Americans serious about reducing debt

Most Americans with credit card debt believe that getting out of debt is "extremely important" and plan to start doing so this year, according to a new report.

This finding is unveiled in the "2014 Americans and Credit Card Debt Survey." Based on poll of 2,223 adults, the survey was conducted online January 1-9 on behalf of Credit.com, an online credit education and financial services company.

Among the survey's findings:

• 45 percent of respondents believe they have too much credit card debt;
• 51 percent believe of those with credit card debt believe it is "extremely important" that they have a plan in place in 2014 to pay off the debt, while another 21 percent say it is "somewhat important;" and
• 84 percent of those with credit card debt say it is extremely or somewhat likely that they will start paying it down this year.