What are the two tools?
Pen and paper
Only about 3 percent of people have written down goals for their lives. I didn't say that only 3 percent have goals–just that only 3 percent bothered to write them down. Most studies tell us that the 3 percent with written goals achieve more than the other 97 percent combined. That alone is a pretty strong testament to writing things down. If you are working from thought alone it's not tangible, it's just an idea. Write it down and make it real.
Where you want to be
Get out several sheets of paper and a pen. Use one sheet of paper per area of your life: money, health/weight, career, relationships (one for spouse, one for each kid, one for friends, parents, boss, co-workers and one for customers).
On the left side of the sheet write down the way your life is in that area. For instance, on your health/weight sheet put your weight, the time you spend exercising every day, how much you sleep, how much television you watch, the number of times you eat and how many calories, etc. On your money sheet, write down your current money situation in terms of cash on hand, who you owe and how much, savings, investments, etc. Follow this process for every area of your life.
