To allow for apples-to-apples comparisons between the 2019 numbers and the 2020 numbers, we started by cutting out all of the Medicare Advantage plan entries for older types of plans and niche plans, such as special needs plans. Our comparisons include only Medicare Advantage plans that provide drug coverage. We kept Medicare Advantage private fee-for-service plans, point-of-service plans, and prefered organization plans in the calculations. To compensate for the problem that a plan might keep its monthly out-of-pocket costs for the enrollee low by making the deductibles high, we came up with our own, homegrown plan cost index. The cost index equals 12 months of a Medicare Advantage plan's health coverage and drug coverage, premiums, plus the plan's annual deductible.
The CMS 2020 Medicare Advantage plan files and other plan files are available here. — Read Uninsured Rate Fell in Most Counties in 2016: Census Bureau, on ThinkAdvisor. — Connect with ThinkAdvisor Life/Health on Facebook, LinkedIn and Twitter.
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