2015's 50 best ways to generate leads: 1-10

Products that work for clients will provide those clients with a reason to say good things about you when talking with their friends and family. One thing that I've seen work: When marketing to clients, discuss with them the option to use money to purchase a single-premium whole life or universal life LI plus LTCI policy.

That way not only does the client get both life and long-term care coverage, they also can earn slightly more interest on their money than if they left it in a CD, for example.

What's more, if they never need the long-term care coverage, their money stays inside the policy, where ultimately it may be transferred to heirs on a tax-favored basis. Such a combination is gaining appeal among wealthier people in their 60s, who have the liquidity to afford the premium (often $100,000 or more), and who, for estate planning reasons, see merit in protecting their assets from a long-term care event.—Tom Riekse Jr.

8. Use a referral strategy that works.

One of the most successful strategies for generating immediate referrals is an event called, "Don't Miss the Boat." Advisors begin telling clients about the big event 3 months beforehand through a letter.

For example, we'll say, "We're doing this big event on May 15th on the Detroit Star, the dinner boat on the Detroit River. It's going to be a gala event with music and dinner and dancing. But, don't miss the boat; because the only people we're inviting are those that have introduced us to others by the event date."  

This event gives clients an immediate incentive to think of someone. Yes, it may be a little gimmicky and you may think your wealthy clients may not go for this. But, we've never seen this strategy fail. It has consistently produced referrals of 40 or more per event! — Maribeth Kuzmeski, Red Zone Marketing

7. Spend four hours a day prospecting.

In order to get a sufficient number of leads, you need to spend a significant amount of time prospecting. For most salespeople, spending far too little time prospecting is their primary issue. If you're wondering where you'll find four hours in a day, the answer is simple:

First, stop wasting time on unqualified prospects you'll never convert. You know who these people are; you've been calling them for months, maybe even years. Get rid of them immediately, or give them one final call and tell them this is the last time you will contact them. It's now or never.

Second, stop over-contacting and irritating qualified leads. The reason salespeople keep unqualified prospects in their funnel and harass and over-contact the qualified leads is because they have no one else to call. Spending a lot of time prospecting will give you an abundance of prospects and solve both these issues.

Third, cut out all the busy work you do to avoid the hard work of prospecting. Most of us are very creative at coming up with ways to avoid hard work from cleaning up our desks and doing paperwork in the middle of the day, to scheduling doctor appointments and other personal items during prime calling times. Stop it!

Finally, schedule your prospecting time and stick to the schedule. For example, block off 8 a.m. to 10 a.m. and 2 p.m. to 4 p.m. for prospecting and don't allow anything to infringe on that time.  

I realize that if you are doing little or no prospecting, four hours is a big jump. Start with an hour or two and build from there.— John Chapin, www.completeselling.com

6.  Direct response mailers.

If you have the budget, I would highly recommend doing direct response mailers.

When I started my career, I didn't have any extra money and I printed some fliers and simply went door-to-door.

As much as I would not do that now, if I hadn't done it, I wouldn't even be in the business.—Anthony A. Saccaro