance, Bloomberg TV, CNBC, Reuters, Investor's Business Daily and The Bond Buyer and has written articles for The New York Times, TheStreet.com, The Star-Ledger, The Record, Variety and Worth magazine.\r\n\r\nBernice has a Bachelor of Science in Social Welfare from SUNY at Stony Brook.","imageLarge":"//images.benefitspro.com/contrib/content/uploads/2018/03/Bernice-Napach_avatar_1520401978-136x136.jpg","webUrl":"/author/profile/bernice-napach/"}],"publication":"ThinkAdvisor","kicker":"News","kickerNode":[{"name":"News","slug":"news-kicker","uri":"/news/","sectionName":"News"}],"prettyDate":"April 12, 2021","pubDate":"2021-04-12 11:51:44.000","modifiedDate":"","isDownload":"false","primaryCategory":{"channelName":"Portfolio|ETFs","sectionName":"Broad Market","name":"Broad Market","uri":"investment-portfolio/etfs/broad-market","slug":"broad-market","channelUri":null},"tags":[],"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2021/03/New_Vanguard_Logo_Website_640x640.jpg","width":"640","height":"640","alt":""},"embed1":"","embed2":"","summary":"The BlackRock U.S. Carbon Transition Readiness ETF (LCTU) pulled in $1.25 billion in assets on its first trading day.","categories":[{"name":"News","uri":"/news/","channelName":"Kicker"},{"name":"Broad Market","uri":"/investment-portfolio/etfs/broad-market/","channelName":"Portfolio|ETFs"},{"name":"Target Date Funds","uri":"/investment-portfolio/mutual-funds/target-date-funds/","channelName":"Portfolio|Mutual Funds"},{"name":"ESG","uri":"/investment-portfolio/portfolio-construction/esg-investing/","channelName":"Portfolio|Portfolio Construction"}],"bodyArray":["<p><a href=\"https://institutional.vanguard.com/VGApp/iip/site/institutional/researchcommentary/article/InvComTargetRetirementTrustFeeCuts\" target=\"_blank\">Vanguard has reduced fees</a> on Vanguard Retirement Trusts by 5% to 10%, which is equivalent to 0.25-0.50 basis points, depending on which Trust program a client is invested in.</p>","<p>The price cut, which took effect April 1, should save investors $20 million, according to the fund giant. The trusts, which are available to certain tax-qualified and government plans, offer multiple price points so that clients can reap the benefits of lower fees as plan assets grow, which is  just one mechanism for reducing investor costs.</p>","<p>The second is broad fee reductions across all the Collective Investment Trust (CIT) programs, which include the Vanguard Retirement Trusts. Since 2006, Vanguard has issued broad CIT fee reductions four times.</p>","<div class=\"paywall-content\"><p>Vanguard Target Retirement Trusts are separate from Vanguard Institutional Target Retirement Funds, which are mutual funds. In December, <a href=\"https://www.thinkadvisor.com/2020/12/11/vanguard-slashes-investment-level-for-institutional-target-date-funds/\" target=\"_blank\">Vanguard lowered the minimum</a> investment on Vanguard Institutional Target Retirement Funds to $5 million from $100 million, expanding low-cost options for participants in 401(k) and 403(b) retirement plans.</p>","<h2><strong>Fintech Firm Seeds Partners With Paul Tudor Jones' Nonprofit</strong></h2> <p>Seeds, a financial technology firm whose client experience platform helps advisors offer clients an intentional and personalized investing experience, has partnered with JUST Capital to deliver insights on impact investing to advisors and their clients.</p>","<p>JUST Capital, co-founded by Paul Tudor Jones, is a nonprofit that tracks and analyzes practices of large companies in an effort to build a more just economy for all stakeholders — workers, customers, communities, the environment and shareholders.</p>","<p><a href=\"https://www.businesswire.com/news/home/20210315005192/en/Seeds-Partners-With-JUST-Capital-to-Deliver-Deeper-Portfolio-Impact-Insights-to-Advisors-and-Investors\" target=\"_blank\">The new partnership</a> helps advisors who are users of Seeds provide clients with an analysis of how their existing portfolios align with an investor's values on, say, human rights or efforts to address climate change and then present a more tailored portfolio as an alternative.</p>","<p>\"A lot of impact reporting is either too generalized, too specific, or just generally misses the mark in trying to captivate the client,\" said Seeds CEO Zach Conway, in a statement. \"Thanks to JUST's research, we can now select from metrics that we know will speak to a broad investor base. Then the platform can automatically tailor the message to each client.\"</p>","<p>\"Anyone can put an ESG label on a product and claim it scores well,\" said Kristen O'Grady, Seeds' head of product and chief operating officer. \"We wanted to partner with an outside firm to validate our portfolio impact, rather than just claim it ourselves.\"</p>","<p>Advisors pay a \"small monthly\" fee to use Seeds, which can be \"more competitive\" depending on their engagement with the platform, according to Conway. Clients pay a management fee of 55 basis points or less, depending on the size of their assets.</p>","<h2><strong>Pacific Life Introduces Sustainable Bond Framework</strong></h2> <p>Pacific Life, which provides insurance products, annuities and mutual funds, has introduced a <a href=\"https://www.businesswire.com/news/home/20210405005422/en/Pacific-Life-Introduces-Sustainable-Bond-Framework-Strengthening-Commitment-to-Environmental-Social-and-Governance-ESG-Initiatives\" target=\"_blank\">Sustainable Bond Framework</a> under which it can issue sustainable bonds through the capital markets group of its institutional division.</p>","<p>The company will use the framework \"to expand the breadth and depth of its sustainable activities by financing existing and future investments that can really make a positive environmental and social difference to the world around us,\" said Joe Krum, vice president and managing director, Institutional Capital Markets Group.</p>","<p>Proceeds of sustainable bond issuance will be allocated to existing and future investments or to finance eligible projects for green buildings, renewable and energy efficiency, sustainable water and wastewater management, terrestrial and aquatic biodiversity conservation, clean transportation, access to education and affordable housing. Investors will be updated annually on the allocation of net bond proceeds.</p>","<h2>Pershing Platform Adds Israeli Venture Investment Offering</h2> <p>BNY Pershing Alternative Investments Network has added the OurCrowd 50 (OC50), a diversified investment vehicle designed to provide investors access to startups across a variety of sectors, stages and geographies. OurCrowd is headquartered in Jerusalem.</p>","<p>RIAs and other financial intermediaries in the U.S. can offer OurCrowd's venture capital opportunities to their clients for a minimum that will be at least $50,000. OurCrowd invests a minimum $1 million.</p>","<p>The next OC50 Fund will provide investment opportunities across multiple dynamic growth industries, including health care technology, transportation, agriculture, communities, enterprise, robotics and artificial intelligence.</p>","<p>Earlier OC50 Fund series included Beyond Meat and Lemonade, which eventually went public. Six companies in the first OC50 Fund, which launched in 2017, have completed their exits, generating an average 2.6 times gross return on invested capital as of the end of 2020.</p>","<p><em>(Image: Shutterstock)</em></p> </div>"],"slides":[],"video":null},"articlePackages":[],"trendingArticles":{"contents":[{"uri":"/2024/11/01/irs-sets-401k-ira-contribution-limits-for-2025/","title":"IRS Sets 401(k), IRA Contribution Limits for 2025","byline":"Melanie Waddell","summary":"The tax authority also announced changes to catch-up contributions tied to Secure 2.0.","prettyDate":"November 01, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Retirement_Roth_IRA_401K_Shutter_640x640-1.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Saving for Retirement","uri":"retirement/saving"},{"name":"401(k) Plans","uri":"retirement/saving/401k-plans"}],"primaryCategory":{"name":"401(k) Plans","uri":"retirement/saving/401k-plans","channelName":"Retirement Planning|Saving for Retirement","channelUri":null}},{"uri":"/2024/10/30/fidelity-sued-over-money-market-fund-fees/","title":"Fidelity Sued Over Money Market Fund Fees","byline":"Dinah Wisenberg Brin","summary":"\"Retail class\" shareholders who meet requirements for premium shares are being overcharged needlessly, the suit contends.","prettyDate":"October 30, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/06/17_Fidelity_Investments_Sign_Shutter_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Regulation and Compliance","uri":"regulation-compliance"},{"name":"Litigation","uri":"regulation-compliance/litigation"}],"primaryCategory":{"name":"Litigation","uri":"regulation-compliance/litigation","channelName":"Regulation and Compliance","channelUri":null}},{"uri":"/2024/11/04/jeremy-siegel-what-election-results-could-mean-for-stocks-bonds/","title":"Jeremy Siegel: What Election Results Could Mean for Stocks, Bonds","byline":"Dinah Wisenberg Brin","summary":"Here's what the economist expects if Democrats or Republicans sweep the election.","prettyDate":"November 04, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Jeremy-Siegel_2024_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"}],"primaryCategory":{"name":"","uri":"","channelName":"","channelUri":null}},{"uri":"/2024/11/06/what-trumps-win-means-for-estate-tax-planning/","title":"What Trump's Win Means for Estate Tax Planning","byline":"John Manganaro","summary":"One tax expert from Kitces.com says it's now quite likely that the current estate tax exemption will be extended.","prettyDate":"November 06, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/Donald_Trump2_2024_BB_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates"}],"primaryCategory":{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates","channelName":"Financial Planning","channelUri":null}},{"uri":"/2024/11/05/how-much-does-the-frequency-of-retirement-withdrawals-matter/","title":"How Much Does the Frequency of Retirement Withdrawals Matter?","byline":"John Manganaro","summary":"A recent research paper offers up some unexpected results regarding the best ways to manage retirement income.","prettyDate":"November 05, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/07_Withdrawal_Upside_Down_Piggy_Bank_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Income Planning","uri":"retirement/spending/income-planning"}],"primaryCategory":{"name":"Income Planning","uri":"retirement/spending/income-planning","channelName":"Retirement Planning|Spending in Retirement","channelUri":null}},null]},"youmightlike":[{"uri":"/2024/11/04/blackrock-seeks-to-offer-vanguard-style-etf-shares-in-mutual-funds/","title":"BlackRock Seeks to Offer Vanguard-Style ETF Shares in Mutual Funds","byline":"Dinah Wisenberg Brin","prettyDate":"November 04, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2022/12/Mutual-Fund-or-ETF-A-ETF-640x640-4.jpg","width":"640","height":"640"},"summary":"The firm joins dozens of others who've made similar requests since Vanguard's patent on the structure expired."},{"uri":"/2024/10/10/etf-investors-are-more-confident-in-their-portfolios-schwab-finds/","title":"ETF Investors Are More Confident in Their Portfolios, Schwab Finds","byline":"Dinah Wisenberg Brin","prettyDate":"October 10, 2024","readtime":"3","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2022/03/Businessman_Surfing_Money_Confident_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"They were more likely than investors without ETFs to say their portfolio would recover from a deep recession."},{"uri":"/2024/09/24/fidelity-says-advisors-etf-use-rose-sharply-this-year-heres-why/","title":"Fidelity Says Advisors' ETF Use Rose Sharply This Year. Here's Why.","byline":"Dinah Wisenberg Brin","prettyDate":"September 24, 2024","readtime":"4","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/06_Portfolio_diversification_Pie_Chart_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"Growth in active ETFs is helping drive a shift toward greater ETF use overall, Fidelity found."},{"uri":"/2024/07/16/ocean-park-asset-management-debuts-first-4-etfs/","title":"Ocean Park Asset Management Debuts First 4 ETFs","byline":"Dinah Wisenberg Brin","prettyDate":"July 16, 2024","readtime":"3","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/01/Schwiess_Skip_2022_640x640.jpg","width":"640","height":"640"},"summary":"The equity and fixed income funds invest in securities showing uptrends, says the firm, which is led by Skip Schweiss."},{"uri":"/2024/07/01/capital-group-launches-7-new-active-etfs/","title":"Capital Group Launches 7 New Active ETFs","byline":"Dinah Wisenberg Brin","prettyDate":"July 01, 2024","readtime":"1","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/06/10_Capital_Group_Building_Sign_640x640.jpg","width":"640","height":"640"},"summary":"The latest offerings by the home to American Funds encompass four equity and three fixed income baskets."},{"uri":"/2024/07/01/blackrock-enters-booming-market-for-stock-etfs-with-a-100-hedge/","title":"BlackRock Enters Booming Market for Stock ETFs With a 100% Hedge","byline":"Emily Graffeo","prettyDate":"July 01, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/BlackRock_Sign_Building_BB_640x640.jpg","width":"640","height":"640"},"summary":"Using options, its new ETF offers upside exposure to the S&P 500 of up to 10.6% and hedges any downside over a 12-month period."}],"readnext":{"contents":[{"uri":"/2024/11/04/jeremy-siegel-what-election-results-could-mean-for-stocks-bonds/","title":"Jeremy Siegel: What Election Results Could Mean for Stocks, Bonds","byline":"Dinah Wisenberg Brin","summary":"Here's what the economist expects if Democrats or Republicans sweep the election.","prettyDate":"November 04, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Jeremy-Siegel_2024_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"}],"primaryCategory":{"name":"","uri":"","channelName":"","channelUri":null}},{"uri":"/2024/11/06/what-trumps-win-means-for-estate-tax-planning/","title":"What Trump's Win Means for Estate Tax Planning","byline":"John Manganaro","summary":"One tax expert from Kitces.com says it's now quite likely that the current estate tax exemption will be extended.","prettyDate":"November 06, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/Donald_Trump2_2024_BB_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates"}],"primaryCategory":{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates","channelName":"Financial Planning","channelUri":null}},{"uri":"/2024/11/01/irs-sets-401k-ira-contribution-limits-for-2025/","title":"IRS Sets 401(k), IRA Contribution Limits for 2025","byline":"Melanie Waddell","summary":"The tax authority also announced changes to catch-up contributions tied to Secure 2.0.","prettyDate":"November 01, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Retirement_Roth_IRA_401K_Shutter_640x640-1.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Saving for Retirement","uri":"retirement/saving"},{"name":"401(k) Plans","uri":"retirement/saving/401k-plans"}],"primaryCategory":{"name":"401(k) Plans","uri":"retirement/saving/401k-plans","channelName":"Retirement Planning|Saving for Retirement","channelUri":null}},{"uri":"/2024/11/05/how-much-does-the-frequency-of-retirement-withdrawals-matter/","title":"How Much Does the Frequency of Retirement Withdrawals Matter?","byline":"John Manganaro","summary":"A recent research paper offers up some unexpected results regarding the best ways to manage retirement income.","prettyDate":"November 05, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/07_Withdrawal_Upside_Down_Piggy_Bank_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Income Planning","uri":"retirement/spending/income-planning"}],"primaryCategory":{"name":"Income Planning","uri":"retirement/spending/income-planning","channelName":"Retirement Planning|Spending in Retirement","channelUri":null}},{"uri":"/2024/11/05/15-new-retirement-tax-numbers-to-know-for-2025/","title":"15 New Retirement, Tax Numbers to Know for 2025","byline":"John Manganaro","summary":"The IRS has increased key thresholds tied to 401(k)s, IRAs, income, estate and gift taxes.","prettyDate":"November 05, 2024","kicker":"Slideshow","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Tax_Magnifying_Glass_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Tax Planning","uri":"financial-planning/tax-planning"},{"name":"IRS Updates","uri":"financial-planning/tax-planning/irs-updates"}],"primaryCategory":{"name":"IRS Updates","uri":"financial-planning/tax-planning/irs-updates","channelName":"Financial Planning|Tax Planning","channelUri":null}},null]}},"extensions":{"DateTime":"2024-11-07T07:54:28.605841293","ResponseTime":"?","AuthorizedUser":false,"AlmContext":"AlmContext{clientIP='10.0.253.253', internalIP='true', origin='', authorizedUser='false', Chinchilla, userAccount='null', UCID=null, ipAccount='null'}","NavServiceResponse":{"message":"Show article","action":"show","data":"","placResultsPublic":{"overallContentType":"FreeContent","userState":"ACCESSBYFREE","showWall":"","userAccess":"1","referrer":"https://thinkadvisor.com/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products","userAccessCookie":null,"productList":"","contentMetaData":"<?xml version='1.0' encoding='UTF-8'?><ARTICLE><TYPE>ARTICLE</TYPE><ID>/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/</ID><SOURCE>ThinkAdvisor</SOURCE><PUBLICATION-DATE>2021-04-12 11:51:44</PUBLICATION-DATE><PUBLICATION-NAMES><PUBLICATION-NAME>ThinkAdvisor</PUBLICATION-NAME></PUBLICATION-NAMES><PRACTICE-AREAS /><CHANNELSECTIONS><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>News</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Broad Market</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Target Date Funds</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>ESG</SECTION></CHANNELSECTION></CHANNELSECTIONS><REFERRER>https://thinkadvisor.com/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products</REFERRER></ARTICLE>","numberOfViewsLeft":0,"numberOfFCFViewsLeft":0,"decisionEngine":"RidgeRunner","rulesFiredString":"[\"(Call-1, Free.1 (S=97): FREECONTENT = <PUBLICATION-NAME>ThinkAdvisor<\\/PUBLICATION-NAME>)\"]","contentProductCodes":"[\"freecontent\"]"}},"DebuggingData":"Input=(term: \"slideshow\", site: \"www.thinkadvisor.com\", pageSize: 3, page: 1)","UsedCache":"true","DataUrl":"http://ml.alm.com:9016/bff-services/content/get-you-may-like-for-content.xqy?naturalId=/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/&site=www.thinkadvisor.com&total="},"status":200,"headers":{}},"request":{"query":"\n####\n####\n# QUERY\n# ROUTE:/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/\n####\n\n\nquery ThinkAdvisor__view_article_no_sitedir{slideshow:\n getContentStream(term: \"slideshow\", site: \"thinkadvisor.com\", pageSize: 3, page: 1, sort: \"\", direction: \"\") {\n name\n tieredName \n description\n page\n estimate\n h1\n metaTitle\n metaDescription\n pageSize\n contents {\n publication\n baseDomain\n presentedBy\n uri\n title\n byline\n kicker\n timeToRead\n authors {\n name\n webUrl\n }\n kickerNode {\n uri\n sectionName\n }\n categories{\n channelName\n sectionName\n slug\n channelUri\n }\n prettyDate\n pubDate \n readtime \n primaryCategory {\n channelName,\n sectionName,\n uri,\n }\n image {\n uri\n width\n height\n }\n summary\n breadcrumb {\n name\n uri\n }\n }\n }\n articleData:\n getContent(naturalId: \"/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/\", site:\"thinkadvisor.com\") {\n uri\n canonicalUrl\n generatedId\n naturalId\n type\n postFormat\n kickerPresentedBy {\n \t\t label\n \t\t value\n \t\t}\n breadcrumb{\n name\n \t\turi\n }\n presentedBy\n title\n readtime\n timeToRead\n prettyModified\n prettyDateTime\n needToKnow\n byline\n showDisclaimer\n authors {\n name\n description\n imageLarge\n webUrl\n }\n publication\n kicker\n kickerNode {\n name\n slug\n uri\n sectionName\n }\n prettyDate\n prettyDateTime\n pubDate\n modifiedDate\n isDownload\n primaryCategory {\n channelName\n sectionName\n name\n uri\n slug\n channelUri\n }\n tags\n image {\n uri\n width\n height\n alt\n }\n embed1\n embed2\n summary\n categories {\n name\n uri\n channelName\n }\n bodyArray\n slides {\n title\n image\n caption\n height\n width\n }\n video\n\n }\n articlePackages:\n getPackagesForArticle(docId: \"/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/\", limit: 3, publication:\"thinkadvisor.com\") {\n title \n slug\n type \n summary\n cssFile\n navigations {\n name\n link\n }\n articles {\n title\n kicker\n uri\n image {\n uri\n }\n }\n\n \n }\n trendingArticles:\n getStatsList(site:\"thinkadvisor.com\", topic: \"\", limit: 5, timeframe: \"4days\" ) {\n contents {\n uri\n title\n byline\n summary\n prettyDate\n kicker\n image {\n uri\n width\n height\n }\n breadcrumb{\n name\n \t\turi\n }\n primaryCategory {\n name\n uri\n channelName\n channelUri\n }\n breadcrumb {\n name\n uri\n }\n }\n\n }\n youmightlike:\n getYouMayLikeForContent(naturalId: \"/2021/04/12/vanguard-cuts-fees-on-retirement-trusts-portfolio-products/\", site:\"thinkadvisor.com\") {\n uri\n title\n byline\n prettyDate\n readtime\n image {\n uri\n width\n height\n }\n summary\n }\n readnext:\n getStatsList(site:\"thinkadvisor.com\", topic: \"\", limit: 5, timeframe: \"3days\" ) {\n contents {\n uri\n title\n byline\n summary\n prettyDate\n kicker\n image {\n uri\n width\n height\n }\n breadcrumb{\n name\n \t\turi\n }\n primaryCategory {\n name\n uri\n channelName\n channelUri\n }\n breadcrumb {\n name\n uri\n }\n }\n\n }\n }"}}