For a worker who becomes disabled, the difference between having disability insurance or not having it could mean the difference between staying in their home or living a bare-bones lifestyle.
However, the benefits of DI insurance can go beyond financial protection. A survey from the Consumer Federation of American and Unum Group Corp. found recipients had social, psychological and health-related benefits, too.
Continue to the next page to read more about the added benefits of disability insurance.
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| Courtesy: Consumer Federation of American and Unum Group |
1. Disability insurance helps maintain a healthy emotional outlook.
Eighty-eight percent of recipients agreed that disability benefits helped them maintain a healthy emotional outlook.
Recipients were also able to maintain their self-esteem as a provider for their family (77 percent). Knowing their family would be provided for from the benefits reduced recipients' feelings of stress (76 percent).
One recipient had this to say: "I probably would have gone off the deep end. My whole life was working. I think it probably saved my mental health as well. It would have been too much to bear with the health problems I have." —Single female, 50+
2. Disability insurance helps maintain healthy relationships.
3. Disability insurance contributes to better health.
