In response to "A Real Life 'What Would You Do?'"
Richard wrote:
"Actually, legally, a career agent has a fiduciary duty to the company, not his client. How's that for a conundrum? Also many companies' prohibitions go beyond compensation. They tell producers that any sort of involvement (help) could make them liable beyond their E & O — even just a mere referral. No matter how you view this, many insurers are not acting in a consumer-friendly manner. Their position: your agent can help you into a policy but not out of one."
