Employers see DI carrier role as very important

Additionally, 38 percent of respondents say their ability to pay for health care costs to cover wellness, preventative maintenance chronic conditions and critical illness is "very good." This contrasts with only 28 percent who describe as equally good their ability to replace earnings if they had to go on disability for six months or more.  

Almost eight in 10 (77 percent) employers surveyed refer to the role of a disability income insurance carrier as "very important" when brining employees back to work from a disability. An additional 22 percent and 55 percent, respectively, say the carrier's role is "critical" and "important."

"Keeping employees healthy and at work, or returning employees to work as quickly and safely as possible, has become a bigger imperative for employers as they attempt to keep costs down and manage productivity more effectively," the report states. "Employers say they use their disability programs more and more to achieve these goals."

See also:

• 12 facts you should know about disability insurance
• The DI obligation
• Disability insurance: Addressing the facts with clients