The Ten Commandments of Sound Financial Planning

Here's a joke: "Technically, Moses was the first person with a tablet downloading data from the cloud." It's time to revisit the Ten Commandments from the perspective of helping clients manage their personal finances. Here's the problem: Many Americans seem to live paycheck to paycheck. They don't save. They get clobbered by late fees. The run up credit card debt. They feel they are running just to stay in place. This is a conversation you can have that can help relieve their anxiety. The rules above sound simple. They are. You've heard another saying, from Voltaire: "Common sense is not so common." (Image: Adobe Stock)