Which employees view benefits more favorably?

The study shows a high correlation between employees' health and the value they place on benefits. Those who consider their health to be "very good" or "excel" have a BVI score of 7.5. This compares with 6.9 and 6.4, respectively, for those who describe their health as "good" or "fair" to "poor."

The research notes also that healthier employees rate themselves as doing better in regard to a host of financial goals. Among them:

• Job security (89 percent among respondents with very good or excellent health versus 82 percent of individuals with good health and 75 percent for those with fair or poor health);
• Making ends meet (87 percent vs. 76 percent vs. 61 percent);
• Paying off/reducing household debt (73 percent vs. 62 percent versus 52 percent);
• Financial security in the event of a premature death (67 percent vs. 55 percent vs. 47 percent); and
• Having financial security if a wage earner can no longer work due to a disability or serious illness (62 percent vs. 45 percent vs. 36 percent).