How Nursing Home Mortality Rate From COVID-19 Varies in 50 States

Slideshow December 03, 2020 at 09:45 AM
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COVID-19 may have caused about two deaths for every 1,000 U.S. nursing home residents in the week ending Nov. 15, and it may have accounted for about 27% of the 8,587 deaths that occurred in nursing homes that week, according to government nursing home data.. The COVID-19 nursing home death rate has increased from 1.3 deaths per 1,000 occupied nursing home beds in the week ending Oct. 18, and from 1 death per 1,000 occupied nursing home beds in the week ending Sept. 20. The percentage of all nursing home deaths attributed to COVID-19 has increased from 20% in mid-October, and from 16% in mid-September. The Centers for Medicare and Medicaid Services (CMS) posts the COVID-19 tracking data for nursing homes on its website.

Resources

  • A set of CMS nursing home COVID-19 tracking data for the week ending Nov. 15 is available here.
  • An article about the latest White House Coronavirus Task Force weekly report is available here.

The CMS nursing home COVID-19 data can give professionals involved with life insurance, annuities and long-term care insurance an idea of how the pandemic is affecting people in nursing homes. Increased nursing home mortality could increase permanent life insurance death claims; reduce reserves for long-term care insurance benefits, group annuity benefits and individual annuity income benefits; and increase individual annuity issuers' spending on any death benefit provisions built into contracts. For a look at the six states where COVID-19 caused more than 5 deaths per 1,000 occupied beds — or, in other words, more than 1 death per 200 residents — in the week ending Nov. 15, see the slideshow above.

Data Nuts and Bolts

CMS began collecting the data in the current form May 17. That means the spreadsheets leave out the period from mid-March through early May, when COVID-19 caused a massive wave of deaths in New York, Boston, New Orleans and some other cities in March and April. Some nursing homes are unwilling or unable to send in data, and CMS has no authority to collect data from long-term care facilities other than nursing homes. The CMS nursing home tracking spreadsheet for the latest week covers nursing homes with 1.6 million beds, and 1.1 million occupied beds.

Nursing Home Data Analysis Challenges

Regional differences in how people use nursing homes, and how COVID-19 has affected nursing home use, may affect the nursing home COVID-19 impact numbers. U.S. nursing home residents tend to have serious health problems. From July 1, 2012, through Dec. 31, 2013, they had a mortality rate of about 7 deaths per 1,000 residents per week, according to a 2017 study conducted by researchers affiliated with the University of Texas Medical Branch in Galveston, Texas. Before the pandemic began, some communities worked harder than others to keep relatively healthy people who needed long-term care in their own homes. Other communities made less use of home care. Regional variations in emphasis on home care mean that the typical health status of a nursing home resident, and the typical nursing home resident's life expectancy, varied widely from state to state before the COVID-19 pandemic began. Since the COVID-19 pandemic started, and stories about deadly nursing home outbreaks appeared, many families and communities have pushed to keep people out of nursing homes. Because of that push, the people still in nursing homes may now have more serious health problems than typical nursing home residents had a year ago. Medicare assigns each Medicare plan enrollee a heath risk score. Academic researchers and insurance industry analysts will be using the health risk scores to see how much of the current increase in nursing home mortality is due to COVID-19 and how much is due to the nursing home residents' underlying health problems. .

U.S. Nursing Home COVID-19 Tracking Data (for the week ending Nov. 15)

State Total Weekly Resident Deaths Weekly COVID-19 Deaths Percentage of Deaths Caused by COVID-19 Number of Occupied Beds COVID-19 deaths per 1,000 occupied beds Total Deaths per 1,000 Occupied Beds
Alabama 128 35 27% 19,533 1.8 6.6
Alaska 2 - 0% 646 0.0 3.1
Arizona 47 13 28% 10,005 1.3 4.7
Arkansas 131 66 50% 14,361 4.6 9.1
California 136 26 19% 86,593 0.3 1.6
Colorado 121 51 42% 13,966 3.7 8.7
Connecticut 116 31 27% 17,978 1.7 6.5
Delaware 24 4 17% 3,297 1.2 7.3
District of Columbia 8 - 0% 1,651 0.0 4.8
Florida 273 46 17% 62,275 0.7 4.4
Georgia 198 54 27% 27,333 2.0 7.2
Hawaii 12 - 0% 3,039 0.0 3.9
Idaho 20 5 25% 3,450 1.4 5.8
Illinois 390 180 46% 55,926 3.2 7.0
Indiana 342 159 46% 32,823 4.8 10.4
Iowa 219 114 52% 19,625 5.8 11.2
Kansas 114 46 40% 14,933 3.1 7.6
Kentucky 189 72 38% 19,861 3.6 9.5
Louisiana 100 12 12% 21,846 0.5 4.6
Maine 51 6 12% 5,356 1.1 9.5
Maryland 134 22 16% 20,302 1.1 6.6
Massachusetts 189 20 11% 30,569 0.7 6.2
Michigan 410 83 20% 30,738 2.7 13.3
Minnesota 215 97 45% 20,639 4.7 10.4
Mississippi 89 24 27% 14,013 1.7 6.4
Missouri 292 154 53% 32,854 4.7 8.9
Montana 51 26 51% 3,178 8.2 16.0
Nebraska 107 38 36% 9,635 3.9 11.1
Nevada 19 4 21% 4,874 0.8 3.9
New Hampshire 35 3 9% 5,574 0.5 6.3
New Jersey 156 16 10% 33,979 0.5 4.6
New Mexico 44 24 55% 4,509 5.3 9.8
New York 463 44 10% 89,749 0.5 5.2
North Carolina 311 84 27% 31,289 2.7 9.9
North Dakota 80 38 48% 4,520 8.4 17.7
Ohio 522 227 43% 61,467 3.7 8.5
Oklahoma 136 66 49% 15,784 4.2 8.6
Oregon 28 6 21% 6,536 0.9 4.3
Pennsylvania 1,054 130 12% 63,822 2.0 16.5
Rhode Island 40 9 23% 6,063 1.5 6.6
South Carolina 87 17 20% 15,137 1.1 5.7
South Dakota 109 67 61% 4,882 13.7 22.3
Tennessee 221 74 33% 24,198 3.1 9.1
Texas 450 176 39% 74,932 2.3 6.0
Utah 22 10 45% 5,075 2.0 4.3
Vermont 17 - 0% 2,154 0.0 7.9
Virginia 166 58 35% 23,747 2.4 7.0
Washington 165 21 13% 13,505 1.6 12.2
West Virginia 63 28 44% 8,638 3.2 7.3
Wisconsin 271 138 51% 18,223 7.6 14.9
Wyoming 20 10 50% 2,038 4.9 9.8
UNITED STATES 8,587 2,634 31% 1,117,191 2.4 7.7