Top Portfolio Products: Goldman Rolls Out Global Bond Fund

3) Lincoln Financial Introduces Treasury-Indexed Insurance Product

Lincoln Financial Group announced Tuesday the introduction of its Lincoln Treasury Indexed Universal Life (IUL) solution designed to capture the benefits of a potential rise in interest rates. This provides a baseline death benefit, with the flexibility to improve and customize coverage over time based on the performance of the 10-year Treasury yield.

Lincoln Treasury Indexed UL policyholders choose their initial duration of guaranteed coverage at issue, and receive a guaranteed schedule of earned credit factors that correspond to different levels of 10-year Treasury yields.

With scheduled premiums paid on time, policyholders can apply the credits as a premium election to either extend coverage beyond the initial coverage duration or reduce out-of-pocket premiums for the initial coverage duration; withdraw the credits as cash; or leave the credits in the policy account value (in all years except year one).

4) ING U.S. Introduces New Lifetime Income Annuity

ING U.S. announced Tuesday that it has launched a new retail product, the ING Lifetime Income single premium deferred fixed annuity, issued by ING USA Annuity and Life Insurance Company. This annuity provides two opportunities to step up income, based on the number of years an individual delays the start of income withdrawals. If income payments are deferred for five years, the available income withdrawal amount is boosted by 150%. With a 10-year deferral, it gets instead a guaranteed 225% boost.

Another possibility for income growth is linked to changes in the S&P 500 Index. If the index is higher at the end of a contract year than at the beginning, the available income amount increases by this percentage, subject to an annual cap on the amount of this increase. The index cap is currently 6% and is fixed for the life of the contract. The step-up benefit and index-linked growth increase the benefit value, which is used to determine the income withdrawal amount only and do not increase the contract's account value.

5) Forethought Launches ForeRetirement Variable Annuity

Forethought Financial Group, Inc., through its Forethought Life Insurance Company subsidiary, has launched the ForeRetirement variable annuity with daily benefit options, available in B, C and L share classes, marking the company's first entry into the variable annuity marketplace.

ForeRetirement features optional living benefits for income needs, as well as death benefit options for legacy objectives, including choices with daily growth potential. The product launch also coincides with a complete redesign of the company's website, Forethought.com, with updated features and intuitive interface.

Read the March 1 Portfolio Products Roundup at AdvisorOne.