An error occurred while fetching the data.
Error details: Error: The field at path '/trendingArticles/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content': {"response":{"errors":[{"message":"The field at path '/trendingArticles/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content'","path":["trendingArticles","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}},{"message":"The field at path '/readnext/contents[5]/uri' was declared as a non null type, but the code involved in retrieving data has wrongly returned a null value. The graphql specification requires that the parent field be set to null, or if that is non nullable that it bubble up null to its parent and so on. The non-nullable type is 'String' within parent type 'Content'","path":["readnext","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}}],"data":{"slideshow":{"name":"Slideshow","tieredName":["Slideshow"],"description":"","page":1,"estimate":2785,"h1":"","metaTitle":"","metaDescription":"","pageSize":3,"contents":[{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/06/how-8-state-tax-ballot-questions-did-in-the-polls/","title":"How 8 State Tax Ballot Questions Did in the Polls","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"1 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Fixed Income","slug":"fixed-income","channelUri":null},{"channelName":"Portfolio|Portfolio Construction","sectionName":"Investment Strategies","slug":"investment-strategies","channelUri":null}],"prettyDate":"November 06, 2024","pubDate":"2024-11-06 13:47:32.000","readtime":"1","primaryCategory":{"channelName":"Financial Planning","sectionName":"Tax Planning","uri":"financial-planning/tax-planning"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2021/03/Uncle_Sam_Tax_Money_Shutter_640x640.jpg","width":"640","height":"640"},"summary":"Voters made decisions on property, sales income and capital gains taxes.","breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Tax Planning","uri":"financial-planning/tax-planning"}]},{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/06/12-most-livable-midsize-u-s-cities-2024/","title":"12 Most Livable Midsize U.S. Cities: 2024","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"1 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Alternative Investments","sectionName":"Real Estate","slug":"real-estate-portfolio-alternative-investments","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","slug":"economic-trends","channelUri":null},{"channelName":"Retirement Planning|Spending in Retirement","sectionName":"Lifestyle Planning","slug":"lifestyle-planning","channelUri":null}],"prettyDate":"November 06, 2024","pubDate":"2024-11-06 11:49:06.000","readtime":"1","primaryCategory":{"channelName":"Retirement Planning|Spending in Retirement","sectionName":"Lifestyle Planning","uri":"retirement/spending/lifestyle-planning"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/09/Happy_Senior_Couple_City_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"For communities with populations between 25,000 and 99,999, AARP assessed such areas as housing, neighborhood, transportation and engagement.","breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Lifestyle Planning","uri":"retirement/spending/lifestyle-planning"}]},{"publication":"ThinkAdvisor","baseDomain":"www.thinkadvisor.com","presentedBy":"","uri":"/2024/11/05/top-15-cities-for-the-ultra-wealthy-2024/","title":"Top 15 Cities for the Ultra-Wealthy: 2024","byline":"Michael S. Fischer","kicker":"Slideshow","timeToRead":"3 minute","authors":[{"name":"Michael S. Fischer","webUrl":"/author/profile/michael-s-fischer/"}],"kickerNode":[{"uri":"/slideshow/","sectionName":"Slideshow"}],"categories":[{"channelName":"Kicker","sectionName":"Slideshow","slug":"slideshow-kicker","channelUri":null},{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","slug":"economic-trends","channelUri":null}],"prettyDate":"November 05, 2024","pubDate":"2024-11-05 12:20:10.000","readtime":"3","primaryCategory":{"channelName":"Portfolio|Economy & Markets","sectionName":"Economic Trends","uri":"investment-portfolio/economy-markets/economic-trends"},"image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/07/Wealthy_Couple_Balcony_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"The club of individuals with liquid investable assets of $100 million has grown by 54% over the decade.","breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"},{"name":"Economic Trends","uri":"investment-portfolio/economy-markets/economic-trends"}]}]},"articleData":{"uri":"/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/","canonicalUrl":"https://www.thinkadvisor.com/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/","generatedId":"hei45eimkg","naturalId":"blogAndPostId/blog/post/415-15973","type":"ARTICLE","postFormat":"standard","kickerPresentedBy":null,"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"},{"name":"Mutual Funds","uri":"investment-portfolio/mutual-funds"},{"name":"Equity Funds","uri":"investment-portfolio/mutual-funds/equity-funds"}],"presentedBy":"","title":"Low Mutual Fund Fees Predict Higher Returns: Morningstar","readtime":"5","timeToRead":"5 minute","prettyModified":"","prettyDateTime":"May 09, 2016 at 08:10 PM","needToKnow":[],"byline":"Bernice Napach","showDisclaimer":true,"authors":[{"name":"Bernice Napach","description":"Bernice Napach is a senior writer at ThinkAdvisor covering financial markets and asset managers, robo-advisors, college planning and retirement issues. She has worked at Yahoo Finance, Bloomberg TV, CNBC, Reuters, Investor's Business Daily and The Bond Buyer and has written articles for The New York Times, TheStreet.com, The Star-Ledger, The Record, Variety and Worth magazine.\r\n\r\nBernice has a Bachelor of Science in Social Welfare from SUNY at Stony Brook.","imageLarge":"//images.benefitspro.com/contrib/content/uploads/2018/03/Bernice-Napach_avatar_1520401978-136x136.jpg","webUrl":"/author/profile/bernice-napach/"}],"publication":"ThinkAdvisor","kicker":"","kickerNode":[],"prettyDate":"May 09, 2016","pubDate":"2016-05-09 20:10:00.000","modifiedDate":"","isDownload":"false","primaryCategory":{"channelName":"Portfolio|Mutual Funds","sectionName":"Equity Funds","name":"Equity Funds","uri":"investment-portfolio/mutual-funds/equity-funds","slug":"equity-funds","channelUri":null},"tags":[],"image":{"uri":"","width":"","height":"","alt":""},"embed1":"","embed2":"","summary":"The expense ratio of funds is \"the most proven predictor of future fund returns,\" according to Morningstar's Russel Kinnel.","categories":[{"name":"Retirement Planning","uri":"/retirement/retirement|retirement-planning/","channelName":"Retirement"},{"name":"Fixed Income","uri":"/investment-portfolio/economy-markets/fixed-income/","channelName":"Portfolio|Economy & Markets"},{"name":"Investment Strategies","uri":"/investment-portfolio/portfolio-construction/investment-strategies/","channelName":"Portfolio|Portfolio Construction"},{"name":"Equity Funds","uri":"/investment-portfolio/mutual-funds/equity-funds/","channelName":"Portfolio|Mutual Funds"}],"bodyArray":["<p>When choosing mutual funds for investors, advisors should look at expense ratios before anything else, including past performance. \"The expense ratio is the most proven predictor of future fund returns,\" according to a report just released by Morningstar.</p>","<p>Funds with the lower expense ratios not only tend to outperform other funds within the same asset category, but they also tend to stay in business longer, according to Morningstar. \"High-cost funds are far more likely to get killed,\" says Russel Kinnel, director of manager research at Morningstar.</p>","<p>In their latest study, researchers at Morningstar first separated funds within a particular category into different quintiles, based on their expense ratios. Then they looked at different performance metrics including total return; success ratio, which is the percent of surviving funds that outperformed their peers; and the frequency of that outperformance, known as their batting averages.</p>","<div class=\"paywall-content\"><p>The result: Across different asset categories, funds with the lowest expense ratios performed best, over time periods of three, four and five years.  The findings \"worked for every category over every time period,\" says Kinnel. That includes international equity funds and sector equity funds where active management is often thought to yield better results, even though those funds have comparatively higher costs.</p>","<p>The divergence in performance among funds in different expense quintiles was sizable. For example, U.S. equity funds with the lowest expense ratios had a 62% success rate over the five years ended Dec. 31, 2015 — three times greater than the success rates of funds with the highest expense ratio. The differential between the funds with the highest and lowest expense ratios within the taxable bond and municipal bond categories was even greater: near 3.5 times. This pattern repeated between other quintiles though the differentials were smaller, but in all cases, funds with lower expenses within a particular asset category outperformed the funds with higher expenses.</p>","<p>This trend holds even among emerging market funds, which can be very volatile. In the short run, volatility might matter more, but expenses matter more in the long term, says Kinnel. It doesn't make sense for investors to choose higher expense funds in one category in the belief that they will outperform in, say, times of rising volatility and lower expense funds in other categories, explains Kinnel. \"That's like saying I don't mind throwing over $5,000 here but I do mind throwing it over there. You're equally poorer.\"</p>","<p>Asked whether these study results are yet another argument in favor of passive index funds over actively managed funds, Kinnel says, \"It's about low cost, not active versus passive.\" Passive funds may have the lowest costs, but not all passive index funds are less expensive than actively managed funds, says Kinnel.  </p>","<p>What about those actively managed funds that have outperformed their peers consistently for a number of years? Kinnel says looking at past performance is like driving forward looking in the rearview mirror. It isn't safe.</p>","<p>In addition, he said that Morningstar has found that high-cost funds that were top performers over the past five years are crushed by low-cost funds that underperformed during those same five years. \"That tells you that fees are far better predictors of future return than past returns and that's why fees should be your first screen, not returns,\" says Kinnel.</p>","<p>After fees, he recommends that advisors and investors look at fund managers' records, which would include past performance relative to other managers, as well as the extent to which portfolio managers own shares in their own funds and the stewardship grade of the fund company, which includes fees overall, corporate culture and quality of the fund's board.</p>","<p>In separate news Morningstar this week launched four new fund categories and expanded its framework within its allocation category.</p>","<p>The new categories are Infrastructure equity funds, emerging markets bond funds denominated in local currency and  long-short credit and option-writing categories, both under the alternatives umbrella.  </p>","<p>Morningstar said the changes were made to keep categories relevant and insure they reflect the reality of investments being used. As a result, the star ratings of some funds could change.</p>","<p> The number of funds within the four new categories range from 20, for emerging markets bonds in local currency, to 35 for option-writing funds. Morningstar has 120 categories for 10,000 registered mutual funds, many more than the eight categories it first launched in 1988.</p>","<p>Morningstar also added two new breakpoints within its asset allocation fund category, based on equity allocations, for a total of five. It added a category for equity allocations between 15% and 30% of assets, where there was none before, and a category for equity allocations over 85% (previously the top category was 70% to 90% equities).</p>","<p>Morningstar also added another category for its target date funds — for 2060 and beyond —  and it updated the previous top date, 2051+, to 2055, explaining that it's been five years since it had added that category. Since that time 36 distinct 2060 target-date  funds have been launched, according to Morningstar. In addition, all target date categories from 2015 on now have a single target date rather than a range, though 2060+ also includes  funds with end dates beyond that particular year.</p>","<p> <em>— Related on ThinkAdvisor:</em></p> <ul> <li><strong><a href=\"http://www.thinkadvisor.com/2016/04/22/when-it-comes-to-active-vs-passive-funds-fees-matt\">When It Comes to Active vs. Passive Funds, Fees Matter: Morningstar</a></strong></li> <li><strong><a href=\"http://www.thinkadvisor.com/2016/04/11/advisors-be-careful-what-funds-you-choose\">Advisors: Be Careful What Funds You Choose</a></strong></li> <li><strong><a href=\"http://www.thinkadvisor.com/2016/04/26/investors-paid-lowest-fund-and-etf-fees-ever-in-20\">Investors Paid Lowest Fund and ETF Fees Ever in 2015: Morningstar</a></strong></li> </ul> </div>"],"slides":[],"video":null},"articlePackages":[],"trendingArticles":{"contents":[{"uri":"/2024/11/01/irs-sets-401k-ira-contribution-limits-for-2025/","title":"IRS Sets 401(k), IRA Contribution Limits for 2025","byline":"Melanie Waddell","summary":"The tax authority also announced changes to catch-up contributions tied to Secure 2.0.","prettyDate":"November 01, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Retirement_Roth_IRA_401K_Shutter_640x640-1.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Saving for Retirement","uri":"retirement/saving"},{"name":"401(k) Plans","uri":"retirement/saving/401k-plans"}],"primaryCategory":{"name":"401(k) Plans","uri":"retirement/saving/401k-plans","channelName":"Retirement Planning|Saving for Retirement","channelUri":null}},{"uri":"/2024/10/30/fidelity-sued-over-money-market-fund-fees/","title":"Fidelity Sued Over Money Market Fund Fees","byline":"Dinah Wisenberg Brin","summary":"\"Retail class\" shareholders who meet requirements for premium shares are being overcharged needlessly, the suit contends.","prettyDate":"October 30, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/06/17_Fidelity_Investments_Sign_Shutter_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Regulation and Compliance","uri":"regulation-compliance"},{"name":"Litigation","uri":"regulation-compliance/litigation"}],"primaryCategory":{"name":"Litigation","uri":"regulation-compliance/litigation","channelName":"Regulation and Compliance","channelUri":null}},{"uri":"/2024/11/04/jeremy-siegel-what-election-results-could-mean-for-stocks-bonds/","title":"Jeremy Siegel: What Election Results Could Mean for Stocks, Bonds","byline":"Dinah Wisenberg Brin","summary":"Here's what the economist expects if Democrats or Republicans sweep the election.","prettyDate":"November 04, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Jeremy-Siegel_2024_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"}],"primaryCategory":{"name":"","uri":"","channelName":"","channelUri":null}},{"uri":"/2024/11/06/what-trumps-win-means-for-estate-tax-planning/","title":"What Trump's Win Means for Estate Tax Planning","byline":"John Manganaro","summary":"One tax expert from Kitces.com says it's now quite likely that the current estate tax exemption will be extended.","prettyDate":"November 06, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/Donald_Trump2_2024_BB_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates"}],"primaryCategory":{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates","channelName":"Financial Planning","channelUri":null}},{"uri":"/2024/11/05/how-much-does-the-frequency-of-retirement-withdrawals-matter/","title":"How Much Does the Frequency of Retirement Withdrawals Matter?","byline":"John Manganaro","summary":"A recent research paper offers up some unexpected results regarding the best ways to manage retirement income.","prettyDate":"November 05, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/07_Withdrawal_Upside_Down_Piggy_Bank_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Income Planning","uri":"retirement/spending/income-planning"}],"primaryCategory":{"name":"Income Planning","uri":"retirement/spending/income-planning","channelName":"Retirement Planning|Spending in Retirement","channelUri":null}},null]},"youmightlike":[{"uri":"/2024/09/12/assetmark-adds-morningstar-wealth-as-third-party-strategist/","title":"AssetMark Adds Morningstar Wealth as Third-Party Strategist","byline":"John Manganaro","prettyDate":"September 12, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/07_Portfolio_Stocks_Charts_Meeting_Adobe_640x640.jpg","width":"640","height":"640"},"summary":"This launch will enable financial advisors working with AssetMark to access a range of model portfolios and SMAs."},{"uri":"/2024/06/18/vanguard-reopens-two-primecap-funds/","title":"Vanguard Reopens Primecap Funds","byline":"Dinah Wisenberg Brin","prettyDate":"June 18, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/01/Vanguard_Logo_Laptop_BB_640x640.jpg","width":"640","height":"640"},"summary":"Vanguard determined the two active equity funds have sufficient investment capacity to reopen, without restriction."},{"uri":"/2024/06/04/gundlach-u-s-stock-valuations-just-awful/","title":"Gundlach: U.S. Stock Valuations 'Just Awful'","byline":"Dinah Wisenberg Brin","prettyDate":"June 04, 2024","readtime":"3","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Gundlach_Jeffrey_2019_BB_640x640.jpg","width":"640","height":"640"},"summary":"When the DoubleLine Capital CEO buys stocks, he thinks long term and looks for themes."},{"uri":"/2024/06/03/vanguard-shakes-up-explorer-value-fund-team/","title":"Vanguard Shakes Up Explorer Value Fund Team","byline":"Dinah Wisenberg Brin","prettyDate":"June 03, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/09_Vanguard_Logo_Laptop_BB_640x640.jpg","width":"640","height":"640"},"summary":"Vanguard plans to raise the fund's expense ratio but says it remains inexpensive compared with similar funds."},{"uri":"/2024/02/20/is-it-time-to-sell-the-magnificent-7-advisors-advice/","title":"Is It Time to Sell the 'Magnificent 7'? — Advisors' Advice","byline":"Dinah Wisenberg Brin","prettyDate":"February 20, 2024","readtime":"1","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2022/05/Money_Cash_Bubble_Crisis_Shutter_640x640.jpg","width":"640","height":"640"},"summary":"Have these popular tech stocks peaked? What's an investor to do? Here's what advisors are saying."},{"uri":"/2024/01/23/11-up-and-coming-investment-strategies-to-watch-morningstar/","title":"11 'Up-and-Coming' Investment Strategies to Watch: Morningstar","byline":"Dinah Wisenberg Brin","prettyDate":"January 23, 2024","readtime":"2","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/12/02_Stocks_Charts_magnifying-glass_Shutter_640x640-1.jpg","width":"640","height":"640"},"summary":"Morningstar believes these fund managers and strategies may offer \"enduring advantages and long-term appeal.\""}],"readnext":{"contents":[{"uri":"/2024/11/04/jeremy-siegel-what-election-results-could-mean-for-stocks-bonds/","title":"Jeremy Siegel: What Election Results Could Mean for Stocks, Bonds","byline":"Dinah Wisenberg Brin","summary":"Here's what the economist expects if Democrats or Republicans sweep the election.","prettyDate":"November 04, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Jeremy-Siegel_2024_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Portfolio","uri":"investment-portfolio"}],"primaryCategory":{"name":"","uri":"","channelName":"","channelUri":null}},{"uri":"/2024/11/06/what-trumps-win-means-for-estate-tax-planning/","title":"What Trump's Win Means for Estate Tax Planning","byline":"John Manganaro","summary":"One tax expert from Kitces.com says it's now quite likely that the current estate tax exemption will be extended.","prettyDate":"November 06, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/08/Donald_Trump2_2024_BB_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates"}],"primaryCategory":{"name":"Trusts and Estates","uri":"financial-planning/trusts-estates","channelName":"Financial Planning","channelUri":null}},{"uri":"/2024/11/01/irs-sets-401k-ira-contribution-limits-for-2025/","title":"IRS Sets 401(k), IRA Contribution Limits for 2025","byline":"Melanie Waddell","summary":"The tax authority also announced changes to catch-up contributions tied to Secure 2.0.","prettyDate":"November 01, 2024","kicker":"News","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2023/11/Retirement_Roth_IRA_401K_Shutter_640x640-1.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Saving for Retirement","uri":"retirement/saving"},{"name":"401(k) Plans","uri":"retirement/saving/401k-plans"}],"primaryCategory":{"name":"401(k) Plans","uri":"retirement/saving/401k-plans","channelName":"Retirement Planning|Saving for Retirement","channelUri":null}},{"uri":"/2024/11/05/how-much-does-the-frequency-of-retirement-withdrawals-matter/","title":"How Much Does the Frequency of Retirement Withdrawals Matter?","byline":"John Manganaro","summary":"A recent research paper offers up some unexpected results regarding the best ways to manage retirement income.","prettyDate":"November 05, 2024","kicker":"Analysis","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/05/07_Withdrawal_Upside_Down_Piggy_Bank_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Retirement Planning","uri":"retirement"},{"name":"Spending in Retirement","uri":"retirement/spending"},{"name":"Income Planning","uri":"retirement/spending/income-planning"}],"primaryCategory":{"name":"Income Planning","uri":"retirement/spending/income-planning","channelName":"Retirement Planning|Spending in Retirement","channelUri":null}},{"uri":"/2024/11/05/15-new-retirement-tax-numbers-to-know-for-2025/","title":"15 New Retirement, Tax Numbers to Know for 2025","byline":"John Manganaro","summary":"The IRS has increased key thresholds tied to 401(k)s, IRAs, income, estate and gift taxes.","prettyDate":"November 05, 2024","kicker":"Slideshow","image":{"uri":"https://images.thinkadvisor.com/contrib/content/uploads/sites/415/2024/09/Tax_Magnifying_Glass_Adobe_640x640.jpg","width":"640","height":"640"},"breadcrumb":[{"name":"Financial Planning","uri":"financial-planning"},{"name":"Tax Planning","uri":"financial-planning/tax-planning"},{"name":"IRS Updates","uri":"financial-planning/tax-planning/irs-updates"}],"primaryCategory":{"name":"IRS Updates","uri":"financial-planning/tax-planning/irs-updates","channelName":"Financial Planning|Tax Planning","channelUri":null}},null]}},"extensions":{"DateTime":"2024-11-07T07:57:19.799264819","ResponseTime":"?","AuthorizedUser":false,"AlmContext":"AlmContext{clientIP='10.0.253.253', internalIP='true', origin='', authorizedUser='false', Chinchilla, userAccount='null', UCID=null, ipAccount='null'}","NavServiceResponse":{"message":"Show article","action":"show","data":"","placResultsPublic":{"overallContentType":"FreeContent","userState":"ACCESSBYFREE","showWall":"","userAccess":"1","referrer":"https://thinkadvisor.com/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/?amp=1","userAccessCookie":null,"productList":"","contentMetaData":"<?xml version='1.0' encoding='UTF-8'?><ARTICLE><TYPE>ARTICLE</TYPE><ID>/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/</ID><SOURCE>ThinkAdvisor</SOURCE><PUBLICATION-DATE>2016-05-09 20:10:00</PUBLICATION-DATE><PUBLICATION-NAMES><PUBLICATION-NAME>ThinkAdvisor</PUBLICATION-NAME></PUBLICATION-NAMES><PRACTICE-AREAS /><CHANNELSECTIONS><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Retirement Planning</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Fixed Income</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Investment Strategies</SECTION></CHANNELSECTION><CHANNELSECTION><CHANNEL></CHANNEL><SECTION>Equity Funds</SECTION></CHANNELSECTION></CHANNELSECTIONS><REFERRER>https://thinkadvisor.com/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/?amp=1</REFERRER></ARTICLE>","numberOfViewsLeft":0,"numberOfFCFViewsLeft":0,"decisionEngine":"RidgeRunner","rulesFiredString":"[\"(Call-1, Free.1 (S=97): FREECONTENT = <PUBLICATION-NAME>ThinkAdvisor<\\/PUBLICATION-NAME>)\"]","contentProductCodes":"[\"freecontent\"]"}},"DebuggingData":"Input=(term: \"slideshow\", site: \"www.thinkadvisor.com\", pageSize: 3, page: 1)","UsedCache":"true","DataUrl":"http://ml.alm.com:9016/bff-services/content/get-you-may-like-for-content.xqy?naturalId=/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/&site=www.thinkadvisor.com&total="},"status":200,"headers":{}},"request":{"query":"\n####\n####\n# QUERY\n# ROUTE:/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/\n####\n\n\nquery ThinkAdvisor__view_article_no_sitedir{slideshow:\n getContentStream(term: \"slideshow\", site: \"thinkadvisor.com\", pageSize: 3, page: 1, sort: \"\", direction: \"\") {\n name\n tieredName \n description\n page\n estimate\n h1\n metaTitle\n metaDescription\n pageSize\n contents {\n publication\n baseDomain\n presentedBy\n uri\n title\n byline\n kicker\n timeToRead\n authors {\n name\n webUrl\n }\n kickerNode {\n uri\n sectionName\n }\n categories{\n channelName\n sectionName\n slug\n channelUri\n }\n prettyDate\n pubDate \n readtime \n primaryCategory {\n channelName,\n sectionName,\n uri,\n }\n image {\n uri\n width\n height\n }\n summary\n breadcrumb {\n name\n uri\n }\n }\n }\n articleData:\n getContent(naturalId: \"/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/\", site:\"thinkadvisor.com\") {\n uri\n canonicalUrl\n generatedId\n naturalId\n type\n postFormat\n kickerPresentedBy {\n \t\t label\n \t\t value\n \t\t}\n breadcrumb{\n name\n \t\turi\n }\n presentedBy\n title\n readtime\n timeToRead\n prettyModified\n prettyDateTime\n needToKnow\n byline\n showDisclaimer\n authors {\n name\n description\n imageLarge\n webUrl\n }\n publication\n kicker\n kickerNode {\n name\n slug\n uri\n sectionName\n }\n prettyDate\n prettyDateTime\n pubDate\n modifiedDate\n isDownload\n primaryCategory {\n channelName\n sectionName\n name\n uri\n slug\n channelUri\n }\n tags\n image {\n uri\n width\n height\n alt\n }\n embed1\n embed2\n summary\n categories {\n name\n uri\n channelName\n }\n bodyArray\n slides {\n title\n image\n caption\n height\n width\n }\n video\n\n }\n articlePackages:\n getPackagesForArticle(docId: \"/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/\", limit: 3, publication:\"thinkadvisor.com\") {\n title \n slug\n type \n summary\n cssFile\n navigations {\n name\n link\n }\n articles {\n title\n kicker\n uri\n image {\n uri\n }\n }\n\n \n }\n trendingArticles:\n getStatsList(site:\"thinkadvisor.com\", topic: \"\", limit: 5, timeframe: \"4days\" ) {\n contents {\n uri\n title\n byline\n summary\n prettyDate\n kicker\n image {\n uri\n width\n height\n }\n breadcrumb{\n name\n \t\turi\n }\n primaryCategory {\n name\n uri\n channelName\n channelUri\n }\n breadcrumb {\n name\n uri\n }\n }\n\n }\n youmightlike:\n getYouMayLikeForContent(naturalId: \"/2016/05/09/low-mutual-fund-fees-predict-higher-returns-morningstar/\", site:\"thinkadvisor.com\") {\n uri\n title\n byline\n prettyDate\n readtime\n image {\n uri\n width\n height\n }\n summary\n }\n readnext:\n getStatsList(site:\"thinkadvisor.com\", topic: \"\", limit: 5, timeframe: \"3days\" ) {\n contents {\n uri\n title\n byline\n summary\n prettyDate\n kicker\n image {\n uri\n width\n height\n }\n breadcrumb{\n name\n \t\turi\n }\n primaryCategory {\n name\n uri\n channelName\n channelUri\n }\n breadcrumb {\n name\n uri\n }\n }\n\n }\n }"}}