It's easy to forget how fragile life is when indulging in the joys of vacations, significant accomplishments, life's special moments or simply going about our day-to-day lives. But with political unrest and natural disasters impacting the U.S. and countries around the world over the past few months, it's clear there are many uncertainties.
And with all the unforeseen events that can befall us, what is it that makes us feel free, safe and secure each day? As Americans, we have many inherent values often taken for granted. Some are more obvious–public discourse, free press and open elections. Others are less evident–financial tools, for example.
Ultimately, we can't predict what challenges life will bring and when. However, with knowledge and resources, we do have the power to prepare for some of the uncertainties that may come our way.
It's important to help your clients determine ways to best protect their assets before unplanned events occur. While there is a wide variety of options to choose from, two commonly overlooked tools–annuities and long-term care insurance–can help provide added comfort in uncertain times.
