It's expensive, but I have it and I'm glad that I do. My wife and I both have a policy. We decided to go for it because my wife had a cousin who had a long nursing home stay a few years back and it pretty well ruined them, the family. He needed all sorts of specialized care and was in there for years. It was terrible. Sometime after that, my wife and I asked our financial person to recommend someone, an agent, who got us the policy. We think it's worth the peace of mind.
Wallace, 75 Gainsville, Fla.
You know, when it comes to stuff like that, I'm inclined to just roll the dice and see what happens. I guess I'm lucky because my family history is that the men usually live a long and healthy life and then one day–bam–they drop dead, so I have the attitude that the same thing is going to happen to me–hopefully not too soon!
John, 69 Mesquite, Texas
