A new year has begun, and while the past is at least secure, the future is what we choose to make of it. Therefore, it's the perfect time to take a fresh look at where we've been, where we are and where we're going. Having this discussion with your clients will ensure–as we move into 2011–they have the confidence to know where their finances are going to take them.
Encourage your clients to re-examine their financial plans. There is no question each and every one of us has been faced with economic challenges in recent years. However, while we can not rewrite the past, we can certainly acknowledge it has been a learning experience and will assist us in the financial planning decisions we guide our clients–and ourselves–to make in the future.
Assessing your situation
Take the time now to ask your clients the tough questions to assess their current state of finances. Doing so should motivate them to take stock of their financial well-being and work toward the future of their dreams.
Are you living within your means?
If not, are you open and willing to making the necessary changes?
