Despite Bull Market, Americans Still Lack Financial Confidence

"It's healthy that some consumers want to pay for advice from financial professionals, while others prefer solutions that embed advice into products, and still others just want the lowest cost solution of indexing," Varas said.

In addition to these higher levels of anxiety over their broader financial situation, another survey found investors, women in particular, are anxious about their retirement prospects specifically. The Insured Retirement Institute found 80% of women are concerned they're not saving enough, with 54% saying they're "very concerned."

Women are almost twice as likely as men to express doubt over their retirement prospects. Fifty-four percent of women said they were very concerned about being able to retire when they want to, compared with 34% of men; 53% of women said they were very concerned about being able to afford the lifestyle they want in retirement, compared with 36% of men.

Cathy Weatherford, president and CEO of IRI, pointed to familiar headwinds women face — income disparities, time out of the workforce, longer lifespans — that effect their retirement prospects, and urged the financial services industry to build a "more thorough understanding of women's priorities, values, and preferences."

For example, women are most concerned about debt, paying bills, and investments declining in value. They're also less likely to be do-it-yourself investors: 20%, the survey found.

That doesn't mean they're asking advisors for help, though. Fifty-seven percent said they turn to friends and family for financial advice and 40% ask co-workers.