Fixed annuity interest rates as of December 2009

By Danny Fisher

December 17, 2009 at 07:00 PM

Share & Print

Interest rate trends on fixed annuities

				Normal Annuity Range
ALL Annuities in Index	Number of Companies	Number of Annuities	Lowest Rate	Low Norm	Average Rate	High Norm	Highest Rate	Standard Deviation
12/7/2009	70	672	0.01%	1.73%	3.94%	6.14%	14.61%	2.21%
11/9/2009	70	667	0.01%	1.85%	4.04%	6.22%	14.61%	2.19%
6/8/2009	69	719	1.25%	2.38%	4.56%	6.74%	14.61%	2.18%
12/8/2008	74	773	2.00%	3.52%	5.55%	7.57%	14.61%	2.02%

Note: Rate includes "Non-Forfeitable" first year interest bonus.

"CD" type annuities: Average rates for length of guarantee period

Years	1	2	3	4	5	6	7	8	9	10
12/07/09	1.17%	1.18%	1.99%	2.16%	2.67%	2.61%	2.90%	3.06%	3.19%	3.35%
11/09/09	1.17%	1.38%	2.17%	2.43%	2.76%	2.68%	3.02%	3.18%	3.32%	3.50%
6/08/09	2.32%	1.82%	2.72%	3.10%	3.36%	3.38%	3.52%	3.91%	4.02%	4.14%
12/08/08	3.73%	3.34%	4.00%	4.52%	4.40%	4.57%	4.75%	5.04%	4.90%	5.19%

Data as of 12/07/2009

Source: Fisher Annuity Index, Dallas

NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Resource Center

Why Charitable Expertise Should Be Part of Your Practice link

White Paper

Why Charitable Expertise Should Be Part of Your Practice

Generative AI Trends Among U.S. Financial Advisors and Consumers link

White Paper

Generative AI Trends Among U.S. Financial Advisors and Consumers

Tech Is the New Talent Magnet: Firms That Invest in Innovation Attract Top Advisors link

White Paper

Tech Is the New Talent Magnet: Firms That Invest in Innovation Attract Top Advisors