Peter Schorsch is a total bastard

Everybody else thought so, too, except for local blogger Peter Schorsch, who decided that the pay-it-forward chain wasn't generosity, it was some kind of collective guilt trip to get you to pay for somebody else's drink. His logic was pretty shaky, considering that the PIF challenge was in your car, where it's incredibly easy to just say no and not feel embarrassed. It wasn't like people were being called on stage to do it. It was little more than when your grocery cashier asks if you want to add a $1 donation to your bill for some local charity. You can say no and people won't spit on you. But the mere presence of generosity was enough to get Schorsch to go to the Starbucks, order two venti mocha frappuccinos and decline to pay it forward just to do so. Peter Schorsch broke the chain at 378 people. 

Peter Schorsch is, of course, a complete and total bastard.

He went on to say that he is not a complete jerk, and he tipped the Starbucks baristas $100 to prove it. But all that proved was that it was worth $100 to him to break the chain, which only confirms his bastardy. He's like the cadre of ALS bucket challenge haters who, seeing a nationwide outpouring of support for a dread disease that has a 100% mortality rate within a few years and has no cure, complain that people should just donate instead of making YouTube videos of themselves getting wet. Or worse, complain that people are just wasting water and should be ashamed of themselves.

In a world where there is honest-to-God savagery and villainy and evil, in a world where people find it so much easier to be cruel and indifferent rather than kind and involved, people who pour buckets on their heads or who buy somebody else a free cup of overpriced coffee are exactly the kind of everyday hero we all need. We need people to care about things they could otherwise ignore. We need people to show each other acts of kindness just for the sake of being kind. We need to do good not because it is rewarding, not because it makes us feel better, but because it is the right thing to do, because it is something inherently productive and beneficent. We need to do these things because, collectively, they prove that life is good and worth celebrating and protecting.

I know you already know this, being in insurance. This is your business. This is what you do every day, even if it's not under a bucket of really cold water or by way of a free espresso. Even if you don't get credit for it, you do these things anyway. I get ribbed for being a cheerleader for insurance by my friends, but they can rib me all they want. I believe it. And yeah, people in insurance can make a great living doing what they do. but when you're some guy wading through floodwaters to check on a client when your OWN home is flooded, too, that's not about the money. That's about something else. When you attend your client's funeral AFTER the claims check has been delivered, that's not about the money. That's about something else.

There will always be those who see such things and find it repellent. Maybe it's because it asks them if they want to be entirely selfish today, and they don't like what the honest answer would be. Maybe they resent anyone who has the energy to give of themselves without expecting a return. I don't know, honestly. People like Peter Schorsch are a mystery to me. After all, he could have just stayed home, but instead he got in his car, drove across town, ordered the biggest drinks the place had to offer, all just to be a buzzkill.

But, the happy ending here is that a second PIF chain started at the same Starbucks, and quickly grew and grew and grew. I guess there will always be haters of charity out there. But the givers of the world don't let it stop them. They just give harder. And that's an awesome thing indeed.

So, in that spirit, I'll encourage each and every one of you to join the ALS bucket challenge. Pledge a few bucks to the cause, and then challenge your colleagues, your friends, your family. Wear a t-shirt with your agency's logo on it, while you're at it. Or go start a PIF chain at your local coffee shop or ice cream parlor or whatever. Maybe stick your business card in there and the person who doesn't pay it forward has to pay you a visit to discuss their life insurance needs. Chances are, they need way more than they already have.

But just go out and do some good. If you need inspiration, give my friends at the Insurance Industry Charitable Foundation a call, or see what your favorite insurance carrier likes to support. Or, just keep doing what you have been doing, supporting the local ball team, kicking into community fundraisers, whatever. Just keep doing it. Don't let the bastards have the final say.