They hope they don't die before they get old.
Possessing a heavy streak of nihilism when they came of age two decades ago, as well as an equally weighty rejection of the materialistic 1980s, Generation X's cynicism was matched only by its clothes and music. They had the anti-authoritarian streak of their Baby Boomer elders, just without all the free love and flowers.
How times have changed. Now well into their forties, the grunge generation is listing things as lame as life insurance and retirement planning as top concerns.
A retirement study from LIMRA conducted in July found Generation X tended to be more concerned that they would not have enough money for retirement than their younger and older counterparts.
While it might seem surprising, given the attention mobile device-loving Generation Y has received of late, only a quarter of Generation Y consumers (ages 18 to 32) and three in 10 Baby Boomers (age 49 to 68) were very concerned about having enough money for retirement, compared with 36% of Gen X consumers.
Fewer than 20% of all Americans are very confident they will have a secure retirement. Boomers and Gen X were least likely to feel very confident about achieving a secure retirement (13% and 14% respectively), while 21% of Gen Y said they were very confident they would have a secure retirement.