Are there additional protections that should be added to their portfolios to ensure they have cash flow each month, regardless of the ups and downs of the financial markets?
How will they plan for the increasing cost of health care?
How will they pay for an unexpected long-term care need?
Are there financial products that allow them to continue accumulating wealth while also providing protections in case long-term care is needed?
How will their portfolios provide income to last no matter how long they live?
Do they have assets today that are positioned to provide them with dependable income when they need it?
How should they consider paying for essential expenses in retirement?
How should they consider paying for "nice-to-have" expenses in retirement?